Carolina Trust Federal Credit Union

Overview / Commentary
1010 21st Ave N
Myrtle Beach, SC 29577

Carolina Trust Federal Credit Union is headquartered in Myrtle Beach and is the 14th largest credit union in the state of South Carolina. It is also the 860th largest credit union in the nation. It was established in 1958 and as of December of 2021, it had grown to 85 employees and 44,351 members at 7 locations. Carolina Trust Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Carolina Trust Federal Credit Union is open to those who reside, regularly conduct business or work, volunteer, attend school or worship in Georgetown, Horry, Marion, southern part of Florence County (south of Lynches River), Williamsburg, South Carolina or Brunswick County in North Carolina. Family of credit union members are also eligible.
See current membership details


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Health Grade Components

NCUA #12361
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD9.73%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$370.8MM$305.3MM
LoansQ4 2021vs Q4 2020$220.3MM$213.7MM
DepositsQ4 2021vs Q4 2020$336.1MM$273.0MM
Equity CapitalQ4 2021vs Q4 2020$30.5MM$28.0MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.7MM$2.5MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$2.2MM$1.5MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0

Rates for Carolina Trust Federal Credit Union are currently being reviewed.


Carolina Trust Federal Credit Union Locations
Branch Office1610 Highway 17 S Ste CSurfside Beach, SC 29575-6082
Branch Office422 N Georgetown HwyJohnsonville, SC 29555-8056
Branch Office219 W Main StLake City, SC 29560-2427
Branch Office1010 21st Ave NMyrtle Beach, SC 29577-7485
Branch Office2518 Main StConway, SC 29526-3365
Branch Office4254 Holmestown RdMyrtle Beach, SC 29588-7839
Branch Office1602 Highway 17Little River, SC 29566

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