Overview / Commentary
Carpenters Credit Union is headquartered in Saint Paul and is the 66th largest credit union in the state of Minnesota. It is also the 2,767th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 7 employees and 18,924 members at 1 location. Carpenters Credit Union has a B+ health rating.
Field of Membership Restrictions
Carpenters Credit Union is open to anyone belonging to the United Brotherhood of Carpenters (UBC), or employees, Board of Directors, and Supervisory Committee of Carpenters Credit Union.
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Health
B+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Carpenters Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24676 |
| Year Chartered | 1953 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.03% |
| Return on Equity - YTD | 11.69% |
| Annual Interest Income | $851.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $32.9MM$29.5MM |
| Loans | Q4 2018vs Q4 2017 | $13.2MM$11.6MM |
| Deposits | Q4 2018vs Q4 2017 | $30.0MM$27.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.9MM$2.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $262.00K$217.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $17.00K$1,000 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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Carpenters Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $300 | - | Savings Account |
Carpenters Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $2.5k | - | Money Market Account |
Locations
| Carpenters Credit Union Locations | ||
|---|---|---|
| Branch Office | 720 Olive St | Saint Paul, MN 55130-4405 |