Cattaraugus County Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.40%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.25%	Savings	Regular Share Savings Account 1.00% - Ally Bank Online Savings Account
0.75%	2-year CD	24 Month Share Certificate 1.30% - Ally Bank Raise Your Rate 2-Year CD

View all Cattaraugus County Employees Federal Credit Union rates »

Overview / Commentary

www.cattcountyefcu.com

716-938-6071

100 Fair Oak St
Little Valley, NY 14755

Cattaraugus County Employees Federal Credit Union is headquartered in Little Valley and is the 235^th largest credit union in the state of New York. It is also the 4,182^nd largest credit union in the nation. It was established in 1968 and as of June of 2016, it had grown to 3 employees and 1,670 members at 1 location. Cattaraugus County Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Cattaraugus County, County of Cattaraugus Industrial Development Agency, Cattaraugus County Rehabilitation Center, Cattaraugus Abstract Corporation, Towns and Villages in Cattaraugus County, Empire Search Corporation, Southern Tier West Regional Planning & Development Board, Cattaraugus County Soil and Water Conservation, Vail Hardware, Local 3184 Steelworkers, NYS Department of Environmental Conservation, and other area Select Employer Groups.
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Health

B

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cattaraugus County Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	19027
Year Chartered	1968
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	5.37%
Annual Interest Income	$148.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$10.6MM$10.5MM
Loans	Q2 2016vs Q2 2015	$5.8MM$5.6MM
Deposits	Q2 2016vs Q2 2015	$9.6MM$9.5MM
Equity Capital	Q2 2016vs Q2 2015	$1.0MM$950.00K
Loan Loss Allowance	Q2 2016vs Q2 2015	$23.00K$19.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$4.00K$0
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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CD

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Cattaraugus County Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Regular Share Savings Account
0.25%	-	-	Christmas Club Account

Cattaraugus County Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$500	-	24 Month Share Certificate
0.40%	$500	-	12 Month Share Certificate

Locations

Cattaraugus County Employees Federal Credit Union Locations
Branch Office	100 Fair Oak St	Little Valley, NY 14755