Carter Credit Union


Overview / Commentary
318-539-3502
133 S Main St
Springhill, LA 71075

Carter Credit Union is headquartered in Springhill and is the 6th largest credit union in the state of Louisiana. It is also the 546th largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 122 employees and 35,380 members at 12 locations. Carter Credit Union's money market rates are 7X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Carter Credit Union is open to those who live, work, worship, or attend school (or businesses or other legal entities) in the Louisiana parishes of Bienville, Bossier, Caddo, Claiborne, DeSoto, Red River, or Webster, or in the Arkansas counties of Columbia or Lafayette.
See current membership details

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Health
C+

Health Grade Components

Overall
NCUA #9164
Year Chartered1954
Employees122
Primary Regulator
Profit Margin
Return on Assets - YTD-0.27%
Return on Equity - YTD-4.78%
Annual Interest Income$41.8MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$784.1MM$721.5MM
LoansQ4 2024vs Q4 2023$626.2MM$557.9MM
DepositsQ4 2024vs Q4 2023$601.5MM$543.1MM
Equity CapitalQ4 2024vs Q4 2023$43.7MM$45.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$12.1MM$8.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$18.9MM$10.9MM
Real Estate OwnedQ4 2024vs Q4 2023$54K$84K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Carter Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carter Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-Health Savings
1.51%*$0$25kRewards Savings
OTHER TIERS: 0.15% $25k+
0.25%$0-Membership Savings
0.05%$0-Business Share Savings

Carter Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$500k*-Business Money Max
OTHER TIERS: 0.25% $0 - $2.5k | 2.25% $2.5k - $10k | 2.50% $10k - $50k | 2.75% $50k - $100k | 3.00% $100k - $250k | 3.25% $250k - $500k
3.25%*$250k*-Money Max
OTHER TIERS: 1.00% $500 - $2.5k | 2.25% $2.5k - $10k | 2.50% $10k - $50k | 3.00% $50k - $250k

Carter Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$0$10kRewards Checking
OTHER TIERS: 0.25% $10k+
0.55%*$50k*-Commercial Checking
OTHER TIERS: 0.45% $10k - $50k
0.15%$0-Classic Checking

Carter Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$1k-6 Month Share Certificate
3.90%$1k-12 Month Share Certificate
3.60%$1k-24 Month Share Certificate
3.55%$1k-60 Month Share Certificate
3.50%$1k-36 MonthShare Certificate
3.50%$1k-48 Month Share Certificate

Carter Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.95%$1k-6 Month IRA Certificate
3.90%$1k-12 Month IRA Certificate
3.60%$1k-24 Month IRA Certificate
3.55%$1k-60 Month IRA Certificate
3.50%$1k-36 Month IRA Certificate
3.50%$1k-48 Month IRA Certificate
0.25%$0-IRA Savings
Locations

Availability



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