Cayuga Lake National Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cayugalakenationalbank.com

315-889-7358

165 Cayuga St
Union Springs, NY 13160

Cayuga Lake National Bank is headquartered in UNION SPRINGS and is the 90^th largest bank in the state of New York. It is also the 2,591^st largest bank in the nation. It was established in 1864 and as of March of 2025, it had grown to 34 employees at 3 locations. Cayuga Lake National Bank has a B health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	6954
Year Established	1864
Employees	34
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	8.46%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$280.8MM$282MM
Loans	Q1 2025vs Q1 2024	$178.7MM$187.6MM
Deposits	Q1 2025vs Q1 2024	$256.9MM$259.9MM
Equity Capital	Q1 2025vs Q1 2024	$20.1MM$18.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.5MM$2.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.7MM$327K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Cayuga Lake National Bank are currently being reviewed.

Locations

Cayuga Lake National Bank Locations
Cayuga Lake National Bank	165 Cayuga St	Union Springs, NY 13160
Aurora Branch	397 Main St	Aurora, NY 13026
Lansing Branch	3077 North Triphammer Road	Lansing, NY 14882

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