Carolinas Telco Federal Credit Union

Overview / Commentary
2821 Crisman St
Charlotte, NC 28208

Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 13th largest credit union in the state of North Carolina. It is also the 695th largest credit union in the nation. It was established in 1979 and as of March of 2024, it had grown to 120 employees and 31,786 members at 8 locations. Carolinas Telco Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Carolinas Telco Federal Credit Union is open to North Carolina resident through membership in the North Carolina Consumers Council. Those who live, work, worship, or attend school in select areas of Mecklenburg County, NC; Wake County, NC; Gaston County, NC; or Richland County, SC, are also eligible to join. Employees of many North Carolina and South Carolina Select Employee Groups also qualify for membership.
See current membership details

Reviews (1)

A Fabulous Bank

Posted by: |

This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.


Health Grade Components

NCUA #23494
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD-0.36%
Return on Equity - YTD-5.31%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$551MM$593.1MM
LoansQ1 2024vs Q1 2023$306.2MM$342.9MM
DepositsQ1 2024vs Q1 2023$436.8MM$466.3MM
Equity CapitalQ1 2024vs Q1 2023$37.8MM$43.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$4.2MM$2.9MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$4.2MM$3.1MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0

Rates for Carolinas Telco Federal Credit Union are currently being reviewed.


Carolinas Telco Federal Credit Union Locations
Branch Office5023 Central AveCharlotte, NC 28205
Branch Office324 Burtonwood DrGastonia, NC 28054
Branch Office20221 W Catawba AveCornelius, NC 28031
Branch Office1020 Woodruff RdGreenville, SC 29607
Branch Office110 Outlet Pointe BlvdColumbia, SC 29210
Branch Office5712 Creedmoor RdRaleigh, NC 27612
Branch Office2821 Crisman StCharlotte, NC 28208
Branch Office9813 South Blvd Ste 101Charlotte, NC 28273

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