Cecil Bank

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REVIEWS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.94%	5-year CD	5 Year Bump-Up CD 2.35% - Synchrony Bank 60 Month CD
0.27%	1-year CD	1 Year CD 1.40% - Synchrony Bank 12 Month CD
0.08%	Savings	Statement Savings 1.20% - Goldman Sachs Bank USA Online Savings

View all Cecil Bank rates »

Overview / Commentary

www.cecilbank.com

410-398-1650

127 North Street
Elkton, MD 21921

Cecil Bank is headquartered in Elkton and is the 40^th largest bank in the state of Maryland. It is also the 2,884^th largest bank in the nation. It was established in 1959 and as of March of 2017, it had grown to 52 employees at 9 locations. Cecil Bank has a F health rating.

Great Little Bank

Posted by: 2Tall | Oct 25, 2010

It's a bank from yesteryear, very friendly and great service. They have a great rate for checking

Comment

3

Health

F

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Cecil Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #	31121
Year Established	1959
Employees	52
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	-1.7%
Return on Equity - YTD	-88.78%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$211.5MM$253.2MM
Loans	Q1 2017vs Q1 2016	$92.5MM$110.8MM
Deposits	Q1 2017vs Q1 2016	$153.8MM$192.7MM
Equity Capital	Q1 2017vs Q1 2016	$3.5MM$5.9MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.3MM$3.5MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$9.3MM$13.3MM
Real Estate Owned	Q1 2017vs Q1 2016	$30.8MM$34.6MM

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cecil Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	Holiday Savings Account
0.08%	-	-	Passbook Savings
0.08%	-	-	Statement Savings

Cecil Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$100k^*	-	Money Market
OTHER TIERS: 0.10% → $10 - $2,500 \| 0.13% → $2,500 - $100k

Cecil Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	-	-	NOW Checking

Cecil Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.94%	$500	-	5 Year Bump-Up CD
0.81%	$500	-	4 Year Bump-Up CD
0.60%	$500	-	3 Year Bump-Up CD
0.46%	$500	-	2 Year Bump-Up CD
0.43%	$500	-	1 1/2 Year CD
0.27%	$500	-	1 Year CD
0.14%	$500	-	6 Month CD
0.10%	$500	-	9 Month CD
0.07%	$500	-	91 Day CD

Cecil Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.94%	$100	-	60 Month IRA
0.34%	$100	-	18 Month IRA

Locations

Cecil Bank Locations
108 North East Plaza Branch	108 North East Plaza	North East, MD 21901
114 East Pulaski Highway	114 East Pulaski Highway	Elkton, MD 21921
Cecilton Branch	122 W. Main Street	Cecilton, MD 21913
Turkey Point Branch	1223-B Turkey Point Road	North East, MD 21901
Cecil Bank	127 North St	Elkton, MD 21921
Pulaski Highway Branch	1609 Pulaski Highway Branch	Havre De Grace, MD 21078
Conowingo Branch	390 Conowingo Road	Conowingo, MD 21918
Fair Hill Branch	4434 Telegraph Road	Elkton, MD 21921
Rising Sun Towne Centre Branch	56 Rising Sun Towne Centre	Rising Sun, MD 21911