CBC Federal Credit Union is headquartered in Oxnard and is the 85th largest credit union in the state of California. It is also the 581st largest credit union in the nation. It was established in 1952 and as of December of 2020, it had grown to 100 employees and 26,615 members at 7 locations. CBC Federal Credit Union has an A health rating.
CBC Federal Credit Union is open to anyone who lives, works, worships, or attends school in Ventura County. Family of existing credit union members are also eligible to join.
See current membership details
I just joined this credit union, the main reason is because my auto loan is through them. They also offered me a credit card with a much higher limit, lower interest percentage and a free balance transfer, so I signed up for this with them as well. To keep track of the different loans, and because it is not my main financial institution, they set up a savings account for me to use as a main hub for all of my transfers and payments. So far everything with the actual accounts has been smooth, the balance transfer went quickly and easily, I was able to set up an online presence to track everything with relative ease. My main critique with this institution is that they are very hard to get a hold of. I made numerous phone calls and emails, regarding the status of my balance transfer, setting up an external account for payments, and using a bill pay function. Not one email that I sent was ever responded to, which was frustrating and made me feel like my business did not matter. Phone calls were not always returned within the promised time frames. I am a new customer to CBC, so I am fully reserving judgement until later. But I do think they need to get their processes a little more stream lined for setting up your online presence and they absolutely need to do better on returning their customers phone calls and emails.
Overall | |
---|---|
NCUA # | 7608 |
Year Chartered | 1952 |
Employees | 100 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.56% |
Return on Equity - YTD | 6.56% |
Annual Interest Income | $19.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $592.3MM$465.5MM |
Loans | Q4 2020vs Q4 2019 | $425.8MM$307.0MM |
Deposits | Q4 2020vs Q4 2019 | $441.7MM$369.7MM |
Equity Capital | Q4 2020vs Q4 2019 | $49.8MM$44.4MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $4.0MM$4.2MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $2.6MM$2.1MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not CBC Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.03% | $100 | - | Regular Savings | |
0.03% | $100 | - | IRA Savings Account | |
0.03% | $100 | - | Health Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20%* | $250k* | - | Insured Money Market Rate Account | ||
OTHER TIERS: 0.03% → $2k - $25k | 0.05% → $25k - $50k | 0.10% → $50k - $100k | 0.15% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $250k* | - | Epic Premium Checking | ||
OTHER TIERS: 0.03% → Up to $2k | 0.05% → $2k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k | 0.25% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.85% | $500 | - | 5 Year CD | |
0.75% | $500 | - | 4 Year CD | |
0.65% | $500 | - | 3 Year CD | |
0.50% | $500 | - | 2 Year CD | |
0.40% | $500 | - | 18 Month CD | |
0.35% | $500 | - | 1 Year CD | |
0.20% | $500 | - | 6 Month CD | |
0.10% | $500 | - | 3 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.85% | $500 | - | 5 Year IRA | |
0.75% | $500 | - | 4 Year IRA | |
0.65% | $500 | - | 3 Year IRA | |
0.50% | $500 | - | 2 Year IRA | |
0.40% | $500 | - | 18 Month IRA | |
0.35% | $500 | - | 1 Year IRA | |
0.20% | $500 | - | 6 Month IRA |
CBC Federal Credit Union Locations | ||
---|---|---|
Branch Office | 300 Arneill Rd | Camarillo, CA 93010 |
Branch Office | 2151 E Gonzales Rd | Oxnard, CA 93036-3704 |
Branch Office | 140 23rd Ave STE 1336 | Port Hueneme, CA 93043 |
Branch Office | 353 Mugu Rd | Point Mugu NAWC, CA 93042 |
Branch Office | 2100 E Thousand Oaks Blvd Ste A | Thousand Oaks, CA 91362 |
Branch Office | 3636 Dean Dr | Ventura, CA 93003-3486 |
Branch Office | 1772 E Avenida De Los Arboles Ste E | Thousand Oaks, CA 91362-6104 |