Carolinas Telco Federal Credit Union


Overview / Commentary
800-622-5305
2821 Crisman St
Charlotte, NC 28208

Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 11th largest credit union in the state of North Carolina. It is also the 637th largest credit union in the nation. It was established in 1979 and as of June of 2022, it had grown to 104 employees and 32,417 members at 8 locations. Carolinas Telco Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details

Reviews (1)

A Fabulous Bank

Posted by: |

This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.



Health
B+

Health Grade Components

Overall
NCUA #23494
Year Chartered1979
Employees104
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD8.53%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$596.6MM$576.3MM
LoansQ2 2022vs Q2 2021$325.9MM$286.4MM
DepositsQ2 2022vs Q2 2021$480.3MM$451.6MM
Equity CapitalQ2 2022vs Q2 2021$44.8MM$72.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.3MM$1.0MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.1MM$1.9MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Carolinas Telco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.71%--Health Savings Account
0.45%--IRA Savings Account
0.35%$200-Christmas Club
0.35%$5-Estate Share Savings
0.35%--Trust Savings
0.35%--Vacation Club Account
0.10%$5-Prime Share Savings
0.10%--Special Share Savings

Carolinas Telco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%-$15kRewards Checking
0.10%--Checking

Carolinas Telco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$500-48 Month Share Certificate
0.55%$500-36 Month Share Certificate
0.45%$500-24 Month Share Certificate
0.35%$500-12 Month Share Certificate
0.25%$500-6 Month Share Certificate

Carolinas Telco Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-48 Month IRA Certificate
0.65%$500-36 Month IRA Certificate
0.55%$500-24 Month IRA Certificate
0.45%$500-12 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
Locations


Carolinas Telco Federal Credit Union Locations
Branch Office5023 Central AveCharlotte, NC 28205
Branch Office324 Burtonwood DrGastonia, NC 28054
Branch Office20221 W Catawba AveCornelius, NC 28031
Branch Office1020 Woodruff RdGreenville, SC 29607
Branch Office110 Outlet Pointe BlvdColumbia, SC 29210
Branch Office5712 Creedmoor RdRaleigh, NC 27612
Branch Office2600 Sharon Rd WCharlotte, NC 28210
Branch Office2821 Crisman StCharlotte, NC 28208

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