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Overview / Commentary
300 S.W. Broad Street
Southern Pines, NC 28387

First Bank (NC) is headquartered in Southern Pines and is the 7th largest bank in the state of North Carolina. It is also the 273rd largest bank in the nation. It was established in 1934 and as of September of 2016, it had grown to 829 employees at 91 locations. First Bank (NC) has an A health rating.


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Health Grade Components

FDIC Certificate #15019
Year Established1934
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD6.94%
Annual Interest Income$97.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$3.54B$3.27B
LoansQ3 2016vs Q3 2015$2.63B$2.46B
DepositsQ3 2016vs Q3 2015$2.92B$2.71B
Equity CapitalQ3 2016vs Q3 2015$407.0MM$414.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$24.6MM$30.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$32.8MM$42.3MM
Real Estate OwnedQ3 2016vs Q3 2015$10.1MM$9.3MM

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First Bank (NC) has 91 locations. Click to view all First Bank (NC) locations.