2. Cayuga Lake National Bank

Cayuga Lake National Bank


Overview / Commentary
www.cayugalakenationalbank.com
315-889-7358
3 Cayuga Street
Union Springs, NY 13160

Cayuga Lake National Bank is headquartered in Union Springs and is the 121st largest bank in the state of New York. It is also the 3,365th largest bank in the nation. It was established in 1864 and as of March of 2019, it had grown to 22 employees at 2 locations. Cayuga Lake National Bank has a B+ health rating.

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13-Month CD, 3.14% APY - 3/21/2019

13-month CD, 3.14% APY, $50,000 minimum deposit. Located in western New York state. Must be opened in-branch

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Health
B+

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #6954
Year Established1864
Employees22
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD9.94%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$152.1MM$154.4MM
LoansQ1 2019vs Q1 2018$68.8MM$68.1MM
DepositsQ1 2019vs Q1 2018$138.4MM$139.2MM
Equity CapitalQ1 2019vs Q1 2018$12.3MM$12.0MM
Loan Loss AllowanceQ1 2019vs Q1 2018$392.00K$356.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$5.00K$99.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cayuga Lake National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$10-Passbook Savings Account
0.25%$10-Statement Savings Account
0.20%$10-Christmas Club

Cayuga Lake National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Market Savings Account
OTHER TIERS: 0.25% → $2.5k - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $100k

Cayuga Lake National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-Personal NOW Account
0.20%$1-Personal Super NOW Account
0.20%$1k-Non Personal NOW Account
0.20%$1-Non Personal Super NOW Account

Cayuga Lake National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$10k-13 Month CD
1.26%*$50k*-48 Month CD
OTHER TIERS: 1.11% → $500 - $50k
1.21%*$50k*-36 Month CD
OTHER TIERS: 1.00% → $500 - $50k
1.11%*$50k*-24 Month CD
OTHER TIERS: 0.95% → $500 - $50k
1.00%*$50k*-18 Month CD
OTHER TIERS: 0.80% → $500 - $50k
0.90%*$50k*-18 Month Step-Up CD
OTHER TIERS: 0.80% → $500 - $50k
0.80%*$50k*-12 Month CD
OTHER TIERS: 0.75% → $500 - $100k
0.75%*$50k*-6 Month CD
OTHER TIERS: 0.25% → $500 - $100k

Cayuga Lake National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$10k-13 Month IRA
1.26%*$50k*-48 Month IRA
OTHER TIERS: 1.10% → $500 - $50k
1.21%*$50k*-36 Month IRA
OTHER TIERS: 1.00% → $500 - $50k
1.10%*$50k*-24 Month IRA
OTHER TIERS: 0.95% → $500 - $50k
1.00%*$50k*-18 Month IRA
OTHER TIERS: 0.80% → $500 - $50k
0.80%*$50k*-12 Month IRA
OTHER TIERS: 0.75% → $500 - $100k
0.75%*$50k*-6 Month IRA
OTHER TIERS: 0.25% → $500 - $100k
Locations


Cayuga Lake National Bank Locations
Cayuga Lake National Bank165 Cayuga StUnion Springs, NY 13160

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