Cayuga Lake National Bank


Overview / Commentary
315-889-7358
165 Cayuga St
Union Springs, NY 13160

Cayuga Lake National Bank is headquartered in Union Springs and is the 121st largest bank in the state of New York. It is also the 3,269th largest bank in the nation. It was established in 1864 and as of December of 2019, it had grown to 22 employees at 2 locations. Cayuga Lake National Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #6954
Year Established1864
Employees22
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD7.14%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$155.7MM$146.8MM
LoansQ4 2019vs Q4 2018$75.6MM$67.6MM
DepositsQ4 2019vs Q4 2018$140.7MM$133.2MM
Equity CapitalQ4 2019vs Q4 2018$14.3MM$12.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$410.00K$392.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$59.00K$0
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates

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Locations


Cayuga Lake National Bank Locations
Cayuga Lake National Bank165 Cayuga StUnion Springs, NY 13160
Aurora Branch397 Main StAurora, NY 13026

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