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Carolinas Telco Federal Credit Union


Overview / Commentary
www.ctelco.org
704-391-5600
2821 Crisman St
Charlotte, NC 28208

Carolinas Telco Federal Credit Union is headquartered in Charlotte and is the 11th largest credit union in the state of North Carolina. It is also the 597th largest credit union in the nation. It was established in 1979 and as of March of 2020, it had grown to 94 employees and 32,590 members at 10 locations. Carolinas Telco Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to employees, independent contractors, or self-employed persons, who work regularly in the Telecommunications Services Industry in North Carolina or South Carolina, including telephone, wireless, internet service provider companies.
See current membership details

Related Posts

CD Rates Dropped: Highest Rate Now 2.02%CD / 2.12% IRA - 4/11/2020

It appears that as of April 1, 2020 Carolinas Telco FCU is no longer offering the exceptional rates the Deposit Accounts website displays. They now are: 48 month CD 2.02% APY 48 month IRA 2.12% APY 36 month CD 1.81% APY 36 month IRA 1.92% APY

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Reviews (1)

A Fabulous Bank

Posted by: |

This a wonderful credit union with exceptional customer care. I wouldn't switch for anything in the world.

3


Health
A

Data as of Q1 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #23494
Year Chartered1979
Employees94
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD3.38%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$507.4MM$438.3MM
LoansQ1 2020vs Q1 2019$266.8MM$238.3MM
DepositsQ1 2020vs Q1 2019$381.4MM$369.6MM
Equity CapitalQ1 2020vs Q1 2019$74.0MM$65.1MM
Loan Loss AllowanceQ1 2020vs Q1 2019$686.00K$1.1MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$2.0MM$1.0MM
Real Estate OwnedQ1 2020vs Q1 2019$0$16.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Carolinas Telco Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Carolinas Telco Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.71%--Health Savings Account
0.45%--IRA Savings Account
0.35%$200-Christmas Club
0.35%$5-Estate Share Savings
0.35%--Trust Savings
0.35%--Vacation Club Account
0.20%$5-Prime Share Savings
0.20%--Special Share Savings

Carolinas Telco Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%-$20kRewards Checking
0.10%--Share Draft

Carolinas Telco Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-48 Month Term Share Certificate
1.31%$500-36 Month Term Share Certificate
0.90%$500-24 Month Term Share Certificate
0.71%$500-12 Month Term Share Certificate
0.50%$500-6 Month Term Share Certificate

Carolinas Telco Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$500-48 Month Term IRA Certificate
1.41%$500-36 Month Term IRA Certificate
1.01%$500-24 Month Term IRA Certificate
0.80%$500-12 Month Term IRA Certificate
0.60%$500-6 Month Term IRA Certificate
Locations


Cities: Charlotte, Columbia, Cornelius, Gastonia, Greenville, North Charleston, Raleigh

Charlotte Branches
Branch Office5023 Central AveCharlotte, NC 28205
Branch Office2600 Sharon Rd WCharlotte, NC 28210
Branch Office2821 Crisman StCharlotte, NC 28208

Columbia Branches
Branch Office1600 Williams StColumbia, SC 29201
Branch Office110 Outlet Pointe BlvdColumbia, SC 29210

Cornelius Branches
Branch Office20221 W Catawba AveCornelius, NC 28031

Gastonia Branches
Branch Office324 Burtonwood DrGastonia, NC 28054

Greenville Branches
Branch Office1020 Woodruff RdGreenville, SC 29607

North Charleston Branches
Branch Office4940 Centre Pointe Dr Suite ANorth Charleston, SC 29418

Raleigh Branches
Branch Office5712 Creedmoor RdRaleigh, NC 27612

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.