Featured Savings Rates
Featured Accounts

Carolinas Telco Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.51%Reward CheckingRewards Checking
0.55%1-year CD12 Month Term Share Certificate
0.35%SavingsSpecial Share Savings

Overview / Commentary
704-391-5600
2821 Crisman St
Charlotte, NC 28208

Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 9th largest credit union in the state of North Carolina. It is also the 594th largest credit union in the nation. It was established in 1979 and as of March of 2016, it had grown to 72 employees and 30,550 members at 10 locations. Carolinas Telco Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details

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Reviews (1)

A Fabulous Bank

Posted by: meleco | Aug 20, 2012

This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.



Health
A+

Health Grade Components

Overall
NCUA #23494
Year Chartered1979
Employees72
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD3.55%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$406.3MM$388.3MM
LoansQ1 2016vs Q1 2015$176.3MM$157.9MM
DepositsQ1 2016vs Q1 2015$343.5MM$327.1MM
Equity CapitalQ1 2016vs Q1 2015$61.6MM$60.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$748.00K$1.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$644.00K$1.2MM
Real Estate OwnedQ1 2016vs Q1 2015$57.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carolinas Telco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.71%--Health Savings Account
0.45%$50-IRA Savings Account
0.45%$50-Roth IRA Savings
0.45%$50-Educational IRA Savings
0.35%$25-Prime Share Savings
0.35%$200-Christmas Club
0.35%--Special Share Savings

Carolinas Telco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*-$15kRewards Checking
OTHER TIERS: 0.10% $15k+
0.10%--Share Draft

Carolinas Telco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%$500-48 Month Term Share Certificate
0.95%$500-36 Month Term Share Certificate
0.70%$500-24 Month Term Share Certificate
0.55%$500-12 Month Term Share Certificate
0.45%$500-6 Month Term Share Certificate

Carolinas Telco Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.13%$500-48 Month Term IRA Certificate
0.97%$500-36 Month Term IRA Certificate
0.72%$500-24 Month Term IRA Certificate
0.57%$500-12 Month Term IRA Certificate
0.47%$500-6 Month Term IRA Certificate
Locations


Carolinas Telco Federal Credit Union Locations
Branch Office5023 Central AveCharlotte, NC 28205
Branch Office324 Burtonwood DrGastonia, NC 28054
Branch Office20221 W Catawba AveCornelius, NC 28031
Branch Office4509 Creedmoor Rd Ste 1074Raleigh, NC 27612
Branch Office2600 Sharon Rd WCharlotte, NC 28210
Branch Office2821 Crisman StCharlotte, NC 28208
Branch Office1600 Williams StColumbia, SC 29201
Branch Office505 N Main STGreenville, SC 29601
Branch Office110 Outlet Pointe BlvdColumbia, SC 29210
Branch Office4940 Centre Pointe Dr Suite ANorth Charleston, SC 29418