Overview / Commentary
CBI Federal Credit Union is headquartered in Plainfield and is the 110th largest credit union in the state of Illinois. It is also the 3,281st largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 3 employees and 1,221 members at 2 locations. CBI Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
CBI Federal Credit Union membership is open to employees of CB&I Company and its subsidiaries, and Lutech Resource employees working at CB&I sites. Immediate family or household members of a membership-eligible individual are also eligible to join.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CBI Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 15848 |
| Year Chartered | 1963 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.32% |
| Return on Equity - YTD | 3.18% |
| Annual Interest Income | $162K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $17.9MM$18.4MM |
| Loans | Q1 2025vs Q1 2024 | $7.3MM$7.4MM |
| Deposits | Q1 2025vs Q1 2024 | $16MM$16.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.8MM$1.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $107K$86K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $62K$15K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |