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Overview / Commentary
300 S.W. Broad Street
Southern Pines, NC 28387

First Bank (NC) is headquartered in Southern Pines and is the 7th largest bank in the state of North Carolina. It is also the 268th largest bank in the nation. It was established in 1934 and as of December of 2016, it had grown to 827 employees at 92 locations. First Bank (NC) has an A health rating.


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Health Grade Components

FDIC Certificate #15019
Year Established1934
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD7.38%
Annual Interest Income$131.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$3.61B$3.36B
LoansQ4 2016vs Q4 2015$2.69B$2.50B
DepositsQ4 2016vs Q4 2015$2.95B$2.82B
Equity CapitalQ4 2016vs Q4 2015$410.3MM$384.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$23.8MM$28.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$27.5MM$40.0MM
Real Estate OwnedQ4 2016vs Q4 2015$9.5MM$9.2MM

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First Bank (NC) has 98 locations. Click to view all First Bank (NC) locations.