Carter Credit Union

Overview / Commentary
133 S Main St
Springhill, LA 71075

Carter Credit Union is headquartered in Springhill and is the 7th largest credit union in the state of Louisiana. It is also the 574th largest credit union in the nation. It was established in 1954 and as of December of 2023, it had grown to 132 employees and 34,633 members at 10 locations. Carter Credit Union's money market rates are 8X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Carter Credit Union is open to those who live, work, worship, or attend school (or businesses or other legal entities) in the Louisiana parishes of Bienville, Bossier, Caddo, Claiborne, DeSoto, Red River, or Webster, or in the Arkansas counties of Columbia or Lafayette.
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Health Grade Components

NCUA #9164
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD13.86%
Annual Interest Income$35.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$721.5MM$669.2MM
LoansQ4 2023vs Q4 2022$557.9MM$533.2MM
DepositsQ4 2023vs Q4 2022$543.1MM$514.4MM
Equity CapitalQ4 2023vs Q4 2022$45.7MM$42.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$8.5MM$4.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$10.9MM$7.7MM
Real Estate OwnedQ4 2023vs Q4 2022$84K$65K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carter Credit Union Savings Account Rates

2.02%$500-Health Savings
1.51%*-$25kRewards Savings
OTHER TIERS: 0.15% $25k+
0.50%--Young Savers
0.50%--Christmas Club
0.25%--IRA Savings
0.25%--Membership Savings
0.25%--Other Savings
0.05%--Business Share Savings

Carter Credit Union Money Market Rates

4.00%*$500k*-Business Money Max
OTHER TIERS: 0.25% Up to $2.5k | 2.25% $2.5k - $10k | 2.75% $10k - $50k | 3.25% $50k - $100k | 3.50% $100k - $250k | 3.75% $250k - $500k
3.50%*$250k*-Money Max
OTHER TIERS: 1.00% $500 - $2.5k | 2.25% $2.5k - $10k | 2.75% $10k - $50k | 3.25% $50k - $250k

Carter Credit Union Checking Account Rates

2.25%*-$25kBeyond Rewards Checking
OTHER TIERS: 0.25% $10k+
2.25%*-$10kRewards Checking
OTHER TIERS: 0.25% $10k+
0.55%*$50k*-Commercial Checking
OTHER TIERS: 0.45% $10k - $50k
0.15%--Classic Checking

Carter Credit Union CD Rates

5.25%$1k-9 Month Share Certificate Special
4.85%$1k-12 Month Share Certificate
4.75%$1k-6 Month Share Certificate
4.60%$1k-24 Month Share Certificate
4.45%$1k-36 Month Relationship Share Certificate
4.45%$1k-48 Month Relationship Share Certificate
4.45%$1k-60 Month Relationship Share Certificate
4.25%$1k-36 MonthShare Certificate
4.15%$1k-48 Month Share Certificate
4.10%$1k-60 Month Share Certificate

Carter Credit Union IRA Rates

4.85%$1k-12 Month IRA Certificate
4.75%$1k-6 Month IRA Certificate
4.60%$1k-24 Month IRA Certificate
4.45%$1k-36 Month Relationship IRA Certificate
4.45%$1k-48 Month Relationship IRA Certificate
4.45%$1k-60 Month Relationship IRA Certificate
4.25%$1k-36 Month IRA Certificate
4.15%$1k-48 Month IRA Certificate
4.10%$1k-60 Month IRA Certificate

Cities: Bossier City, Coushatta, Fort Worth, Magnolia, Mansfield, Minden, Shreveport, Springhill

Bossier City Branches
Branch Office2901 Meadow Creek DrBossier City, LA 71111

Coushatta Branches
Branch Office2415 Red Oak RdCoushatta, LA 71019-9513

Fort Worth Branches
Branch Office603 S Adams St Ste 10AFort Worth, TX 76104-3023

Magnolia Branches
Branch Office45 Highway 79 NMagnolia, AR 71753-3244

Mansfield Branches
Branch Office7288 Highway 509Mansfield, LA 71052

Minden Branches
Branch Office918 Homer RdMinden, LA 71055

Shreveport Branches
Branch Office6885 Bert Kouns Ind LoopShreveport, LA 71129
Branch Office8988 Ellerbe RdShreveport, LA 71106
Branch Office4646 Hilry Huckaby III AveShreveport, LA 71107-5707

Springhill Branches
Branch Office100 W Church StSpringhill, LA 71075

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