Overview / Commentary
716-938-6071
100 Fair Oak St
Little Valley, NY 14755

Cattaraugus County Employees Federal Credit Union is headquartered in Little Valley and is the 221st largest credit union in the state of New York. It is also the 3,914th largest credit union in the nation. It was established in 1968 and as of December of 2018, it had grown to 4 employees and 1,676 members at 1 location. Cattaraugus County Employees Federal Credit Union's CD rates are 68% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Cattaraugus County, County of Cattaraugus Industrial Development Agency, Cattaraugus County Rehabilitation Center, Cattaraugus Abstract Corporation, Towns and Villages in Cattaraugus County, Empire Search Corporation, Southern Tier West Regional Planning & Development Board, Cattaraugus County Soil and Water Conservation, Vail Hardware, Local 3184 Steelworkers, NYS Department of Environmental Conservation, and other area Select Employer Groups.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cattaraugus County Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19027
Year Chartered1968
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD3.01%
Annual Interest Income$356.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$11.6MM$10.5MM
LoansQ4 2018vs Q4 2017$7.4MM$6.5MM
DepositsQ4 2018vs Q4 2017$10.5MM$9.4MM
Equity CapitalQ4 2018vs Q4 2017$1.1MM$1.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$47.00K$35.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$75.00K$25.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Cattaraugus County Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$5-Regular Share Savings Account

Cattaraugus County Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-2 Year Share Certificate
1.51%$500-1 Year Share Certificate
Locations


Cattaraugus County Employees Federal Credit Union Locations
Branch Office100 Fair Oak StLittle Valley, NY 14755

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