Carthage Federal Savings and Loan Association
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.50% | Checking | 1.01% - nbkc bank Personal Account |
| 2.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 0.75% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
Carthage Federal Savings and Loan Association is headquartered in Carthage and is the 110th largest bank in the state of New York. It is also the 2,643rd largest bank in the nation. It was established in 1888 and as of December of 2018, it had grown to 32 employees at 4 locations. Carthage Federal Savings and Loan Association's money market rates are 14% higher than the national average, and it boasts an A+ health rating.
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Moved 40 Miles From The Closest Branch, I Kept All Of My Accounts With CFS&L.
Everyone at every branch always goes above and far beyond to make business with them pleasent. Great tellers, great loan department. Very competent people. They never make mistakes. Even after I moved 40 miles from the closest branch, I kept all of my accounts with CFS&L.
Availability
Your wasting your time if you don't live 50 miles from the bank !!
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28942 |
| Year Established | 1888 |
| Employees | 32 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1% |
| Return on Equity - YTD | 8.93% |
| Annual Interest Income | $8.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $230.7MM$207.8MM |
| Loans | Q4 2018vs Q4 2017 | $172.7MM$169.4MM |
| Deposits | Q4 2018vs Q4 2017 | $188.4MM$164.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $26.4MM$24.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $908.00K$863.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $248.00K$73.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Carthage Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Carthage Federal Savings and Loan Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $10 | - | Statement | |
| 0.10% | $10 | - | Passbook | |
| 0.10% | $1 | - | Christmas Club |
Carthage Federal Savings and Loan Association Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $40k* | $10m | Money Market Account | ||
| OTHER TIERS: 0.10% → $2.5k - $5k | 0.25% → $5k - $40k | |||||
Carthage Federal Savings and Loan Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $2.5k* | $25k | High Interest Checking | ||
| OTHER TIERS: 0.10% → Any amount | |||||
| 0.10% | - | - | 50+ Free Interest Checking | ||
| 0.10% | - | - | VIP Free Interest Checking | ||
Carthage Federal Savings and Loan Association CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 59 Month CD | |
| 2.25% | $500 | - | 30 Month CD | |
| 2.00% | $500 | - | 48 Month CD | |
| 2.00% | $500 | - | 60 Month CD (One Time Rate Change Option) | |
| 2.00% | $500 | - | 72 Month CD | |
| 2.00% | $500 | - | 15 Month CD Special | |
| 1.50% | $500 | - | 31 Month CD (One Time Rate Change Option) | |
| 1.50% | $500 | - | 36 Month CD | |
| 1.00% | $500 | - | 18 Month CD | |
| 1.00% | $500 | - | 24 Month CD | |
| 0.75% | $2.5k | - | 6 Month CD | |
| 0.75% | $500 | - | 12 Month CD |
Carthage Federal Savings and Loan Association IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 59 Month IRA | |
| 2.25% | $500 | - | 30 Month IRA | |
| 2.00% | $500 | - | 48 Month IRA | |
| 2.00% | $500 | - | 60 Month IRA (One Time Rate Change Option) | |
| 2.00% | $500 | - | 72 Month IRA | |
| 2.00% | $500 | - | 15 Month IRA Special | |
| 1.50% | $500 | - | 31 Month IRA (One Time Rate Change Option) | |
| 1.50% | $500 | - | 36 Month IRA | |
| 1.00% | $500 | - | 18 Month IRA | |
| 1.00% | $500 | - | 24 Month IRA | |
| 0.75% | $500 | - | 12 Month IRA |
| Carthage Federal Savings and Loan Association Locations | ||
|---|---|---|
| Watertown Branch | 146 Arsenal St. Ste. 11 | Watertown, NY 13601 |
| Carthage Federal Savings and Loan Association | 313 State St | Carthage, NY 13619 |
| Clayton Branch | 325 State Street | Clayton, NY 13624 |