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Cattaraugus County Employees Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cattcountyefcu.com
716-938-6071
100 Fair Oak St
Little Valley, NY 14755

Cattaraugus County Employees Federal Credit Union is headquartered in Little Valley and is the 192nd largest credit union in the state of New York. It is also the 3,285th largest credit union in the nation. It was established in 1968 and as of March of 2025, it had grown to 4 employees and 1,635 members at 1 location. Cattaraugus County Employees Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees of Cattaraugus County, County of Cattaraugus Industrial Development Agency, Cattaraugus County Rehabilitation Center, Cattaraugus Abstract Corporation, Towns and Villages in Cattaraugus County, Empire Search Corporation, Southern Tier West Regional Planning & Development Board, Cattaraugus County Soil and Water Conservation, Vail Hardware, Local 3184 Steelworkers, NYS Department of Environmental Conservation, and other area Select Employer Groups.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cattaraugus County Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19027
Year Chartered1968
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD1.67%
Return on Equity - YTD15.46%
Annual Interest Income$184K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$17.8MM$17.1MM
LoansQ1 2025vs Q1 2024$10.5MM$9.5MM
DepositsQ1 2025vs Q1 2024$15.8MM$15.4MM
Equity CapitalQ1 2025vs Q1 2024$1.9MM$1.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$85K$45K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5K$129K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Sorry, we do not have rate data for Cattaraugus County Employees Federal Credit Union.

Locations


Cattaraugus County Employees Federal Credit Union Locations
Branch Office100 Fair Oak StLittle Valley, NY 14755

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