Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 11th largest credit union in the state of North Carolina. It is also the 649th largest credit union in the nation. It was established in 1979 and as of December of 2021, it had grown to 97 employees and 31,765 members at 8 locations. Carolinas Telco Federal Credit Union has an A+ health rating.
Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details
This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.
Overall | |
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NCUA # | 23494 |
Year Chartered | 1979 |
Employees | 97 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.44% |
Return on Equity - YTD | 3.57% |
Annual Interest Income | $15.9MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $564.1MM$552.1MM |
Loans | Q4 2021vs Q4 2020 | $281.2MM$293.3MM |
Deposits | Q4 2021vs Q4 2020 | $470.2MM$423.6MM |
Equity Capital | Q4 2021vs Q4 2020 | $70.7MM$75.3MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $1.5MM$1.2MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.9MM$2.1MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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1.51% | - | $15k | Rewards Checking | |
0.10% | - | - | Checking |
Carolinas Telco Federal Credit Union Locations | ||
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Branch Office | 5023 Central Ave | Charlotte, NC 28205 |
Branch Office | 324 Burtonwood Dr | Gastonia, NC 28054 |
Branch Office | 20221 W Catawba Ave | Cornelius, NC 28031 |
Branch Office | 1020 Woodruff Rd | Greenville, SC 29607 |
Branch Office | 110 Outlet Pointe Blvd | Columbia, SC 29210 |
Branch Office | 5712 Creedmoor Rd | Raleigh, NC 27612 |
Branch Office | 2600 Sharon Rd W | Charlotte, NC 28210 |
Branch Office | 2821 Crisman St | Charlotte, NC 28208 |