Carolinas Telco Federal Credit Union

Overview / Commentary
2821 Crisman St
Charlotte, NC 28208

Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 11th largest credit union in the state of North Carolina. It is also the 613th largest credit union in the nation. It was established in 1979 and as of December of 2020, it had grown to 99 employees and 31,698 members at 10 locations. Carolinas Telco Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details

Related Posts

Highest CD Rates As Of 9/1/20: IRA 48 Mo/ 0.9% APY; Regular 48 Mo/.0.8%APY - 9/24/2020

As of September 1, Certificate of Deposit Rates have dropped at Carolinas Telco. No 5 year CDs. Four year CDs yield less than 1% APY! DA, Please update your lists of rate leaders. A lot of time is wasted finding out the DA listings are outdated. Thanks

CAROLINAS TELCO FCU: IRA Rate Drop: 48Mo.1.21 APY; 36Mo/1.11; 24Mo/1.01 - 8/27/2020

Please note rate drops as of August 3, 2020. IRA rates noted above. Non-IRA rates about 0.10% lower than IRA. Definitely no longer highest rates.

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Reviews (1)

A Fabulous Bank

Posted by: |

This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.


Health Grade Components

NCUA #23494
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD1.76%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$552.1MM$445.5MM
LoansQ4 2020vs Q4 2019$293.3MM$273.9MM
DepositsQ4 2020vs Q4 2019$423.6MM$371.9MM
Equity CapitalQ4 2020vs Q4 2019$75.3MM$70.8MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.2MM$1.0MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.1MM$2.4MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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Carolinas Telco Federal Credit Union Savings Account Rates

0.71%--Health Savings Account
0.45%--IRA Savings Account
0.35%$200-Christmas Club
0.35%$5-Estate Share Savings
0.35%--Trust Savings
0.35%--Vacation Club Account
0.20%$5-Prime Share Savings
0.20%--Special Share Savings

Carolinas Telco Federal Credit Union Checking Account Rates

1.51%-$20kRewards Checking
0.10%--Share Draft

Carolinas Telco Federal Credit Union CD Rates

1.51%$500-48 Month Term Share Certificate
1.31%$500-36 Month Term Share Certificate
0.90%$500-24 Month Term Share Certificate
0.71%$500-12 Month Term Share Certificate
0.50%$500-6 Month Term Share Certificate

Carolinas Telco Federal Credit Union IRA Rates

1.61%$500-48 Month Term IRA Certificate
1.41%$500-36 Month Term IRA Certificate
1.01%$500-24 Month Term IRA Certificate
0.80%$500-12 Month Term IRA Certificate
0.60%$500-6 Month Term IRA Certificate

Cities: Charlotte, Columbia, Cornelius, Gastonia, Greenville, North Charleston, Raleigh

Charlotte Branches
Branch Office5023 Central AveCharlotte, NC 28205
Branch Office2600 Sharon Rd WCharlotte, NC 28210
Branch Office2821 Crisman StCharlotte, NC 28208

Columbia Branches
Branch Office1600 Williams StColumbia, SC 29201
Branch Office110 Outlet Pointe BlvdColumbia, SC 29210

Cornelius Branches
Branch Office20221 W Catawba AveCornelius, NC 28031

Gastonia Branches
Branch Office324 Burtonwood DrGastonia, NC 28054

Greenville Branches
Branch Office1020 Woodruff RdGreenville, SC 29607

North Charleston Branches
Branch Office4940 Centre Pointe Dr Suite ANorth Charleston, SC 29418

Raleigh Branches
Branch Office5712 Creedmoor RdRaleigh, NC 27612

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