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Cattaraugus County Employees Federal Credit Union


Overview / Commentary
www.cattcountyefcu.com
716-938-6071
100 Fair Oak St
Little Valley, NY 14755

Cattaraugus County Employees Federal Credit Union is headquartered in Little Valley and is the 212th largest credit union in the state of New York. It is also the 3,789th largest credit union in the nation. It was established in 1968 and as of September of 2019, it had grown to 4 employees and 1,668 members at 1 location. Cattaraugus County Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Cattaraugus County, County of Cattaraugus Industrial Development Agency, Cattaraugus County Rehabilitation Center, Cattaraugus Abstract Corporation, Towns and Villages in Cattaraugus County, Empire Search Corporation, Southern Tier West Regional Planning & Development Board, Cattaraugus County Soil and Water Conservation, Vail Hardware, Local 3184 Steelworkers, NYS Department of Environmental Conservation, and other area Select Employer Groups.
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Health
B

Data as of Q3 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cattaraugus County Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #19027
Year Chartered1968
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD7.78%
Annual Interest Income$311.00K
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$12.6MM$11.4MM
LoansQ3 2019vs Q3 2018$7.9MM$7.1MM
DepositsQ3 2019vs Q3 2018$11.4MM$10.3MM
Equity CapitalQ3 2019vs Q3 2018$1.2MM$1.1MM
Loan Loss AllowanceQ3 2019vs Q3 2018$48.00K$35.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$21.00K$87.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
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Cattaraugus County Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$5-Regular Share Savings Account

Cattaraugus County Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$500-2 Year Share Certificate
0.75%$500-1 Year Share Certificate
Locations


Cattaraugus County Employees Federal Credit Union Locations
Branch Office100 Fair Oak StLittle Valley, NY 14755

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