Carolina Trust Federal Credit Union is headquartered in Myrtle Beach and is the 14th largest credit union in the state of South Carolina. It is also the 842nd largest credit union in the nation. It was established in 1958 and as of December of 2022, it had grown to 91 employees and 39,511 members at 7 locations. Carolina Trust Federal Credit Union's money market rates are 5X the national average, and it has a B+ health rating.
Carolina Trust Federal Credit Union is open to those who reside, regularly conduct business or work, volunteer, attend school or worship in Georgetown, Horry, Marion, southern part of Florence County (south of Lynches River), Williamsburg, South Carolina or Brunswick County in North Carolina. Family of credit union members are also eligible.
See current membership details
Overall | |
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NCUA # | 12361 |
Year Chartered | 1958 |
Employees | 91 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.92% |
Return on Equity - YTD | 12.18% |
Annual Interest Income | $12.7MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $394.9MM$370.8MM |
Loans | Q4 2022vs Q4 2021 | $268.3MM$220.3MM |
Deposits | Q4 2022vs Q4 2021 | $359.6MM$336.1MM |
Equity Capital | Q4 2022vs Q4 2021 | $29.9MM$30.5MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $2.8MM$2.7MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $3.0MM$2.2MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Carolina Trust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.27%* | $250k* | - | Money Market Account | ||
OTHER TIERS: 1.01% → $2.5k - $5k | 1.26% → $5k - $25k | 1.51% → $25k - $100k | 2.02% → $100k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $250 | - | Direct Checking | |
0.05% | $250 | - | 50 Plus Checking | |
0.05% | $500 | - | Business Plus Checking |
Carolina Trust Federal Credit Union Locations | ||
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Branch Office | 1610 Highway 17 S Ste C | Surfside Beach, SC 29575-6082 |
Branch Office | 422 N Georgetown Hwy | Johnsonville, SC 29555-8056 |
Branch Office | 219 W Main St | Lake City, SC 29560-2427 |
Branch Office | 1010 21st Ave N | Myrtle Beach, SC 29577-7485 |
Branch Office | 2518 Main St | Conway, SC 29526-3365 |
Branch Office | 4254 Holmestown Rd | Myrtle Beach, SC 29588-7839 |
Branch Office | 1602 Highway 17 | Little River, SC 29566 |