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Carter Credit Union


Overview / Commentary
www.cartercu.org
318-539-3502
133 S Main St
Springhill, LA 71075

Carter Credit Union is headquartered in Springhill and is the 8th largest credit union in the state of Louisiana. It is also the 663rd largest credit union in the nation. It was established in 1954 and as of March of 2021, it had grown to 112 employees and 34,760 members at 9 locations. Carter Credit Union's money market rates are 70% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Carter Credit Union is open to those who live, work, worship, or attend school (or businesses or other legal entities) in the Louisiana parishes of Bienville, Bossier, Caddo, Claiborne, DeSoto, Red River, or Webster, or in the Arkansas counties of Columbia or Lafayette.
See current membership details

Related Posts

Carter Credit Union (LA/AR) Maintains Competitive CD Rates - 7/19/2021

Carter Credit Union (LA/AR) continues to offer competitive ranks on all its Share Certificates. Minimum opening deposit is $1k, with no stated balance cap.

Carter Credit Union (LA/AR) Has Competitive CDs - 8/5/2020

Carter Credit Union (LA/AR) is currently offering a competitive rate on its 12-month Share Certificate. Minimum deposit is $1k. Also available as an IRA.

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Health
B+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #9164
Year Chartered1954
Employees112
Primary Regulator
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD20.42%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$525.1MM$410.4MM
LoansQ1 2021vs Q1 2020$417.5MM$294.7MM
DepositsQ1 2021vs Q1 2020$358.9MM$294.7MM
Equity CapitalQ1 2021vs Q1 2020$30.3MM$26.9MM
Secondary CapitalQ1 2021vs Q1 2020$7.5MM
Loan Loss AllowanceQ1 2021vs Q1 2020$3.9MM$2.1MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$3.1MM$4.9MM
Real Estate OwnedQ1 2021vs Q1 2020$841.00K$415.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Carter Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carter Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-Health Savings
1.51%*-$25kRewards Savings
OTHER TIERS: 0.15% → $25k+
0.50%--Young Savers
0.50%--IRA Savings
0.50%--Christmas Club
0.25%--Regular Share Savings
0.05%--Business Share Savings

Carter Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Business Money Max
OTHER TIERS: 0.25% → Up to $2.5k | 0.30% → $2.5k - $10k | 0.40% → $10k - $50k | 0.50% → $50k - $100k | 0.75% → $100k - $250k
0.75%*$250k*-Money Max
OTHER TIERS: 0.15% → $500 - $2.5k | 0.25% → $2.5k - $10k | 0.40% → $10k - $50k | 0.55% → $50k - $250k

Carter Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kRewards Checking
OTHER TIERS: 0.25% → $10k+
0.55%*$50k*-Commercial Checking
OTHER TIERS: 0.45% → $10k - $50k
0.15%--Classic Checking
0.15%--Not-for-Profit Checking

Carter Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$1k-60 Month Relationship Share Certificate
1.45%$1k-60 Month Share Certificate
1.40%$1k-48 Month Relationship Share Certificate
1.30%$1k-48 Month Share Certificate
1.30%$1k-36 Month Relationship Share Certificate
1.20%$1k-36 MonthShare Certificate
1.05%$1k-24 Month Share Certificate
0.95%$1k-12 Month Share Certificate
0.60%$1k-6 Month Share Certificate

Carter Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$1k-60 Month Relationship IRA Certificate
1.45%$1k-60 Month IRA Certificate
1.40%$1k-48 Month Relationship IRA Certificate
1.30%$1k-36 Month Relationship IRA Certificate
1.30%$1k-48 Month IRA Certificate
1.20%$1k-36 Month IRA Certificate
1.05%$1k-24 Month IRA Certificate
0.95%$1k-12 Month IRA Certificate
0.60%$1k-6 Month IRA Certificate
Locations


Carter Credit Union Locations
Branch Office7288 Highway 509Mansfield, LA 71052
Branch Office45 Highway 79 NMagnolia, AR 71753-3244
Branch Office918 Homer RdMinden, LA 71055
Branch Office6885 Bert Kouns Ind LoopShreveport, LA 71129
Branch Office100 W Church StSpringhill, LA 71075
Branch Office2901 Meadow Creek DrBossier City, LA 71111
Branch Office2415 Red Oak RdCoushatta, LA 71019-9513
Branch Office8988 Ellerbe RdShreveport, LA 71106
Branch Office4646 Shreveport Blanchard HwyShreveport, LA 71107-5707

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