Carthage Federal Savings and Loan Association is headquartered in Carthage and is the 100th largest bank in the state of New York. It is also the 2,590th largest bank in the nation. It was established in 1888 and as of December of 2021, it had grown to 42 employees at 4 locations. Carthage Federal Savings and Loan Association has an A+ health rating.
Everyone at every branch always goes above and far beyond to make business with them pleasent. Great tellers, great loan department. Very competent people. They never make mistakes. Even after I moved 40 miles from the closest branch, I kept all of my accounts with CFS&L.
Overall | |
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FDIC Certificate # | 28942 |
Year Established | 1888 |
Employees | 42 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.92% |
Return on Equity - YTD | 8.69% |
Annual Interest Income | $8.8MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $284.0MM$277.8MM |
Loans | Q4 2021vs Q4 2020 | $195.1MM$195.1MM |
Deposits | Q4 2021vs Q4 2020 | $242.6MM$235.8MM |
Equity Capital | Q4 2021vs Q4 2020 | $30.8MM$29.2MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $958.00K$916.00K |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $474.00K$315.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $10 | - | Statement Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $10k | $10m | Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $2.5k | - | High Interest Checking | |
0.01% | - | - | 50+ Free Interest Checking | |
0.01% | - | - | VIP Free Interest Checking |
Carthage Federal Savings and Loan Association Locations | ||
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Watertown Branch | 146 Arsenal St. Ste. 11 | Watertown, NY 13601 |
Carthage Federal Savings and Loan Association | 313 State St | Carthage, NY 13619 |
Clayton Branch | 325 State Street | Clayton, NY 13624 |
Croghan Branch | 9756 Main Street | Croghan, NY 13327 |