Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 11th largest credit union in the state of North Carolina. It is also the 613th largest credit union in the nation. It was established in 1979 and as of December of 2020, it had grown to 99 employees and 31,698 members at 10 locations. Carolinas Telco Federal Credit Union has an A+ health rating.
Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details
This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.
Overall | |
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NCUA # | 23494 |
Year Chartered | 1979 |
Employees | 99 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.24% |
Return on Equity - YTD | 1.76% |
Annual Interest Income | $16.5MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $552.1MM$445.5MM |
Loans | Q4 2020vs Q4 2019 | $293.3MM$273.9MM |
Deposits | Q4 2020vs Q4 2019 | $423.6MM$371.9MM |
Equity Capital | Q4 2020vs Q4 2019 | $75.3MM$70.8MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.2MM$1.0MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $2.1MM$2.4MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
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APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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1.51% | - | $20k | Rewards Checking | |
0.10% | - | - | Share Draft |
Charlotte Branches | ||
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Branch Office | 5023 Central Ave | Charlotte, NC 28205 |
Branch Office | 2600 Sharon Rd W | Charlotte, NC 28210 |
Branch Office | 2821 Crisman St | Charlotte, NC 28208 |
Columbia Branches | ||
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Branch Office | 1600 Williams St | Columbia, SC 29201 |
Branch Office | 110 Outlet Pointe Blvd | Columbia, SC 29210 |
Cornelius Branches | ||
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Branch Office | 20221 W Catawba Ave | Cornelius, NC 28031 |
Gastonia Branches | ||
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Branch Office | 324 Burtonwood Dr | Gastonia, NC 28054 |
Greenville Branches | ||
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Branch Office | 1020 Woodruff Rd | Greenville, SC 29607 |
North Charleston Branches | ||
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Branch Office | 4940 Centre Pointe Dr Suite A | North Charleston, SC 29418 |
Raleigh Branches | ||
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Branch Office | 5712 Creedmoor Rd | Raleigh, NC 27612 |