Carolinas Telco Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | Reward Checking | Rewards Checking 1.83% - National Average |
| 0.55% | 1-year CD | 12 Month Term Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.35% | Savings | Estate Share Savings |
Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 9th largest credit union in the state of North Carolina. It is also the 585th largest credit union in the nation. It was established in 1979 and as of March of 2017, it had grown to 76 employees and 31,848 members at 10 locations. Carolinas Telco Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details
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A Fabulous Bank
This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 23494 |
| Year Chartered | 1979 |
| Employees | 76 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 6.87% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $450.4MM$406.3MM |
| Loans | Q1 2017vs Q1 2016 | $205.4MM$176.3MM |
| Deposits | Q1 2017vs Q1 2016 | $357.9MM$343.5MM |
| Equity Capital | Q1 2017vs Q1 2016 | $60.6MM$61.6MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $812.00K$748.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $1.1MM$644.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$57.00K |
Always verify rates and promotions with the bank or credit union. We are not Carolinas Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Carolinas Telco Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.71% | - | - | Health Savings Account | |
| 0.45% | $50 | - | IRA Savings Account | |
| 0.45% | $50 | - | Roth IRA Savings | |
| 0.45% | $50 | - | Educational IRA Savings | |
| 0.35% | $25 | - | Prime Share Savings | |
| 0.35% | $200 | - | Christmas Club | |
| 0.35% | - | - | Special Share Savings | |
| 0.35% | - | - | Estate Share Savings |
Carolinas Telco Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | $15k* | - | Rewards Checking | ||
| OTHER TIERS: 0.10% → Up to $15k | |||||
| 1.51%* | - | $15k | Estate Share Draft | ||
| OTHER TIERS: 0.10% → $15k+ | |||||
| 0.35% | - | - | Share Draft | ||
Carolinas Telco Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.11% | $500 | - | 48 Month Term Share Certificate | |
| 0.95% | $500 | - | 36 Month Term Share Certificate | |
| 0.70% | $500 | - | 24 Month Term Share Certificate | |
| 0.55% | $500 | - | 12 Month Term Share Certificate | |
| 0.45% | $500 | - | 6 Month Term Share Certificate |
Carolinas Telco Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.13% | $500 | - | 48 Month Term IRA Certificate | |
| 0.97% | $500 | - | 36 Month Term IRA Certificate | |
| 0.72% | $500 | - | 24 Month Term IRA Certificate | |
| 0.57% | $500 | - | 12 Month Term IRA Certificate | |
| 0.47% | $500 | - | 6 Month Term IRA Certificate |
| Carolinas Telco Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 5023 Central Ave | Charlotte, NC 28205 |
| Branch Office | 324 Burtonwood Dr | Gastonia, NC 28054 |
| Branch Office | 20221 W Catawba Ave | Cornelius, NC 28031 |
| Branch Office | 4509 Creedmoor Rd Ste 1074 | Raleigh, NC 27612 |
| Branch Office | 2600 Sharon Rd W | Charlotte, NC 28210 |
| Branch Office | 2821 Crisman St | Charlotte, NC 28208 |
| Branch Office | 1600 Williams St | Columbia, SC 29201 |
| Branch Office | 505 N Main ST | Greenville, SC 29601 |
| Branch Office | 110 Outlet Pointe Blvd | Columbia, SC 29210 |
| Branch Office | 4940 Centre Pointe Dr Suite A | North Charleston, SC 29418 |