First Bank (NC)


Overview / Commentary
866-792-4357
300 S.W. Broad Street
Southern Pines, NC 28387

First Bank (NC) is headquartered in Southern Pines and is the 4th largest bank in the state of North Carolina. It is also the 180th largest bank in the nation. It was established in 1934 and as of June of 2021, it had grown to 1,088 employees at 104 locations. First Bank (NC) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #15019
Year Established1934
Employees1088
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD12.48%
Annual Interest Income$119.1MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$8.20B$6.88B
LoansQ2 2021vs Q2 2020$4.74B$4.76B
DepositsQ2 2021vs Q2 2020$7.18B$5.86B
Equity CapitalQ2 2021vs Q2 2020$953.3MM$902.6MM
Loan Loss AllowanceQ2 2021vs Q2 2020$65.0MM$42.3MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$25.6MM$29.1MM
Real Estate OwnedQ2 2021vs Q2 2020$826.00K$3.0MM
Rates

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Locations

Availability



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