Advertising Disclosure
  1. Banks
  2. Carolinas Telco Federal Credit Union

Carolinas Telco Federal Credit Union


Overview / Commentary
www.ctelco.org
800-622-5305
2821 Crisman St
Charlotte, NC 28208

Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 11th largest credit union in the state of North Carolina. It is also the 645th largest credit union in the nation. It was established in 1979 and as of September of 2022, it had grown to 111 employees and 32,887 members at 8 locations. Carolinas Telco Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details

Related Posts

View all posts from:


Reviews (1)

A Fabulous Bank

Posted by: |

This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.

3


Health
B+

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #23494
Year Chartered1979
Employees111
Primary Regulator
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD13.76%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$598.2MM$583.6MM
LoansQ3 2022vs Q3 2021$347.9MM$283.6MM
DepositsQ3 2022vs Q3 2021$483.8MM$459.0MM
Equity CapitalQ3 2022vs Q3 2021$39.0MM$72.1MM
Loan Loss AllowanceQ3 2022vs Q3 2021$2.1MM$1.2MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$2.1MM$1.8MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Carolinas Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Carolinas Telco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.71%--Health Savings Account
0.45%--IRA Savings Account
0.35%$200-Christmas Club
0.35%$5-Estate Share Savings
0.35%--Trust Savings
0.35%--Vacation Club Account
0.10%$5-Prime Share Savings
0.10%--Special Share Savings

Carolinas Telco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%-$15kRewards Checking
0.10%--Checking

Carolinas Telco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$500-48 Month Share Certificate
0.55%$500-36 Month Share Certificate
0.45%$500-24 Month Share Certificate
0.35%$500-12 Month Share Certificate
0.25%$500-6 Month Share Certificate

Carolinas Telco Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-48 Month IRA Certificate
0.65%$500-36 Month IRA Certificate
0.55%$500-24 Month IRA Certificate
0.45%$500-12 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
Locations


Carolinas Telco Federal Credit Union Locations
Branch Office5023 Central AveCharlotte, NC 28205
Branch Office324 Burtonwood DrGastonia, NC 28054
Branch Office20221 W Catawba AveCornelius, NC 28031
Branch Office1020 Woodruff RdGreenville, SC 29607
Branch Office110 Outlet Pointe BlvdColumbia, SC 29210
Branch Office5712 Creedmoor RdRaleigh, NC 27612
Branch Office2600 Sharon Rd WCharlotte, NC 28210
Branch Office2821 Crisman StCharlotte, NC 28208

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.