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  2. Carolinas Telco Federal Credit Union

Carolinas Telco Federal Credit Union


Overview / Commentary
www.ctelco.org
800-622-5305
2821 Crisman St
Charlotte, NC 28208

Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 11th largest credit union in the state of North Carolina. It is also the 649th largest credit union in the nation. It was established in 1979 and as of December of 2021, it had grown to 97 employees and 31,765 members at 8 locations. Carolinas Telco Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details

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Reviews (1)

A Fabulous Bank

Posted by: |

This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.

3


Health
A+

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #23494
Year Chartered1979
Employees97
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD3.57%
Annual Interest Income$15.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$564.1MM$552.1MM
LoansQ4 2021vs Q4 2020$281.2MM$293.3MM
DepositsQ4 2021vs Q4 2020$470.2MM$423.6MM
Equity CapitalQ4 2021vs Q4 2020$70.7MM$75.3MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.5MM$1.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.9MM$2.1MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Carolinas Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Carolinas Telco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.71%--Health Savings Account
0.45%--IRA Savings Account
0.35%$200-Christmas Club
0.35%$5-Estate Share Savings
0.35%--Trust Savings
0.35%--Vacation Club Account
0.10%$5-Prime Share Savings
0.10%--Special Share Savings

Carolinas Telco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%-$15kRewards Checking
0.10%--Checking

Carolinas Telco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$500-48 Month Share Certificate
0.55%$500-36 Month Share Certificate
0.45%$500-24 Month Share Certificate
0.35%$500-12 Month Share Certificate
0.25%$500-6 Month Share Certificate

Carolinas Telco Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$500-48 Month IRA Certificate
0.65%$500-36 Month IRA Certificate
0.55%$500-24 Month IRA Certificate
0.45%$500-12 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
Locations


Carolinas Telco Federal Credit Union Locations
Branch Office5023 Central AveCharlotte, NC 28205
Branch Office324 Burtonwood DrGastonia, NC 28054
Branch Office20221 W Catawba AveCornelius, NC 28031
Branch Office1020 Woodruff RdGreenville, SC 29607
Branch Office110 Outlet Pointe BlvdColumbia, SC 29210
Branch Office5712 Creedmoor RdRaleigh, NC 27612
Branch Office2600 Sharon Rd WCharlotte, NC 28210
Branch Office2821 Crisman StCharlotte, NC 28208

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