Carolinas Telco Federal Credit Union

Overview / Commentary
2821 Crisman St
Charlotte, NC 28208

Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 11th largest credit union in the state of North Carolina. It is also the 641st largest credit union in the nation. It was established in 1979 and as of December of 2019, it had grown to 92 employees and 32,578 members at 10 locations. Carolinas Telco Federal Credit Union's CD rates are 91% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details

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Reviews (1)

A Fabulous Bank

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This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.


Health Grade Components

NCUA #23494
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD5.69%
Annual Interest Income$16.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$445.5MM$437.8MM
LoansQ4 2019vs Q4 2018$273.9MM$241.8MM
DepositsQ4 2019vs Q4 2018$371.9MM$358.3MM
Equity CapitalQ4 2019vs Q4 2018$70.8MM$62.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.0MM$1.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.4MM$1.9MM
Real Estate OwnedQ4 2019vs Q4 2018$0$16.00K
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Carolinas Telco Federal Credit Union Savings Account Rates

0.71%--Health Savings Account
0.45%--IRA Savings Account
0.35%$5-Prime Share Savings
0.35%$200-Christmas Club
0.35%--Special Share Savings
0.35%$5-Estate Share Savings
0.35%--Trust Savings
0.35%--Vacation Club Account

Carolinas Telco Federal Credit Union Checking Account Rates

2.02%-$20kRewards Checking
0.10%--Share Draft

Carolinas Telco Federal Credit Union CD Rates

2.73%$500-48 Month Term Share Certificate
2.43%$500-36 Month Term Share Certificate
2.12%$500-24 Month Term Share Certificate
1.72%$500-12 Month Term Share Certificate
1.21%$500-6 Month Term Share Certificate

Carolinas Telco Federal Credit Union IRA Rates

2.84%$500-48 Month Term IRA Certificate
2.53%$500-36 Month Term IRA Certificate
2.22%$500-24 Month Term IRA Certificate
1.82%$500-12 Month Term IRA Certificate
1.31%$500-6 Month Term IRA Certificate

Cities: Charlotte, Columbia, Cornelius, Gastonia, Greenville, North Charleston, Raleigh

Charlotte Branches
Branch Office5023 Central AveCharlotte, NC 28205
Branch Office2600 Sharon Rd WCharlotte, NC 28210
Branch Office2821 Crisman StCharlotte, NC 28208

Columbia Branches
Branch Office1600 Williams StColumbia, SC 29201
Branch Office110 Outlet Pointe BlvdColumbia, SC 29210

Cornelius Branches
Branch Office20221 W Catawba AveCornelius, NC 28031

Gastonia Branches
Branch Office324 Burtonwood DrGastonia, NC 28054

Greenville Branches
Branch Office505 N Main STGreenville, SC 29601

North Charleston Branches
Branch Office4940 Centre Pointe Dr Suite ANorth Charleston, SC 29418

Raleigh Branches
Branch Office5712 Creedmoor RdRaleigh, NC 27612

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