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Carter Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/26/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Overview / Commentary
www.cartercu.org
318-539-3502
133 S Main St
Springhill, LA 71075

Carter Credit Union is headquartered in Springhill and is the 6th largest credit union in the state of Louisiana. It is also the 558th largest credit union in the nation. It was established in 1954 and as of September of 2024, it had grown to 124 employees and 34,736 members at 12 locations. Carter Credit Union's money market rates are 7X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Carter Credit Union is open to those who live, work, worship, or attend school (or businesses or other legal entities) in the Louisiana parishes of Bienville, Bossier, Caddo, Claiborne, DeSoto, Red River, or Webster, or in the Arkansas counties of Columbia or Lafayette.
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Health
C+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #9164
Year Chartered1954
Employees124
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.86%
Annual Interest Income$30.9MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$763.8MM$702.5MM
LoansQ3 2024vs Q3 2023$612.5MM$547.8MM
DepositsQ3 2024vs Q3 2023$576.3MM$525MM
Equity CapitalQ3 2024vs Q3 2023$47MM$44.7MM
Loan Loss AllowanceQ3 2024vs Q3 2023$8.8MM$8.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$16.1MM$10.8MM
Real Estate OwnedQ3 2024vs Q3 2023$55K$62K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/26/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Rates
Skip to rates for:
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Always verify rates and promotions with the bank or credit union. We are not Carter Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carter Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-Health Savings
1.51%*$0$25kRewards Savings
OTHER TIERS: 0.15% → $25k+
0.50%$0-Christmas Club
0.25%$0-IRA Savings
0.25%$0-Membership Savings
0.25%$0-Other Savings
0.05%$0-Business Share Savings

Carter Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$500k*-Business Money Max
OTHER TIERS: 0.25% → $0 - $2.5k | 2.25% → $2.5k - $10k | 2.50% → $10k - $50k | 2.75% → $50k - $100k | 3.00% → $100k - $250k | 3.25% → $250k - $500k
3.25%*$250k*-Money Max
OTHER TIERS: 1.00% → $500 - $2.5k | 2.25% → $2.5k - $10k | 2.50% → $10k - $50k | 3.00% → $50k - $250k

Carter Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$0$10kRewards Checking
OTHER TIERS: 0.25% → $10k+
0.55%*$50k*-Commercial Checking
OTHER TIERS: 0.45% → $10k - $50k
0.15%$0-Classic Checking

Carter Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-6 Month Share Certificate
4.00%$1k-12 Month Share Certificate
3.75%$1k-36 Month Relationship Share Certificate
3.70%$1k-48 Month Relationship Share Certificate
3.70%$1k-60 Month Relationship Share Certificate
3.70%$1k-24 Month Share Certificate
3.60%$1k-36 MonthShare Certificate
3.60%$1k-48 Month Share Certificate
3.60%$1k-60 Month Share Certificate

Carter Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-6 Month IRA Certificate
4.00%$1k-12 Month IRA Certificate
3.75%$1k-36 Month Relationship IRA Certificate
3.70%$1k-48 Month Relationship IRA Certificate
3.70%$1k-60 Month Relationship IRA Certificate
3.70%$1k-24 Month IRA Certificate
3.60%$1k-36 Month IRA Certificate
3.60%$1k-48 Month IRA Certificate
3.60%$1k-60 Month IRA Certificate
Locations

Availability

Shreveport Area

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