Cayuga Lake National Bank

Overview / Commentary
165 Cayuga St
Union Springs, NY 13160

Cayuga Lake National Bank is headquartered in Union Springs and is the 112th largest bank in the state of New York. It is also the 3,123rd largest bank in the nation. It was established in 1864 and as of September of 2020, it had grown to 24 employees at 2 locations. Cayuga Lake National Bank has an A health rating.

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Health Grade Components

FDIC Certificate #6954
Year Established1864
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD9.12%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$186.5MM$153.8MM
LoansQ3 2020vs Q3 2019$111.4MM$73.1MM
DepositsQ3 2020vs Q3 2019$169.8MM$138.5MM
Equity CapitalQ3 2020vs Q3 2019$15.3MM$13.7MM
Loan Loss AllowanceQ3 2020vs Q3 2019$593.00K$405.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$695.00K$0
Real Estate OwnedQ3 2020vs Q3 2019$0$0

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Cayuga Lake National Bank Locations
Cayuga Lake National Bank165 Cayuga StUnion Springs, NY 13160
Aurora Branch397 Main StAurora, NY 13026

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