Carter Credit Union


Overview / Commentary
318-539-3502
133 S Main St
Springhill, LA 71075

Carter Credit Union is headquartered in Springhill and is the 7th largest credit union in the state of Louisiana. It is also the 550th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 120 employees and 36,328 members at 12 locations. Carter Credit Union's money market rates are 7X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Carter Credit Union is open to those who live, work, worship, or attend school (or businesses or other legal entities) in the Louisiana parishes of Bienville, Bossier, Caddo, Claiborne, DeSoto, Red River, or Webster, or in the Arkansas counties of Columbia or Lafayette.
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Health
C+

Health Grade Components

Overall
NCUA #9164
Year Chartered1954
Employees120
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD11.16%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$784MM$736.9MM
LoansQ1 2025vs Q1 2024$603.6MM$563.2MM
DepositsQ1 2025vs Q1 2024$604.1MM$561.3MM
Equity CapitalQ1 2025vs Q1 2024$45.2MM$45.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$10.4MM$9.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$12.4MM$9MM
Real Estate OwnedQ1 2025vs Q1 2024$52K$101K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Carter Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carter Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-Health Savings
1.51%*$0$25kRewards Savings
OTHER TIERS: 0.15% $25k+
0.50%$0-Christmas Club
0.25%$0-Membership Savings
0.25%$0-Other Savings
0.05%$0-Business Share Savings

Carter Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$500k*-Business Money Max
OTHER TIERS: 0.25% $0 - $2.5k | 2.25% $2.5k - $10k | 2.50% $10k - $50k | 2.75% $50k - $100k | 3.00% $100k - $250k | 3.25% $250k - $500k
3.25%*$250k*-Money Max
OTHER TIERS: 1.00% $500 - $2.5k | 2.25% $2.5k - $10k | 2.50% $10k - $50k | 3.00% $50k - $250k

Carter Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$0$10kRewards Checking
OTHER TIERS: 0.25% $10k+
0.55%*$50k*-Commercial Checking
OTHER TIERS: 0.45% $10k - $50k
0.15%$0-Classic Checking

Carter Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$1k-6 Month Share Certificate
3.90%$1k-12 Month Share Certificate
3.65%$1k-60 Month Relationship Share Certificate
3.60%$1k-36 Month Relationship Share Certificate
3.60%$1k-48 Month Relationship Share Certificate
3.60%$1k-24 Month Share Certificate
3.55%$1k-60 Month Share Certificate
3.50%$1k-36 MonthShare Certificate
3.50%$1k-48 Month Share Certificate

Carter Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$1k-6 Month IRA Certificate
3.90%$1k-12 Month IRA Certificate
3.65%$1k-60 Month Relationship IRA Certificate
3.60%$1k-36 Month Relationship IRA Certificate
3.60%$1k-48 Month Relationship IRA Certificate
3.60%$1k-24 Month IRA Certificate
3.55%$1k-60 Month IRA Certificate
3.50%$1k-36 Month IRA Certificate
3.50%$1k-48 Month IRA Certificate
0.25%$0-IRA Savings
Locations

Availability



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