Carthage Federal Savings and Loan Association


Overview / Commentary
315-493-3480
313 State St
Carthage, NY 13619

Carthage Federal Savings and Loan Association is headquartered in CARTHAGE and is the 90th largest bank in the state of New York. It is also the 2,501st largest bank in the nation. It was established in 1888 and as of September of 2024, it had grown to 39 employees at 4 locations. Carthage Federal Savings and Loan Association has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #28942
Year Established1888
Employees39
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD1.64%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$299.8MM$297.1MM
LoansQ3 2024vs Q3 2023$221.1MM$213.5MM
DepositsQ3 2024vs Q3 2023$248.6MM$252.3MM
Equity CapitalQ3 2024vs Q3 2023$41.3MM$38.5MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.4MM$1.4MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$221K$164K
Real Estate OwnedQ3 2024vs Q3 2023$70K$18K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Carthage Federal Savings and Loan Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Carthage Federal Savings and Loan Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10-Statement Savings

Carthage Federal Savings and Loan Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10k$10mMoney Market Account

Carthage Federal Savings and Loan Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-High Interest Checking
0.01%$0-50+ Free Interest Checking
0.01%$0-VIP Free Interest Checking

Carthage Federal Savings and Loan Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.31%$500-15 Month CD
2.05%$500-72 Month CD
1.89%$500-59 Month CD
1.53%$500-31 Month CD (One Time Rate Change Option)
1.28%$500-30 Month CD
1.22%$500-36 Month CD
0.97%$500-12 Month CD
0.97%$500-18 Month CD
0.97%$500-24 Month CD
0.97%$500-48 Month CD
0.97%$500-60 Month CD (One Time Rate Change Option)
0.76%$2.5k-6 Month CD

Carthage Federal Savings and Loan Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.31%$500-15 Month IRA
2.05%$500-72 Month IRA
1.89%$500-59 Month IRA
1.53%$500-31 Month IRA (One Time Rate Change Option)
1.28%$500-30 Month IRA
1.22%$500-36 Month IRA
0.97%$500-12 Month IRA
0.97%$500-18 Month IRA
0.97%$500-24 Month IRA
0.97%$500-48 Month IRA
0.97%$500-60 Month IRA (One Time Rate Change Option)
Locations


Carthage Federal Savings and Loan Association Locations
Watertown Branch146 Arsenal St. Ste. 11Watertown, NY 13601
Carthage Federal Savings and Loan Association313 State StCarthage, NY 13619
Clayton Branch325 State StreetClayton, NY 13624
Croghan Branch9756 Main StreetCroghan, NY 13327

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