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Cecil Bank


Overview / Commentary
www.cecilbank.com
410-398-1650
127 North Street
Elkton, MD 21921

Cecil Bank is headquartered in Elkton and is the 31st largest bank in the state of Maryland. It is also the 3,110th largest bank in the nation. It was established in 1959 and as of September of 2021, it had grown to 34 employees at 4 locations. Cecil Bank has a C health rating.

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Reviews (1)

Great Little Bank

Posted by: |

It's a bank from yesteryear, very friendly and great service. They have a great rate for checking

6


Health
C

Data as of Q3 2021

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Cecil Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #31121
Year Established1959
Employees34
Primary RegulatorFED
Profit Margin
Return on Assets - YTD-2.03%
Return on Equity - YTD-29.05%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$203.9MM$195.0MM
LoansQ3 2021vs Q3 2020$120.2MM$72.0MM
DepositsQ3 2021vs Q3 2020$182.6MM$180.9MM
Equity CapitalQ3 2021vs Q3 2020$19.3MM$10.1MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.1MM$634.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.3MM$1.7MM
Real Estate OwnedQ3 2021vs Q3 2020$10.2MM$17.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cecil Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cecil Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$10-Statement Savings
0.15%$10-Holiday Savings Account

Cecil Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market
OTHER TIERS: 0.10% → $10 - $2.5k | 0.25% → $2.5k - $100k

Cecil Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$2.5k*-Premium High Yield Checking
OTHER TIERS: 0.10% → $10 - $2.5k
0.15%*$500*-NOW High Yield Checking
OTHER TIERS: 0.05% → $10 - $500
0.15%$10-Silver & Gold Checking
0.05%$10-NOW Checking

Cecil Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-5 Year Bump-Up CD
0.45%$500-4 Year Bump-Up CD
0.40%$500-3 Year Bump-Up CD
0.30%$500-2 Year Bump-Up CD
0.25%$500-1 1/2 Year CD
0.20%$500-9 Month CD
0.20%$500-1 Year CD
0.20%$2k-12 Month Convenient Access CD
0.15%$500-6 Month CD
0.10%$500-91 Day CD

Cecil Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-60 Month IRA
0.25%$100-18 Month IRA
Locations


Cecil Bank Locations
108 North East Plaza Branch108 North East PlazaNorth East, MD 21901
Cecil Bank127 North StElkton, MD 21921
Fair Hill Branch4434 Telegraph RoadElkton, MD 21921
Rising Sun Towne Centre Branch56 Rising Sun Towne CentreRising Sun, MD 21911

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