Coastal Community Federal Credit Union
Overview / Commentary
Coastal Community Federal Credit Union is headquartered in Galveston and is the 150th largest credit union in the state of Texas. It is also the 1,858th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 29 employees and 11,478 members at 3 locations. Coastal Community Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Coastal Community Federal Credit Union is open to those who live, work, worship, or attend school in Galveston County, Texas.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coastal Community Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11927 |
| Year Chartered | 1957 |
| Employees | 29 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 5.01% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $97MM$95.4MM |
| Loans | Q1 2025vs Q1 2024 | $54.9MM$53.8MM |
| Deposits | Q1 2025vs Q1 2024 | $86.3MM$85MM |
| Equity Capital | Q1 2025vs Q1 2024 | $9.6MM$8.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $550K$365K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $491K$481K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |