Cecil County School Employees Federal Credit Union
Cecil County School Employees Federal Credit Union is headquartered in Elkton and is the 50th largest credit union in the state of Maryland. It is also the 2,915th largest credit union in the nation. It was established in 1953 and as of June of 2019, it had grown to 8 employees and 3,720 members at 2 locations. Cecil County School Employees Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees and students of Cecil County Public Schools and Cecil College, employees of Cecil County Activity Center and Group Residence, Haven House Treatment Programs, Radiology Associates of Union Hospital, The Jacob Tome Institute, Tri-State Christian Academy, Union Hospital of Cecil County, or members of Elkton High School Alumni Association.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8549 |
| Year Chartered | 1953 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 7.7% |
| Annual Interest Income | $620.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $29.4MM$28.9MM |
| Loans | Q2 2019vs Q2 2018 | $14.5MM$12.7MM |
| Deposits | Q2 2019vs Q2 2018 | $26.8MM$26.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $2.5MM$2.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $126.00K$147.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $258.00K$225.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Cecil County School Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Cecil County School Employees Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | - | - | EZ Pay IRA Account | |
| 0.25% | $25 | - | Regular Share Account | |
| 0.25% | - | - | Holiday Club Account | |
| 0.20% | - | - | Vacation Club Account | |
| 0.20% | - | - | Summer Savings Account | |
| 0.20% | - | - | Serendipity Account |
Cecil County School Employees Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $2.5k - $15k | 0.30% → $15k - $50k | |||||
Cecil County School Employees Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Regular Share Draft Account | |
| 0.05% | $100 | - | Silver Advantage Checking Account |
Cecil County School Employees Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $5k | $5k | 24-Month Share Certificate | |
| 0.60% | $2.5k | $5k | 12-Month Share Certificate | |
| 0.55% | $1k | - | 6-Month Share Certificate |
| Cecil County School Employees Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 203 Booth St | Elkton, MD 21921-5646 |
| Branch Office | 3135 Biggs Hwy Ste 7 | North East, MD 21901 |