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Overview / Commentary
127 North Street
Elkton, MD 21921

Cecil Bank is headquartered in Elkton and is the 39th largest bank in the state of Maryland. It is also the 3,016th largest bank in the nation. It was established in 1959 and as of September of 2017, it had grown to 53 employees at 9 locations. Cecil Bank has a F health rating.

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Reviews (1)

Great Little Bank

Posted by: 2Tall | Oct 25, 2010

It's a bank from yesteryear, very friendly and great service. They have a great rate for checking

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Cecil Bank has a negative return on equity.

Health Grade Components

FDIC Certificate #31121
Year Established1959
Primary RegulatorFED
Profit Margin
Return on Assets - YTD-1.3%
Return on Equity - YTD-71.43%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$194.9MM$219.4MM
LoansQ3 2017vs Q3 2016$83.4MM$102.8MM
DepositsQ3 2017vs Q3 2016$137.5MM$159.1MM
Equity CapitalQ3 2017vs Q3 2016$3.0MM$5.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$985.00K$1.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$9.0MM$12.1MM
Real Estate OwnedQ3 2017vs Q3 2016$30.4MM$31.5MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cecil Bank Savings Account Rates

0.15%--Holiday Savings Account
0.08%--Passbook Savings
0.08%--Statement Savings

Cecil Bank Money Market Rates

0.15%*$100k*-Money Market
OTHER TIERS: 0.10% $10 - $2,500 | 0.13% $2,500 - $100k

Cecil Bank Checking Account Rates

0.03%--NOW Checking

Cecil Bank CD Rates

0.94%$500-5 Year Bump-Up CD
0.81%$500-4 Year Bump-Up CD
0.60%$500-3 Year Bump-Up CD
0.46%$500-2 Year Bump-Up CD
0.43%$500-1 1/2 Year CD
0.27%$500-1 Year CD
0.14%$500-6 Month CD
0.10%$500-9 Month CD
0.07%$500-91 Day CD

Cecil Bank IRA Rates

0.94%$100-60 Month IRA
0.34%$100-18 Month IRA

Cecil Bank Locations
108 North East Plaza Branch108 North East PlazaNorth East, MD 21901
114 East Pulaski Highway114 East Pulaski HighwayElkton, MD 21921
Cecilton Branch122 W. Main StreetCecilton, MD 21913
Turkey Point Branch1223-B Turkey Point RoadNorth East, MD 21901
Cecil Bank127 North StElkton, MD 21921
Pulaski Highway Branch1609 Pulaski Highway BranchHavre De Grace, MD 21078
Conowingo Branch390 Conowingo RoadConowingo, MD 21918
Fair Hill Branch4434 Telegraph RoadElkton, MD 21921
Rising Sun Towne Centre Branch56 Rising Sun Towne CentreRising Sun, MD 21911