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Overview / Commentary
910-692-6222
300 S.W. Broad Street
Southern Pines, NC 28387

First Bank (NC) is headquartered in Southern Pines and is the 5th largest bank in the state of North Carolina. It is also the 224th largest bank in the nation. It was established in 1934 and as of June of 2017, it had grown to 1,006 employees at 97 locations. First Bank (NC) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #15019
Year Established1934
Employees1006
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD7.92%
Annual Interest Income$79.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$4.53B$3.46B
LoansQ2 2017vs Q2 2016$3.37B$2.58B
DepositsQ2 2017vs Q2 2016$3.65B$2.88B
Equity CapitalQ2 2017vs Q2 2016$550.6MM$403.8MM
Loan Loss AllowanceQ2 2017vs Q2 2016$24.0MM$26.0MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$23.2MM$33.8MM
Real Estate OwnedQ2 2017vs Q2 2016$11.2MM$10.2MM
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