Carolinas Telco Federal Credit Union


Overview / Commentary
800-622-5305
2821 Crisman St
Charlotte, NC 28208

Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 11th largest credit union in the state of North Carolina. It is also the 626th largest credit union in the nation. It was established in 1979 and as of March of 2021, it had grown to 98 employees and 31,616 members at 9 locations. Carolinas Telco Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details

Related Posts

Highest CD Rates As Of 9/1/20: IRA 48 Mo/ 0.9% APY; Regular 48 Mo/.0.8%APY - 9/24/2020

As of September 1, Certificate of Deposit Rates have dropped at Carolinas Telco. No 5 year CDs. Four year CDs yield less than 1% APY! DA, Please update your lists of rate leaders. A lot of time is wasted finding out the DA listings are outdated. Thanks

CAROLINAS TELCO FCU: IRA Rate Drop: 48Mo.1.21 APY; 36Mo/1.11; 24Mo/1.01 - 8/27/2020

Please note rate drops as of August 3, 2020. IRA rates noted above. Non-IRA rates about 0.10% lower than IRA. Definitely no longer highest rates.

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Reviews (1)

A Fabulous Bank

Posted by: |

This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.



Health
A+

Health Grade Components

Overall
NCUA #23494
Year Chartered1979
Employees98
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD3.39%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$568.7MM$507.4MM
LoansQ1 2021vs Q1 2020$291.7MM$266.8MM
DepositsQ1 2021vs Q1 2020$444.6MM$381.4MM
Equity CapitalQ1 2021vs Q1 2020$71.2MM$74.0MM
Loan Loss AllowanceQ1 2021vs Q1 2020$986.00K$686.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.4MM$2.0MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Carolinas Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Carolinas Telco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.71%--Health Savings Account
0.45%--IRA Savings Account
0.35%$200-Christmas Club
0.35%$5-Estate Share Savings
0.35%--Trust Savings
0.35%--Vacation Club Account
0.10%$5-Prime Share Savings
0.10%--Special Share Savings

Carolinas Telco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%-$15kRewards Checking
0.10%--Checking

Carolinas Telco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$500-48 Month Share Certificate
0.55%$500-36 Month Share Certificate
0.45%$500-24 Month Share Certificate
0.35%$500-12 Month Share Certificate
0.25%$500-6 Month Share Certificate

Carolinas Telco Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-48 Month IRA Certificate
0.65%$500-36 Month IRA Certificate
0.55%$500-24 Month IRA Certificate
0.45%$500-12 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
Locations


Carolinas Telco Federal Credit Union Locations
Branch Office5023 Central AveCharlotte, NC 28205
Branch Office324 Burtonwood DrGastonia, NC 28054
Branch Office20221 W Catawba AveCornelius, NC 28031
Branch Office1020 Woodruff RdGreenville, SC 29607
Branch Office110 Outlet Pointe BlvdColumbia, SC 29210
Branch Office4940 Centre Pointe Dr Suite ANorth Charleston, SC 29418
Branch Office5712 Creedmoor RdRaleigh, NC 27612
Branch Office2600 Sharon Rd WCharlotte, NC 28210
Branch Office2821 Crisman StCharlotte, NC 28208

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