CBC Federal Credit Union


Overview / Commentary
805-988-2151
2151 E Gonzales Rd
Oxnard, CA 93036

CBC Federal Credit Union is headquartered in Oxnard and is the 73rd largest credit union in the state of California. It is also the 527th largest credit union in the nation. It was established in 1952 and as of September of 2022, it had grown to 114 employees and 27,448 members at 3 locations. CBC Federal Credit Union has an A health rating.

Field of Membership Restrictions

CBC Federal Credit Union is open to anyone who lives, works, worships, or attends school in Ventura County. Family of existing credit union members are also eligible to join.
See current membership details

Reviews (1)

Very Agreeable Rates!!!

I just joined this credit union, the main reason is because my auto loan is through them. They also offered me a credit card with a much higher limit, lower interest percentage and a free balance transfer, so I signed up for this with them as well. To keep track of the different loans, and because it is not my main financial institution, they set up a savings account for me to use as a main hub for all of my transfers and payments. So far everything with the actual accounts has been smooth, the balance transfer went quickly and easily, I was able to set up an online presence to track everything with relative ease. My main critique with this institution is that they are very hard to get a hold of. I made numerous phone calls and emails, regarding the status of my balance transfer, setting up an external account for payments, and using a bill pay function. Not one email that I sent was ever responded to, which was frustrating and made me feel like my business did not matter. Phone calls were not always returned within the promised time frames. I am a new customer to CBC, so I am fully reserving judgement until later. But I do think they need to get their processes a little more stream lined for setting up your online presence and they absolutely need to do better on returning their customers phone calls and emails.



Health

Health Grade Components

Overall
NCUA #7608
Year Chartered1952
Employees114
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD3.61%
Annual Interest Income$17.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$769.7MM$656.9MM
LoansQ3 2022vs Q3 2021$626.9MM$513.6MM
DepositsQ3 2022vs Q3 2021$597.0MM$501.4MM
Equity CapitalQ3 2022vs Q3 2021$48.9MM$53.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$2.7MM$3.2MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$716.00K$996.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates

Rates for CBC Federal Credit Union are currently being reviewed.

Locations


CBC Federal Credit Union Locations
Branch Office300 Arneill RdCamarillo, CA 93010
Branch Office2151 E Gonzales RdOxnard, CA 93036-3704
Branch Office3636 Dean DrVentura, CA 93003-3486

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