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Cedar Falls Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cfccu.org
319-266-7531
123 W 4th St
Cedar Falls, IA 50613

Cedar Falls Community Credit Union is headquartered in Cedar Falls and is the 17th largest credit union in the state of Iowa. It is also the 1,219th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 29 employees and 8,728 members at 4 locations. Cedar Falls Community Credit Union's money market rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

CFCCU is open to anyone who lives or works in the Iowa counties of Allamakee, Black Hawk, Benton, Bremer, Butler, Buchanan, Chickasaw, Delaware, Clayton, Grundy, Floyd, Fayette, Franklin, Howard, Hardin, Linn, Mitchell, Marshall, Tama, or Winneshiek. Immediate family of credit union members may also join.
See current membership details

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #65565
Year Chartered1958
Employees29
Primary Regulator
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD8.73%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$218MM$203MM
LoansQ1 2025vs Q1 2024$171.4MM$149.4MM
DepositsQ1 2025vs Q1 2024$181.2MM$169.2MM
Equity CapitalQ1 2025vs Q1 2024$35.3MM$31.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$913K$759K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.4MM$912K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cedar Falls Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$100-Health Savings Account (HSA)
0.25%$50-DID Share Account
0.25%$100-Education IRA Account
0.25%$50-Share Plus Account
0.20%$100-Secondary Savings Account
0.20%$5-Christmas Club Account
0.20%$5-Vacation Club Account
0.20%$5-Youth Account
0.10%$100-Share Savings Account

Cedar Falls Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%*$1m*-Super Money Market Account
OTHER TIERS: 1.00% → $1k - $25k | 1.45% → $25k - $50k | 1.65% → $50k - $100k | 1.85% → $100k - $250k | 2.05% → $250k - $500k | 2.25% → $500k - $1m

Cedar Falls Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft

Cedar Falls Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$100k-12 Month Jumbo Share Certificate Special
4.30%$100k-18 Month Jumbo Share Certificate Special
4.30%$1k-12 Month Share Certificate Special
4.20%$1k-18 Month Share Certificate Special
3.95%$100k-30 Month Jumbo Share Certificate Special
3.85%$1k-30 Month Share Certificate Special
3.75%$100$30k3 Month Add-On Youth Certificate
3.60%$100k-6 Month Jumbo Certificate
3.50%$1k-6 Month Share Certificate
2.20%$100k-24 Month Jumbo Certificate
2.10%$1k-24 Month Share Certificate
2.10%$100k-36 Month Jumbo Certificate
2.10%$100k-41 Month Jumbo Certificate
2.10%$100k-60 Month Jumbo Certificate
2.00%$1k-36 Month Share Certificate
2.00%$1k-60 Month Share Certificate
2.00%$1k-41 Month Share Certificate

Cedar Falls Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.40%$100k-12 Month Jumbo IRA Certificate Special
4.30%$100k-18 Month Jumbo IRA Certificate Special
4.30%$1k-12 Month IRA Certificate Special
4.20%$1k-18 Month IRA Certificate Special
3.95%$100k-30 Month Jumbo IRA Certificate Special
3.85%$1k-30 Month IRA Certificate Special
3.60%$100k-6 Month IRA Jumbo Certificate
3.50%$1k-6 Month IRA Certificate
2.20%$100k-24 Month IRA Jumbo Certificate
2.10%$1k-24 Month IRA Certificate
2.10%$100k-36 Month IRA Jumbo Certificate
2.10%$100k-41 Month IRA Jumbo Certificate
2.10%$100k-60 Month IRA Jumbo Certificate
2.00%$1k-36 Month IRA Certificate
2.00%$1k-60 Month IRA Certificate
2.00%$1k-41 Month IRA Certificate
0.25%$100-IRA Shares Account
0.25%$100-Roth IRA Account
Locations


Cedar Falls Community Credit Union Locations
Branch Office123 W 4th StCedar Falls, IA 50613-2831
Branch Office420 Viking RdCedar Falls, IA 50613-6930
Branch Office2000 Heritage WayWaverly, IA 50677
Branch Office3466 Lafayette RdEvansdale, IA 50707

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