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Carolinas Telco Federal Credit Union

Popular Accounts at this Credit Union

1.51%Reward CheckingRewards Checking
0.55%1-year CD12 Month Term Share Certificate
0.35%SavingsEstate Share Savings

Overview / Commentary
2821 Crisman St
Charlotte, NC 28208

Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 9th largest credit union in the state of North Carolina. It is also the 600th largest credit union in the nation. It was established in 1979 and as of June of 2016, it had grown to 73 employees and 30,872 members at 10 locations. Carolinas Telco Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details

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Reviews (1)

A Fabulous Bank

Posted by: meleco | Aug 20, 2012

This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.


Health Grade Components

NCUA #23494
Year Chartered1979
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD3.86%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$409.8MM$386.0MM
LoansQ2 2016vs Q2 2015$180.7MM$158.7MM
DepositsQ2 2016vs Q2 2015$344.3MM$325.8MM
Equity CapitalQ2 2016vs Q2 2015$63.9MM$58.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$784.00K$1.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$710.00K$1.2MM
Real Estate OwnedQ2 2016vs Q2 2015$58.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carolinas Telco Federal Credit Union Savings Account Rates

0.71%--Health Savings Account
0.45%$50-IRA Savings Account
0.45%$50-Roth IRA Savings
0.45%$50-Educational IRA Savings
0.35%$25-Prime Share Savings
0.35%$200-Christmas Club
0.35%--Special Share Savings
0.35%--Estate Share Savings

Carolinas Telco Federal Credit Union Checking Account Rates

1.51%*$15k*-Rewards Checking
OTHER TIERS: 0.10% Up to $15k
1.51%*-$15kEstate Share Draft
OTHER TIERS: 0.10% $15k+
0.35%--Share Draft

Carolinas Telco Federal Credit Union CD Rates

1.11%$500-48 Month Term Share Certificate
0.95%$500-36 Month Term Share Certificate
0.70%$500-24 Month Term Share Certificate
0.55%$500-12 Month Term Share Certificate
0.45%$500-6 Month Term Share Certificate

Carolinas Telco Federal Credit Union IRA Rates

1.13%$500-48 Month Term IRA Certificate
0.97%$500-36 Month Term IRA Certificate
0.72%$500-24 Month Term IRA Certificate
0.57%$500-12 Month Term IRA Certificate
0.47%$500-6 Month Term IRA Certificate

Carolinas Telco Federal Credit Union Locations
Branch Office5023 Central AveCharlotte, NC 28205
Branch Office324 Burtonwood DrGastonia, NC 28054
Branch Office20221 W Catawba AveCornelius, NC 28031
Branch Office4509 Creedmoor Rd Ste 1074Raleigh, NC 27612
Branch Office2600 Sharon Rd WCharlotte, NC 28210
Branch Office2821 Crisman StCharlotte, NC 28208
Branch Office1600 Williams StColumbia, SC 29201
Branch Office505 N Main STGreenville, SC 29601
Branch Office110 Outlet Pointe BlvdColumbia, SC 29210
Branch Office4940 Centre Pointe Dr Suite ANorth Charleston, SC 29418