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Overview / Commentary
300 S.W. Broad Street
Southern Pines, NC 28387

First Bank (NC) is headquartered in Southern Pines and is the 4th largest bank in the state of North Carolina. It is also the 198th largest bank in the nation. It was established in 1934 and as of March of 2018, it had grown to 1,061 employees at 110 locations. First Bank (NC) has an A+ health rating.


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Health Grade Components

FDIC Certificate #15019
Year Established1934
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD11.39%
Annual Interest Income$55.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$5.64B$4.44B
LoansQ1 2018vs Q1 2017$4.10B$3.28B
DepositsQ1 2018vs Q1 2017$4.50B$3.64B
Equity CapitalQ1 2018vs Q1 2017$758.7MM$539.2MM
Loan Loss AllowanceQ1 2018vs Q1 2017$23.3MM$23.5MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$22.3MM$27.4MM
Real Estate OwnedQ1 2018vs Q1 2017$11.3MM$12.8MM

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