Cecil Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
3.00%	5-year CD	5 Year Bump-Up CD 2.03% - National Average
0.80%	1-year CD	1 Year CD 2.45% - Synchrony Bank 12 Month CD
0.30%	Savings	Statement Savings 1.80% - American Express National Bank High Yield Savings Account

View all Cecil Bank rates »

Overview / Commentary

www.cecilbank.com

410-398-1650

127 North Street
Elkton, MD 21921

Cecil Bank is headquartered in Elkton and is the 35^th largest bank in the state of Maryland. It is also the 2,816^th largest bank in the nation. It was established in 1959 and as of June of 2018, it had grown to 47 employees at 9 locations. Cecil Bank's CD rates are 3X the national average, but it has a D health rating.

Great Little Bank

Posted by: 2Tall | Oct 25, 2010

It's a bank from yesteryear, very friendly and great service. They have a great rate for checking

Comment

5

Health

D

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Cecil Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #	31121
Year Established	1959
Employees	47
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	-0.76%
Return on Equity - YTD	-10.9%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$209.5MM$207.9MM
Loans	Q2 2018vs Q2 2017	$91.6MM$88.7MM
Deposits	Q2 2018vs Q2 2017	$141.4MM$149.7MM
Equity Capital	Q2 2018vs Q2 2017	$13.7MM$3.9MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$695.00K$973.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$0$9.1MM
Real Estate Owned	Q2 2018vs Q2 2017	$24.5MM$30.8MM

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cecil Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%	$10	-	Passbook Savings
0.30%	$10	-	Statement Savings
0.15%	$10	-	Holiday Savings Account

Cecil Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%^*	$100k^*	-	Money Market
OTHER TIERS: 0.10% → $10 - $2.5k \| 0.50% → $2.5k - $100k

Cecil Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$50	-	Premium High Yield Checking
0.30%	$10	-	NOW High Yield Checking
0.30%	$10	-	Silver & Gold Checking
0.05%	$10	-	NOW Checking

Cecil Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$500	-	5 Year Bump-Up CD
2.25%	$500	-	1 1/2 Year CD
2.25%	$2k	-	12 Month Convenient Access CD
1.75%	$500	-	4 Year Bump-Up CD
1.40%	$500	-	3 Year Bump-Up CD
1.25%	$500	-	2 Year Bump-Up CD
0.80%	$500	-	1 Year CD
0.60%	$500	-	6 Month CD
0.60%	$500	-	9 Month CD
0.15%	$500	-	91 Day CD

Cecil Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$100	-	60 Month IRA
2.25%	$100	-	18 Month IRA

Locations

Cecil Bank Locations
108 North East Plaza Branch	108 North East Plaza	North East, MD 21901
114 East Pulaski Highway	114 East Pulaski Highway	Elkton, MD 21921
Cecilton Branch	122 W. Main Street	Cecilton, MD 21913
Cecil Bank	127 North St	Elkton, MD 21921
Pulaski Highway Branch	1609 Pulaski Highway Branch	Havre De Grace, MD 21078
Fair Hill Branch	4434 Telegraph Road	Elkton, MD 21921
Rising Sun Towne Centre Branch	56 Rising Sun Towne Centre	Rising Sun, MD 21911

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