CBC Federal Credit Union


Overview / Commentary
805-988-2151
2151 E Gonzales Rd
Oxnard, CA 93036

CBC Federal Credit Union is headquartered in Oxnard and is the 81st largest credit union in the state of California. It is also the 573rd largest credit union in the nation. It was established in 1952 and as of June of 2021, it had grown to 108 employees and 26,929 members at 3 locations. CBC Federal Credit Union has an A health rating.

Field of Membership Restrictions

CBC Federal Credit Union is open to anyone who lives, works, worships, or attends school in Ventura County. Family of existing credit union members are also eligible to join.
See current membership details

Reviews (1)

Very Agreeable Rates!!!

I just joined this credit union, the main reason is because my auto loan is through them. They also offered me a credit card with a much higher limit, lower interest percentage and a free balance transfer, so I signed up for this with them as well. To keep track of the different loans, and because it is not my main financial institution, they set up a savings account for me to use as a main hub for all of my transfers and payments. So far everything with the actual accounts has been smooth, the balance transfer went quickly and easily, I was able to set up an online presence to track everything with relative ease. My main critique with this institution is that they are very hard to get a hold of. I made numerous phone calls and emails, regarding the status of my balance transfer, setting up an external account for payments, and using a bill pay function. Not one email that I sent was ever responded to, which was frustrating and made me feel like my business did not matter. Phone calls were not always returned within the promised time frames. I am a new customer to CBC, so I am fully reserving judgement until later. But I do think they need to get their processes a little more stream lined for setting up your online presence and they absolutely need to do better on returning their customers phone calls and emails.



Health

Health Grade Components

Overall
NCUA #7608
Year Chartered1952
Employees108
Primary Regulator
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD13.02%
Annual Interest Income$10.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$648.3MM$543.6MM
LoansQ2 2021vs Q2 2020$490.8MM$370.1MM
DepositsQ2 2021vs Q2 2020$496.2MM$403.1MM
Equity CapitalQ2 2021vs Q2 2020$52.4MM$46.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$3.1MM$3.8MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$2.1MM$2.6MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not CBC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CBC Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$100-Regular Savings
0.03%$100-IRA Savings Account
0.03%$100-Health Savings Account

CBC Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-Insured Money Market Rate Account
OTHER TIERS: 0.03% $2k - $25k | 0.05% $25k - $50k | 0.10% $50k - $100k | 0.15% $100k - $250k

CBC Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Epic Premium Checking
OTHER TIERS: 0.03% Up to $2k | 0.05% $2k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k | 0.25% $100k - $250k

CBC Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-5 Year CD
0.75%$500-4 Year CD
0.65%$500-3 Year CD
0.50%$500-2 Year CD
0.40%$500-18 Month CD
0.35%$500-1 Year CD
0.20%$500-6 Month CD
0.10%$500-3 Month CD

CBC Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$500-5 Year IRA
0.75%$500-4 Year IRA
0.65%$500-3 Year IRA
0.50%$500-2 Year IRA
0.40%$500-18 Month IRA
0.35%$500-1 Year IRA
0.20%$500-6 Month IRA
Locations


CBC Federal Credit Union Locations
Branch Office300 Arneill RdCamarillo, CA 93010
Branch Office2151 E Gonzales RdOxnard, CA 93036-3704
Branch Office3636 Dean DrVentura, CA 93003-3486

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