Cecil County School Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.35%	1-year CD	12-Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.20%	Savings	Serendipity Account 1.00% - Ally Bank Online Savings Account
0.65%	2-year CD	24-Month Share Certificate 1.30% - Ally Bank Raise Your Rate 2-Year CD

View all Cecil County School Employees Federal Credit Union rates »

Overview / Commentary

www.ccsefcu.org

410-398-6921

203 Booth St
Elkton, MD 21921-5646

Cecil County School Employees Federal Credit Union is headquartered in Elkton and is the 51^st largest credit union in the state of Maryland. It is also the 3,020^th largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 10 employees and 3,685 members at 2 locations. Cecil County School Employees Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees and students of Cecil County Public Schools and Cecil College, employees of Cecil County Activity Center and Group Residence, Haven House Treatment Programs, Radiology Associates of Union Hospital, The Jacob Tome Institute, Tri-State Christian Academy, Union Hospital of Cecil County, or members of Elkton High School Alumni Association.
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Health

B

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cecil County School Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	8549
Year Chartered	1953
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	0.14%
Return on Equity - YTD	1.94%
Annual Interest Income	$501.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$27.9MM$25.9MM
Loans	Q2 2016vs Q2 2015	$11.4MM$11.4MM
Deposits	Q2 2016vs Q2 2015	$25.8MM$23.6MM
Equity Capital	Q2 2016vs Q2 2015	$2.1MM$2.2MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$135.00K$76.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$157.00K$277.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cecil County School Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$500	-	IRA Share Certificate
0.35%	-	-	EZ Pay IRA Account
0.25%	-	-	Holiday Club Account
0.20%	$25	-	Regular Share Account
0.20%	-	-	Vacation Club Account
0.20%	-	-	Summer Savings Account
0.20%	-	-	Serendipity Account

Cecil County School Employees Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$50k^*	-	Money Market Account
OTHER TIERS: 0.25% → $2,500 - $15k \| 0.30% → $15k - $50k

Cecil County School Employees Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$100	-	Regular Share Draft Account
0.05%	$100	-	Silver Advantage Checking Account

Cecil County School Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	$5k	-	24-Month Share Certificate
0.35%	$2,500	-	12-Month Share Certificate
0.30%	$1k	-	6-Month Share Certificate

Locations

Cecil County School Employees Federal Credit Union Locations
Branch Office	203 Booth St	Elkton, MD 21921-5646
Branch Office	3135 Biggs Hwy Ste 7	North East, MD 21901