Case Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.90% | 5-year CD | 5 Year TDA 1.85% - Synchrony Bank 60 Month CD |
| 0.60% | 1-year CD | 12 - 18 Months TDA 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Share in the Success 1.00% - Ally Bank Online Savings Account |
Case Credit Union is headquartered in Lansing and is the 47th largest credit union in the state of Michigan. It is also the 800th largest credit union in the nation. It was established in 1936 and as of June of 2016, it had grown to 96 employees and 40,297 members at 7 locations. Case Credit Union's savings rates are 15% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Case CU is open to the residents, church members, people attending school, and people that maintain employment in the 68 Counties of Michigan that make-up the lower peninsula region. The membership eligibility status includes and covers all current and retired employees as well as alumni from every school and higher-education center within the 68 counties along with the employees and members of CU-affiliated SEG's, members of the Michigan Education Association, and the family members of current CU members. Membership may also be obtained by contributing a $5 minimal donation to the Case Cares Organization. The necessary contact links to verify your eligibility through location or an SEG are given on the Case Credit Union website.
See current membership details
CASE Credit Union
Dear Bob,
We are troubled to read about your negative experience with us. We sincerely apologize for any inconvenience you may have encountered. We assure you that we strive to keep our rates competitive with the current market and our loan decision process relies on several factors to ensure we can provide our members with the best possible loan rates that they qualify for. Our goal is to provide products and services that are superior, convenient and easy to use. Please give us a call at 1.888.393.7716 and we’ll be happy to look at your account to see if we can offer possible options to reduce your loan payments.
We appreciate your feedback and look forward to hearing from you.
Awful Credit Union
This is an awful credit union. I would not recommend anyone bank here. The staff is insanely rude and unhelpful, which really makes the banking experience hard. It also takes FOREVER to get in and out of the bank because the staff is so slow (and usually doesnt know what they are doing). Also, they came up with a bogus reason to make my interest rate higher than originally agreed upon. A rating of one star seems like too much.
Unreliable
They had promotion, sign up for e-pay, make six payments, get $10.
I did that.
CSR DENIED IT, said it wasn't done in the month, just within 30 days.
Also lost two payments-by-mail.
Very unhappy. Moving to HUNTINGTON next week.
CASE CU Is A RIPOFF, And Very Very Full Of HIDDEN FEES And Misc Charges! BEWARE
We have been a member of CASE CU for 2 Years. Our business checking and saving accounts are with CASE, our personal checking and savings accounts are with Case. We also have a vehicle financed through them as well as a credit card. We were given an auto loan at 3% when other banks offered 8-12%. We were also offered and excepted a credit card at very low interest. We thought this was the start of a good and long business relationship together with a credit union. WE WERE SO WRONG! BEWARE AND READ ON...
We originally came to CASE because we were under the impression it would be much easier to deal with a credit union verses a conventional bank. We had heard fees were expected to be much less and better rates on loans.
We have been charges EXCESSIVE overdraft fees and account transfer fees for transferring between accounts. Sometimes they will transfer several times in a day and now charge $3,00 for each transfer from savings/credit card accounts to our checking accounts. (They used to charge $2,00 for these transfers) They recently held a deposit for 7 days. (a deposit that we frequently make from the same customer.) That seven day hold has cost us transfer fees, they have pulled $250.00 from our savings and charged several fees for numerous transfers of small dollar amounts in ONE day! In the past, they have chosen to run a large item though our account then ran dozens of small transactions and charged us hundreds of dollars in over draft fees from our account all in a single day. I have been told by them that they can choose what order things are run through, their policy is only to run large items through first. This is unfair and ultimately a dishonest way of doing business.
They do not return phone calls, they do not offer any help with excessive overdraft fees, they are not easy to work with, and are not forthcoming about their hidden fees and dishonest way of doing business!
I would NEVER recommend doing any business with CASE!
Very frustrated.
Brad
AVOID THIS COMPANY AT ALL COSTS!!!
