Overview / Commentary
CDC Federal Credit Union is headquartered in Atlanta and is the 14th largest credit union in the state of Georgia. It is also the 820th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 45 employees and 22,396 members at 4 locations. CDC Federal Credit Union has a D health rating.
Field of Membership Restrictions
Membership in CDC Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in portions of DeKalb, Fulton, or Gwinnett Counties in Georgia. Employees of The Centers for Disease Control and Prevention, its subsidiaries, affiliates or contractors also qualify for membership. Employees of more than 100 Select Groups are also eligible.
See current membership details
Health
D
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6053 |
| Year Chartered | 1949 |
| Employees | 45 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.13% |
| Return on Equity - YTD | 124.7% |
| Annual Interest Income | $3.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $429.6MM$464MM |
| Loans | Q1 2025vs Q1 2024 | $160MM$149.6MM |
| Deposits | Q1 2025vs Q1 2024 | $391.2MM$396.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $442K($5,203,000) |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $581K$670K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.3MM$2.9MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $437K$0 |