Coastal Community Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.coastalcommunityfcu.org

409-765-6067

2302 Church St
Galveston, TX 77550

Coastal Community Federal Credit Union is headquartered in Galveston and is the 150^th largest credit union in the state of Texas. It is also the 1,858^th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 29 employees and 11,478 members at 3 locations. Coastal Community Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Coastal Community Federal Credit Union is open to those who live, work, worship, or attend school in Galveston County, Texas.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coastal Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	11927
Year Chartered	1957
Employees	29
Primary Regulator

Profit Margin
Return on Assets - YTD	0.5%
Return on Equity - YTD	5.01%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$97MM$95.4MM
Loans	Q1 2025vs Q1 2024	$54.9MM$53.8MM
Deposits	Q1 2025vs Q1 2024	$86.3MM$85MM
Equity Capital	Q1 2025vs Q1 2024	$9.6MM$8.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$550K$365K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$491K$481K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Coastal Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coastal Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$2k^*	-	Regular Share Savings Account
OTHER TIERS: 0.05% → $100 - $2k
0.05%	$100	-	Special Savings Account

Coastal Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$100k^*	-	High-Tide Money Market Checking Account
OTHER TIERS: 0.40% → $2.5k - $25k \| 0.50% → $25k - $100k

Coastal Community Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$250	-	Regular Checking Account

Coastal Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.07%	$500	-	1 Year Share Certificate
4.07%	$500	-	18 Month No Penalty Certificate
4.06%	$500	-	5 Year Share Certificate
3.56%	$500	-	6 Month Share Certificate
3.56%	$500	-	2 Year Share Certificate
3.56%	$500	-	3 Year Share Certificate
3.56%	$500	-	4 Year Share Certificate

Coastal Community Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.06%	$500	-	12 Month IRA Certificate
4.06%	$500	-	60 Month IRA Certificate
3.55%	$500	-	24 Month IRA Certificate
3.55%	$500	-	36 Month IRA Certificate
0.20%	$500	-	1 Month Variable IRA Certificate

Locations

Coastal Community Federal Credit Union Locations
Branch Office	6708 Gulf Fwy	La Marque, TX 77568
Branch Office	6811 Stewart Rd	Galveston, TX 77551-1841
Branch Office	2302 Church St	Galveston, TX 77550

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.