Overview / Commentary
805-988-2151
2151 E Gonzales Rd
Oxnard, CA 93036-3704

CBC Federal Credit Union is headquartered in Oxnard and is the 83rd largest credit union in the state of California. It is also the 584th largest credit union in the nation. It was established in 1952 and as of June of 2018, it had grown to 99 employees and 27,760 members at 7 locations. CBC Federal Credit Union's CD rates are 44% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone who lives, works, worships or attends school in Ventura County, California.
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Reviews (1)

Very Agreeable Rates!!!

I just joined this credit union, the main reason is because my auto loan is through them. They also offered me a credit card with a much higher limit, lower interest percentage and a free balance transfer, so I signed up for this with them as well. To keep track of the different loans, and because it is not my main financial institution, they set up a savings account for me to use as a main hub for all of my transfers and payments. So far everything with the actual accounts has been smooth, the balance transfer went quickly and easily, I was able to set up an online presence to track everything with relative ease. My main critique with this institution is that they are very hard to get a hold of. I made numerous phone calls and emails, regarding the status of my balance transfer, setting up an external account for payments, and using a bill pay function. Not one email that I sent was ever responded to, which was frustrating and made me feel like my business did not matter. Phone calls were not always returned within the promised time frames. I am a new customer to CBC, so I am fully reserving judgement until later. But I do think they need to get their processes a little more stream lined for setting up your online presence and they absolutely need to do better on returning their customers phone calls and emails.



Health
B+

Health Grade Components

Overall
NCUA #7608
Year Chartered1952
Employees99
Primary Regulator
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.22%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$470.2MM$480.9MM
LoansQ2 2018vs Q2 2017$296.8MM$237.4MM
DepositsQ2 2018vs Q2 2017$400.6MM$377.4MM
Equity CapitalQ2 2018vs Q2 2017$46.8MM$45.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.7MM$2.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$5.6MM$2.8MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not CBC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CBC Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$100-Regular Savings
0.03%$100-IRA Savings Account

CBC Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Insured Money Market Rate Account
OTHER TIERS: 0.20% $2k - $25k | 0.30% $25k - $100k | 0.40% $100k - $250k

CBC Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$250k*-Epic Premium Checking
OTHER TIERS: 0.10% Up to $5k | 0.20% $5k - $25k | 0.35% $25k - $50k | 0.45% $50k - $100k | 0.50% $100k - $250k

CBC Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-3 Years CD
1.75%$500-4 Years CD
1.75%$500-5 Years CD
1.60%$500-2 Years CD
1.45%$500-18 Month CD
1.30%$500-1 Year CD
0.20%$500-6 Months CD

CBC Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-3 Years IRA
1.75%$500-4 Years IRA
1.75%$500-5 Years IRA
1.60%$500-2 Years IRA
1.45%$500-18 Month IRA
1.30%$500-1 Year IRA
0.20%$500-6 Months IRA
Locations


CBC Federal Credit Union Locations
Branch Office300 Arneill RdCamarillo, CA 93010
Branch Office2151 E Gonzales RdOxnard, CA 93036-3704
Branch Office140 23rd Ave STE 1336Port Hueneme, CA 93043
Branch Office353 Mugu RdPoint Mugu NAWC, CA 93042
Branch Office2100 E Thousand Oaks Blvd Ste AThousand Oaks, CA 91362
Branch Office3636 Dean DrVentura, CA 93003-3486
Branch Office1772 E Avenida De Los Arboles Ste EThousand Oaks, CA 91362-6104

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