Carolina Trust Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.carolinatrust.org

843-448-2133

1010 21st Ave N
Myrtle Beach, SC 29577

Carolina Trust Federal Credit Union is headquartered in Myrtle Beach and is the 14^th largest credit union in the state of South Carolina. It is also the 844^th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 96 employees and 41,227 members at 7 locations. Carolina Trust Federal Credit Union has an A health rating.

Field of Membership Restrictions

Carolina Trust Federal Credit Union is open to those who reside, regularly conduct business or work, volunteer, attend school or worship in Georgetown, Horry, Marion, southern part of Florence County (south of Lynches River), Williamsburg, South Carolina or Brunswick County in North Carolina. Family of credit union members are also eligible.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	12361
Year Chartered	1958
Employees	96
Primary Regulator

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	9.11%
Annual Interest Income	$5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$412.1MM$404.2MM
Loans	Q1 2025vs Q1 2024	$285.8MM$277.2MM
Deposits	Q1 2025vs Q1 2024	$372.6MM$367.4MM
Equity Capital	Q1 2025vs Q1 2024	$34.8MM$30.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.9MM$3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.6MM$2.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Carolina Trust Federal Credit Union are currently being reviewed.

Locations

Carolina Trust Federal Credit Union Locations
Branch Office	1610 Highway 17 S Ste C	Surfside Beach, SC 29575-6082
Branch Office	422 N Georgetown Hwy	Johnsonville, SC 29555-8056
Branch Office	219 W Main St	Lake City, SC 29560-2427
Branch Office	1010 21st Ave N	Myrtle Beach, SC 29577-7485
Branch Office	2518 Main St	Conway, SC 29526-3365
Branch Office	4254 Holmestown Rd	Myrtle Beach, SC 29588-7839
Branch Office	1602 Highway 17	Little River, SC 29566

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