Cecil Bank

Overview / Commentary
127 North Street
Elkton, MD 21921

Cecil Bank is headquartered in Elkton and is the 37th largest bank in the state of Maryland. It is also the 2,949th largest bank in the nation. It was established in 1959 and as of December of 2018, it had grown to 46 employees at 7 locations. Cecil Bank's money market rates are 25% higher than the national average, but it has a D health rating.

Related Posts

View all posts from:

Reviews (1)

Great Little Bank

Posted by: 2Tall | Oct 25, 2010

It's a bank from yesteryear, very friendly and great service. They have a great rate for checking

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Cecil Bank has a negative return on equity.

Health Grade Components

FDIC Certificate #31121
Year Established1959
Primary RegulatorFED
Profit Margin
Return on Assets - YTD-1.72%
Return on Equity - YTD-26.48%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$195.4MM$212.6MM
LoansQ4 2018vs Q4 2017$89.1MM$68.2MM
DepositsQ4 2018vs Q4 2017$149.9MM$141.8MM
Equity CapitalQ4 2018vs Q4 2017$11.1MM$15.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$739.00K$1.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$170.00K$242.00K
Real Estate OwnedQ4 2018vs Q4 2017$23.2MM$24.3MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cecil Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cecil Bank Savings Account Rates

0.30%$10-Passbook Savings
0.30%$10-Statement Savings
0.15%$10-Holiday Savings Account

Cecil Bank Money Market Rates

0.55%*$100k*-Money Market
OTHER TIERS: 0.10% $10 - $2.5k | 0.50% $2.5k - $100k

Cecil Bank Checking Account Rates

1.00%$50-Premium High Yield Checking
0.30%$10-NOW High Yield Checking
0.30%$10-Silver & Gold Checking
0.05%$10-NOW Checking

Cecil Bank CD Rates

2.75%$500-5 Year Bump-Up CD
2.25%$500-4 Year Bump-Up CD
1.75%$500-1 1/2 Year CD
1.75%$500-3 Year Bump-Up CD
1.50%$500-2 Year Bump-Up CD
1.00%$500-1 Year CD
1.00%$2k-12 Month Convenient Access CD
0.75%$500-6 Month CD
0.75%$500-9 Month CD
0.15%$500-91 Day CD

Cecil Bank IRA Rates

2.75%$100-60 Month IRA
1.75%$100-18 Month IRA

Cecil Bank Locations
108 North East Plaza Branch108 North East PlazaNorth East, MD 21901
114 East Pulaski Highway114 East Pulaski HighwayElkton, MD 21921
Cecilton Branch122 W. Main StreetCecilton, MD 21913
Cecil Bank127 North StElkton, MD 21921
Pulaski Highway Branch1609 Pulaski Highway BranchHavre De Grace, MD 21078
Fair Hill Branch4434 Telegraph RoadElkton, MD 21921
Rising Sun Towne Centre Branch56 Rising Sun Towne CentreRising Sun, MD 21911

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.