Cedar Falls Community Credit Union

Overview / Commentary
123 W 4th St
Cedar Falls, IA 50613-2831

Cedar Falls Community Credit Union is headquartered in Cedar Falls and is the 20th largest credit union in the state of Iowa. It is also the 1,415th largest credit union in the nation. It was established in 1958 and as of December of 2020, it had grown to 17 employees and 7,996 members at 3 locations. Cedar Falls Community Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

CFCCU is open to anyone who lives or works in Allamakee, Black Hawk, Benton, Bremer, Butler, Buchanan, Chickasaw, Delaware, Clayton, Grundy, Floyd, Fayette, Franklin, Howard, Hardin, Linn, Mitchell, Marshall, Tama, or Winneshiek Counties in Iowa. Immediate family of credit union members may also join.
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Health Grade Components

NCUA #65565
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD6.53%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$148.2MM$127.1MM
LoansQ4 2020vs Q4 2019$109.9MM$100.9MM
DepositsQ4 2020vs Q4 2019$125.4MM$105.7MM
Equity CapitalQ4 2020vs Q4 2019$21.7MM$20.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.1MM$680.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$347.00K$999.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not Cedar Falls Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cedar Falls Community Credit Union Savings Account Rates

0.75%$100-Health Savings Account (HSA)
0.25%$50-DID Share Account
0.25%$100-IRA Shares Account
0.25%$100-Roth IRA Account
0.25%$100-Education IRA Account
0.25%$50-Share Plus Account
0.20%$100-Share Savings Account
0.20%$100-Secondary Savings Account
0.20%$5-Christmas Club Account
0.20%$5-Vacation Club Account
0.20%$5-Youth Account
0.20%$5-Teen Account

Cedar Falls Community Credit Union Money Market Rates

0.90%*$250k*-Super Money Market Account
OTHER TIERS: 0.25% $1k - $25k | 0.45% $25k - $50k | 0.65% $50k - $100k | 0.85% $100k - $250k

Cedar Falls Community Credit Union Checking Account Rates

0.05%$500-Share Draft

Cedar Falls Community Credit Union CD Rates

0.95%$1k-60 Month Share Certificate
0.95%$1k-60 Month Step-Up Certificate
0.95%$100k-41 Month Step-Up Jumbo Certificate
0.90%$1k-48 Month Share Certificate
0.90%$100k-37 Month Jumbo Certificate
0.85%$100k-25 Month Jumbo Certificate
0.85%$1k-41 Month Step-Up Special Share Certificate
0.80%$1k-30 Month Share Certificate
0.80%$1k-36 Month Share Certificate
0.80%$1k-36 Month Step-Up Certificate
0.80%$1k-37 Month Special Share Certificate
0.75%$1k-25 Month Special Share Certificate
0.75%$100k-18 Month Step-Up Jumbo Share Certificate
0.70%$1k-24 Month Share Certificate
0.70%$100$30k3 Month Add-On Youth Certificate
0.65%$100k-15 Month Jumbo Certificate
0.65%$1k-18 Month Step-Up Special Share Certificate
0.55%$100k-7 Month Jumbo Certificate
0.55%$100k-10 Month Jumbo Certificate
0.55%$1k-15 Month Special Share Certificate
0.45%$1k-12 Month Share Certificate
0.45%$1k-7 Month Special Share Certificate
0.45%$1k-10 Month Special Share Certificate
0.40%$1k-6 Month Share Certificate
0.25%$1k-3 Month Share Certificate

Cedar Falls Community Credit Union Locations
Branch Office123 W 4th StCedar Falls, IA 50613-2831
Branch Office420 Viking RdCedar Falls, IA 50613-6930
Branch Office2000 Heritage WayWaverly, IA 50677

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