Carter Credit Union

Overview / Commentary
133 S Main St
Springhill, LA 71075

Carter Credit Union is headquartered in Springhill and is the 8th largest credit union in the state of Louisiana. It is also the 628th largest credit union in the nation. It was established in 1954 and as of September of 2020, it had grown to 108 employees and 31,254 members at 9 locations. Carter Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Carter Credit Union is open to those who live, work, worship, or attend school (or businesses or other legal entities) in the Louisiana parishes of Bienville, Bossier, Caddo, Claiborne, DeSoto, Red River, or Webster, or in the Arkansas counties of Columbia or Lafayette.
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Health Grade Components

NCUA #9164
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD5.38%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$518.0MM$376.2MM
LoansQ3 2020vs Q3 2019$385.9MM$266.2MM
DepositsQ3 2020vs Q3 2019$320.5MM$263.2MM
Equity CapitalQ3 2020vs Q3 2019$28.1MM$22.9MM
Secondary CapitalQ3 2020vs Q3 2019$7.5MM
Loan Loss AllowanceQ3 2020vs Q3 2019$3.7MM$1.6MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$2.8MM$4.0MM
Real Estate OwnedQ3 2020vs Q3 2019$844.00K$418.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carter Credit Union Savings Account Rates

2.02%$500-Health Savings
1.51%*-$25kRewards Savings
OTHER TIERS: 0.15% $25k+
0.50%--Young Savers
0.50%--IRA Savings
0.50%--Christmas Club
0.25%--Regular Share Savings
0.05%--Business Share Savings

Carter Credit Union Money Market Rates

1.00%*$250k*-Business Money Max
OTHER TIERS: 0.25% Up to $2.5k | 0.30% $2.5k - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k | 0.75% $100k - $250k
0.50%*$50k*-Money Max
OTHER TIERS: 0.15% $500 - $2.5k | 0.25% $2.5k - $10k | 0.40% $10k - $50k

Carter Credit Union Checking Account Rates

0.55%*$50k*-Commercial Checking
OTHER TIERS: 0.45% $10k - $50k
0.15%--Classic Checking
0.15%--Not-for-Profit Checking

Carter Credit Union CD Rates

1.65%$1k-60 Month Relationship Share Certificate
1.50%$1k-48 Month Relationship Share Certificate
1.45%$1k-60 Month Share Certificate
1.40%$1k-36 Month Relationship Share Certificate
1.30%$1k-48 Month Share Certificate
1.20%$1k-36 MonthShare Certificate
1.05%$1k-24 Month Share Certificate
0.95%$1k-12 Month Share Certificate
0.60%$1k-6 Month Share Certificate

Carter Credit Union IRA Rates

1.65%$1k-60 Month Relationship IRA Certificate
1.50%$1k-48 Month Relationship IRA Certificate
1.45%$1k-60 Month IRA Certificate
1.40%$1k-36 Month Relationship IRA Certificate
1.30%$1k-48 Month IRA Certificate
1.20%$1k-36 Month IRA Certificate
1.05%$1k-24 Month IRA Certificate
0.95%$1k-12 Month IRA Certificate
0.60%$1k-6 Month IRA Certificate

Carter Credit Union Locations
Branch Office6889 Bert Kouns Ind LoopShreveport, LA 71129
Branch Office7288 Highway 509Mansfield, LA 71052
Branch Office45 Highway 79 NMagnolia, AR 71753-3244
Branch Office918 Homer RdMinden, LA 71055
Branch Office6885 Bert Kouns Ind LoopShreveport, LA 71129
Branch Office100 W Church StSpringhill, LA 71075
Branch Office2901 Meadow Creek DrBossier City, LA 71111
Branch Office2415 Red Oak RdCoushatta, LA 71019-9513
Branch Office8988 Ellerbe RdShreveport, LA 71106

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