CBC Federal Credit Union


Overview / Commentary
805-988-2151
2151 E Gonzales Rd
Oxnard, CA 93036

CBC Federal Credit Union is headquartered in Oxnard and is the 70th largest credit union in the state of California. It is also the 503rd largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 126 employees and 28,127 members at 4 locations. CBC Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

CBC Federal Credit Union is open to all U.S. citizens/resident aliens through membership in the American Consumer Council. Individuals who live, work, worship, or attend school in Ventura County, California also qualify for membership, as do family members of an existing CBC Federal Credit Union members.
See current membership details

Reviews (3)

Do Not Bank With CBC

Posted by: |

This credit union does not stand behind the commitments made by their employees. I was assured that I would receive the rate offered when I opened the account. They delayed processing the application but assured me (in writing in my file) they would honor it. The management did not. I would not trust them with my money.

Did Not Honor Advertised Rate

Highly dubious. Immediately applied for an advertised CD rate and after a very long delay was told that for some unspecified reason my application had failed. I was told I could try again, but then of course (very conveniently for CBC Federal Credit Union) the advertised rate was no longer available and only significantly lower rates were. Sure seems to me and to everyone I've discussed this with like a classic bait and switch.

Application Seems To Do Nothing And Go Nowhere.

Posted by: |

The CU requires you to enter an Online Application. Then they tell you that someone will call you back - which they don't. Then they take the rate away. The only saving grace is there is not a pending transaction. Avoid at all costs. They don't seem to be able to do anything timely.



Health
B+

Health Grade Components

Overall
NCUA #7608
Year Chartered1952
Employees126
Primary Regulator
Profit Margin
Return on Assets - YTD-0.77%
Return on Equity - YTD-13.4%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$885.5MM$861.1MM
LoansQ1 2025vs Q1 2024$696.4MM$680.9MM
DepositsQ1 2025vs Q1 2024$697.3MM$668.2MM
Equity CapitalQ1 2025vs Q1 2024$50.5MM$50.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4MM$4.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.1MM$2.1MM
Real Estate OwnedQ1 2025vs Q1 2024$2.1MM$0
Rates

Rates for CBC Federal Credit Union are currently being reviewed.

Locations


CBC Federal Credit Union Locations
Branch Office300 Arneill RdCamarillo, CA 93010
Branch Office2151 E Gonzales RdOxnard, CA 93036-3704
Branch Office3636 Dean DrVentura, CA 93003-3486
Branch Office1377 E Los Angeles AveSimi Valley, CA 93065

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