Carolina Trust Federal Credit Union

Overview / Commentary
1010 21st Ave N
Myrtle Beach, SC 29577-7485

Carolina Trust Federal Credit Union is headquartered in Myrtle Beach and is the 14th largest credit union in the state of South Carolina. It is also the 942nd largest credit union in the nation. It was established in 1958 and as of June of 2019, it had grown to 84 employees and 41,447 members at 7 locations. Carolina Trust Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Carolina Trust Federal Credit Union is open to those who reside, regularly conduct business or work, volunteer, attend school or worship in Georgetown, Horry, Marion, southern part of Florence County (south of Lynches River), Williamsburg, South Carolina or Brunswick County in North Carolina. Family of credit union members are also eligible.
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Health Grade Components

NCUA #12361
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD8.34%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$245.6MM$239.5MM
LoansQ2 2019vs Q2 2018$171.0MM$155.9MM
DepositsQ2 2019vs Q2 2018$216.4MM$212.3MM
Equity CapitalQ2 2019vs Q2 2018$25.1MM$22.6MM
Loan Loss AllowanceQ2 2019vs Q2 2018$2.0MM$1.5MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$568.00K$509.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Carolina Trust Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carolina Trust Federal Credit Union Savings Account Rates

0.35%--IRA Savings Account
0.35%--Coverdell Education Savings Account (ESA)
0.25%--Christmas Club Account
0.25%--Health Savings Account (HSA)
0.15%--Health Savings Account (HSA Checking)
0.10%$100-Primary Share Savings
0.10%$25-Goal Club Youth Account
0.10%$50-Business Savings

Carolina Trust Federal Credit Union Money Market Rates

0.50%*$100k*-Money Market Account
OTHER TIERS: 0.20% $2.5k - $5k | 0.30% $5k - $25k | 0.40% $25k - $100k

Carolina Trust Federal Credit Union Checking Account Rates

0.04%$500-Business Plus Checking
0.03%$250-Direct Checking
0.03%$2.5k-50 Plus Checking

Carolina Trust Federal Credit Union CD Rates

1.75%$250-60 Month CD
1.60%$250-48 Month CD
1.40%$250-36 Month CD
1.30%$250-18 Month Variable Rate CD
1.25%$250-24 Month CD
1.10%$250-18 Month CD
1.00%$250-12 Month CD
0.65%$250-6 Month CD
0.35%$250-3 Month CD
0.15%$100$50012 Month Money Builder Small Term Share Certificate

Carolina Trust Federal Credit Union IRA Rates

1.75%$250-60 Month IRA
1.60%$250-48 Month IRA
1.40%$250-36 Month IRA
1.30%$250-18 Month Variable Rate IRA
1.25%$250-24 Month IRA
1.10%$250-18 Month IRA
1.00%$250-12 Month IRA
0.65%$250-6 Month IRA

Carolina Trust Federal Credit Union Locations
Branch Office1610 Highway 17 S Ste CSurfside Beach, SC 29575-6082
Branch Office422 N Georgetown HwyJohnsonville, SC 29555-8056
Branch Office219 W Main StLake City, SC 29560-2427
Branch Office1010 21st Ave NMyrtle Beach, SC 29577-7485
Branch Office2518 Main StConway, SC 29526-3365
Branch Office4254 Holmestown RdMyrtle Beach, SC 29588-7839
Branch Office1602 Highway 17Little River, SC 29566

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