This Credit union is the worst!! This looks like some generic response to a complaint against them. It's abvious they didn't even read what this writer complained about. You may have lower rates, but you make doing business with you a NIGHTMARE! My girlfriend made the mistake of using you guys to finance her vehicle. She has already received a few threating letters. This has been in the first 4 months of the loan. Once because you were sending her payment book to the wrong address and then you called her saying that she is late on her payment and threaten her of reposession. My girlfriend told you that she didn't know anything was due because she never got the payment book. You told her it's not Case's fault they have the wrong address and that she needs to straighten it out with the dealership. In the meantime, you added late fee's to her loan?? Come to find out after talking to the dealership, it was your mistake on the address. The next threat letter came a couple months later saying she will be charged a higher premium because you said she didn't provide proof of insurance from the begining of the loan...And again, you were wrong. After looking into it, you saw that the sale wasn't completed for a few weeks later due to some mechanical issues the dealership had to correct before the sale would be finalized. There was another letter between there, but I can't remember why. All I know is. everytime she see's a envelope with CASE CREDIT UNION on it, she is afraid to open it because god only knows what you are going to threaten her about next. I make sure everyone I know knows about this place and to AVOID it at all costs! You are a very rotten company to deal with.
Also, the response you gave here is the exact same response I just read on a complaint on the InsiderPages website. Way to go!
Case Credit Union Be Careful If You Join!!!
I have been a customer at Case Credit Union for 10 years. For a majority of those years I had great credit. Now Case is loaning me money at more than 13% which means that my payments of nearly $200 = $107 to principal and $77. to interest! At the same time, I was able to obtain a loan for a car at 7% interest. At this point, dealing with Case is equivalent to dealing with a loan shark. I would not recommend this
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61908 |
| Year Chartered | 1936 |
| Employees | 96 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 4.54% |
| Annual Interest Income | $6.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $269.9MM$247.6MM |
| Loans | Q2 2016vs Q2 2015 | $214.7MM$193.5MM |
| Deposits | Q2 2016vs Q2 2015 | $227.5MM$207.3MM |
| Equity Capital | Q2 2016vs Q2 2015 | $25.2MM$23.1MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $4.1MM$4.0MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.9MM$2.1MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Case Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Case Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $25 | - | Save To Win (Variable Term) | |
| 0.20% | - | - | Roth IRA Shares Account | |
| 0.20% | - | - | IRA Shares Account | |
| 0.10% | - | - | Regular Share Account | |
| 0.10% | - | - | E-Savings Account | |
| 0.10% | - | - | Share in the Success | |
| 0.10% | - | - | Holiday Savings Account |
Case Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $30k* | - | Money Management Account (MMA) | ||
| OTHER TIERS: 0.20% → $2k - $15k | 0.25% → $15k - $30k | |||||
Case Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $10k* | - | Plus Checking | ||
| OTHER TIERS: 0.10% → $1k - $5k | 0.15% → $5k - $10k | |||||
Case Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.90% | $500 | - | 5 Year TDA | |
| 1.60% | $500 | - | 4 Year TDA | |
| 1.30% | $500 | - | 3 Year TDA | |
| 0.90% | $500 | - | 2 Year TDA | |
| 0.90% | $500 | - | 30 Month TDA | |
| 0.60% | $500 | - | 12 - 18 Months TDA | |
| 0.60% | $500 | - | 18 - 24 Months TDA | |
| 0.40% | $500 | - | 6 - 12 Months TDA |
Case Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.90% | $500 | - | 5 Year IRA TDA | |
| 1.60% | $500 | - | 4 Year IRA TDA | |
| 1.30% | $500 | - | 3 Year IRA TDA | |
| 0.90% | $500 | - | 2 Year IRA TDA | |
| 0.90% | $500 | - | 30 Month IRA TDA | |
| 0.60% | $500 | - | 12 - 18 Months IRA TDA | |
| 0.60% | $500 | - | 18 - 24 Months IRA TDA |
| Case Credit Union Locations | ||
|---|---|---|
| Branch Office | 1701 Hamilton Rd | Okemos, MI 48864 |
| Branch Office | 422 N Washington Sq Gannon Vocational Technology Center | Lansing, MI 48933 |
| Branch Office | 2400 West Rd | East Lansing, MI 48823-7347 |
| Branch Office | 4316 S Pennsylvania Ave | Lansing, MI 48910 |
| Branch Office | 5611 W Saginaw Hwy | Lansing, MI 48917 |
| Branch Office | 7527 Delta Commerce Dr | Lansing, MI 48917 |
| Branch Office | 121 Eastside Dr | Vermontville, MI 49096 |