Cattaraugus County Employees Federal Credit Union

Overview / Commentary
100 Fair Oak St
Little Valley, NY 14755

Cattaraugus County Employees Federal Credit Union is headquartered in Little Valley and is the 212th largest credit union in the state of New York. It is also the 3,785th largest credit union in the nation. It was established in 1968 and as of December of 2019, it had grown to 4 employees and 1,666 members at 1 location. Cattaraugus County Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Cattaraugus County, County of Cattaraugus Industrial Development Agency, Cattaraugus County Rehabilitation Center, Cattaraugus Abstract Corporation, Towns and Villages in Cattaraugus County, Empire Search Corporation, Southern Tier West Regional Planning & Development Board, Cattaraugus County Soil and Water Conservation, Vail Hardware, Local 3184 Steelworkers, NYS Department of Environmental Conservation, and other area Select Employer Groups.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cattaraugus County Employees Federal Credit Union has a low asset base.

Health Grade Components

NCUA #19027
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD8.42%
Annual Interest Income$422.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$12.5MM$11.6MM
LoansQ4 2019vs Q4 2018$7.8MM$7.4MM
DepositsQ4 2019vs Q4 2018$11.3MM$10.5MM
Equity CapitalQ4 2019vs Q4 2018$1.2MM$1.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$48.00K$47.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$11.00K$75.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Cattaraugus County Employees Federal Credit Union Savings Account Rates

0.10%$5-Regular Share Savings Account

Cattaraugus County Employees Federal Credit Union CD Rates

0.50%$500-2 Year Share Certificate
0.40%$500-1 Year Share Certificate

Cattaraugus County Employees Federal Credit Union Locations
Branch Office100 Fair Oak StLittle Valley, NY 14755

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