Coastal Community Federal Credit Union

Overview / Commentary
2302 Church St
Galveston, TX 77550

Coastal Community Federal Credit Union is headquartered in Galveston and is the 158th largest credit union in the state of Texas. It is also the 2,021st largest credit union in the nation. It was established in 1957 and as of December of 2019, it had grown to 22 employees and 10,388 members at 3 locations. Coastal Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Coastal Community Federal Credit Union is open to those who live, work, worship, or attend school in Galveston County, Texas.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coastal Community Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #11927
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD-1.99%
Return on Equity - YTD-26.34%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$67.5MM$72.1MM
LoansQ4 2019vs Q4 2018$42.0MM$51.6MM
DepositsQ4 2019vs Q4 2018$61.9MM$65.3MM
Equity CapitalQ4 2019vs Q4 2018$5.1MM$6.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.4MM$792.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$940.00K$2.1MM
Real Estate OwnedQ4 2019vs Q4 2018$102.00K$0

Rates for Coastal Community Federal Credit Union are currently being reviewed.


Coastal Community Federal Credit Union Locations
Branch Office6708 Gulf FwyLa Marque, TX 77568
Branch Office6811 Stewart RdGalveston, TX 77551-1841
Branch Office2302 Church StGalveston, TX 77550

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