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Carter Credit Union


Overview / Commentary
www.cartercu.org
318-539-3502
133 S Main St
Springhill, LA 71075

Carter Credit Union is headquartered in Springhill and is the 8th largest credit union in the state of Louisiana. It is also the 643rd largest credit union in the nation. It was established in 1954 and as of December of 2020, it had grown to 108 employees and 32,131 members at 9 locations. Carter Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Carter Credit Union is open to those who live, work, worship, or attend school (or businesses or other legal entities) in the Louisiana parishes of Bienville, Bossier, Caddo, Claiborne, DeSoto, Red River, or Webster, or in the Arkansas counties of Columbia or Lafayette.
See current membership details

Related Posts

Carter Credit Union (LA/AR) Has Competitive CDs - 8/5/2020

Carter Credit Union (LA/AR) is currently offering a competitive rate on its 12-month Share Certificate. Minimum deposit is $1k. Also available as an IRA.

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Health
B+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #9164
Year Chartered1954
Employees108
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD6.25%
Annual Interest Income$17.2MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$515.8MM$399.9MM
LoansQ4 2020vs Q4 2019$390.2MM$293.1MM
DepositsQ4 2020vs Q4 2019$323.0MM$283.8MM
Equity CapitalQ4 2020vs Q4 2019$28.7MM$26.7MM
Secondary CapitalQ4 2020vs Q4 2019$7.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$3.8MM$2.0MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$4.2MM$6.1MM
Real Estate OwnedQ4 2020vs Q4 2019$842.00K$416.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Carter Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carter Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-Health Savings
1.51%*-$25kRewards Savings
OTHER TIERS: 0.15% → $25k+
0.50%--Young Savers
0.50%--IRA Savings
0.50%--Christmas Club
0.25%--Regular Share Savings
0.05%--Business Share Savings

Carter Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Business Money Max
OTHER TIERS: 0.25% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $50k | 0.50% → $50k - $100k | 0.75% → $100k - $250k
0.75%*$250k*-Money Max
OTHER TIERS: 0.15% → $500 - $2.5k | 0.25% → $2.5k - $10k | 0.40% → $10k - $50k | 0.55% → $50k - $250k

Carter Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kRewards Checking
OTHER TIERS: 0.25% → $10k+
0.55%*$50k*-Commercial Checking
OTHER TIERS: 0.45% → $10k - $50k
0.15%--Classic Checking
0.15%--Not-for-Profit Checking

Carter Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$1k-60 Month Relationship Share Certificate
1.50%$1k-48 Month Relationship Share Certificate
1.45%$1k-60 Month Share Certificate
1.40%$1k-36 Month Relationship Share Certificate
1.30%$1k-48 Month Share Certificate
1.20%$1k-36 MonthShare Certificate
1.05%$1k-24 Month Share Certificate
0.95%$1k-12 Month Share Certificate
0.60%$1k-6 Month Share Certificate

Carter Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$1k-60 Month Relationship IRA Certificate
1.50%$1k-48 Month Relationship IRA Certificate
1.45%$1k-60 Month IRA Certificate
1.40%$1k-36 Month Relationship IRA Certificate
1.30%$1k-48 Month IRA Certificate
1.20%$1k-36 Month IRA Certificate
1.05%$1k-24 Month IRA Certificate
0.95%$1k-12 Month IRA Certificate
0.60%$1k-6 Month IRA Certificate
Locations


Carter Credit Union Locations
Branch Office6889 Bert Kouns Ind LoopShreveport, LA 71129
Branch Office7288 Highway 509Mansfield, LA 71052
Branch Office45 Highway 79 NMagnolia, AR 71753-3244
Branch Office918 Homer RdMinden, LA 71055
Branch Office6885 Bert Kouns Ind LoopShreveport, LA 71129
Branch Office100 W Church StSpringhill, LA 71075
Branch Office2901 Meadow Creek DrBossier City, LA 71111
Branch Office2415 Red Oak RdCoushatta, LA 71019-9513
Branch Office8988 Ellerbe RdShreveport, LA 71106

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