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Overview / Commentary
300 S.W. Broad Street
Southern Pines, NC 28387

First Bank (NC) is headquartered in Southern Pines and is the 6th largest bank in the state of North Carolina. It is also the 225th largest bank in the nation. It was established in 1934 and as of March of 2017, it had grown to 1,009 employees at 100 locations. First Bank (NC) has an A+ health rating.


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Health Grade Components

FDIC Certificate #15019
Year Established1934
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD6.75%
Annual Interest Income$36.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$4.44B$3.38B
LoansQ1 2017vs Q1 2016$3.28B$2.52B
DepositsQ1 2017vs Q1 2016$3.64B$2.83B
Equity CapitalQ1 2017vs Q1 2016$539.2MM$392.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$23.5MM$26.6MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$27.4MM$35.7MM
Real Estate OwnedQ1 2017vs Q1 2016$12.8MM$8.8MM

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First Bank (NC) has 98 locations. Click to view all First Bank (NC) locations.