First Bank (NC)


Overview / Commentary
866-792-4357
300 S.W. Broad Street
Southern Pines, NC 28387

First Bank (NC) is headquartered in SOUTHERN PINES and is the 5th largest bank in the state of North Carolina. It is also the 141st largest bank in the nation. It was established in 1934 and as of December of 2024, it had grown to 1,371 employees at 116 locations. First Bank (NC) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #15019
Year Established1934
Employees1371
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.6%
Annual Interest Income$519.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$12.15B$12.11B
LoansQ4 2024vs Q4 2023$7.98B$8.04B
DepositsQ4 2024vs Q4 2023$10.56B$10.04B
Equity CapitalQ4 2024vs Q4 2023$1.52B$1.48B
Loan Loss AllowanceQ4 2024vs Q4 2023$122.6MM$109.9MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$24.1MM$21.4MM
Real Estate OwnedQ4 2024vs Q4 2023$5MM$862K
Rates

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Locations

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