Overview / Commentary
315-889-7358
3 Cayuga Street
Union Springs, NY 13160

Cayuga Lake National Bank is headquartered in Union Springs and is the 125th largest bank in the state of New York. It is also the 3,457th largest bank in the nation. It was established in 1864 and as of September of 2018, it had grown to 22 employees at 2 locations. Cayuga Lake National Bank's CD rates are 3X the national average, and it has a B health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
FDIC Certificate #6954
Year Established1864
Employees22
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.36%
Return on Equity - YTD16.91%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$147.0MM$156.2MM
LoansQ3 2018vs Q3 2017$68.3MM$69.2MM
DepositsQ3 2018vs Q3 2017$131.7MM$140.9MM
Equity CapitalQ3 2018vs Q3 2017$12.7MM$12.3MM
Loan Loss AllowanceQ3 2018vs Q3 2017$392.00K$369.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$0$125.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cayuga Lake National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cayuga Lake National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$10-Passbook Savings Account
0.20%$10-Statement Savings Account
0.20%$10-Christmas Club

Cayuga Lake National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2.5k-Money Market Savings Account

Cayuga Lake National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-Personal NOW Account
0.20%$1-Personal Super NOW Account
0.20%$1k-Non Personal NOW Account
0.20%$1-Non Personal Super NOW Account

Cayuga Lake National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%$500-48 Month CD
3.04%$500-36 Month CD
2.53%*$100k*-12 Month CD
OTHER TIERS: 0.40% $500 - $100k
2.01%$10k-19 Month CD
1.66%*$100k*-6 Month CD
OTHER TIERS: 0.25% $500 - $100k
1.51%$500-9 Month CD
0.90%$500-18 Month Step-Up CD
0.70%$500-30 Month CD
0.65%$500-24 Month CD
0.45%$500-18 Month CD

Cayuga Lake National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.14%$500-48 Month IRA
3.03%$500-36 Month IRA
2.52%*$100k*-12 Month IRA
OTHER TIERS: 0.40% $500 - $100k
2.01%$500-19 Month IRA
1.66%*$100k*-6 Month IRA
OTHER TIERS: 0.25% $500 - $100k
1.51%$250-9 Month IRA
0.70%$500-30 Month IRA
0.65%$500-24 Month IRA
0.45%$500-18 Month IRA
Locations


Cayuga Lake National Bank Locations
Aurora Branch2 Main StreetAurora, NY 13026
Cayuga Lake National Bank3 Cayuga StreetUnion Springs, NY 13160

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.