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Cedar Falls Community Credit Union


Overview / Commentary
www.cfccu.org
319-266-7531
123 W 4th St
Cedar Falls, IA 50613-2831

Cedar Falls Community Credit Union is headquartered in Cedar Falls and is the 19th largest credit union in the state of Iowa. It is also the 1,347th largest credit union in the nation. It was established in 1958 and as of March of 2022, it had grown to 25 employees and 8,800 members at 4 locations. Cedar Falls Community Credit Union's money market rates are 82% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

CFCCU is open to anyone who lives or works in Allamakee, Black Hawk, Benton, Bremer, Butler, Buchanan, Chickasaw, Delaware, Clayton, Grundy, Floyd, Fayette, Franklin, Howard, Hardin, Linn, Mitchell, Marshall, Tama, or Winneshiek Counties in Iowa. Immediate family of credit union members may also join.
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Health
A+

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #65565
Year Chartered1958
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD7.16%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$178.4MM$157.5MM
LoansQ1 2022vs Q1 2021$120.3MM$110.1MM
DepositsQ1 2022vs Q1 2021$151.8MM$134.1MM
Equity CapitalQ1 2022vs Q1 2021$25.9MM$22.2MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.0MM$1.1MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$517.00K$428.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cedar Falls Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$100-Health Savings Account (HSA)
0.25%$50-DID Share Account
0.25%$100-IRA Shares Account
0.25%$100-Roth IRA Account
0.25%$100-Education IRA Account
0.25%$50-Share Plus Account
0.20%$100-Secondary Savings Account
0.20%$5-Christmas Club Account
0.20%$5-Vacation Club Account
0.20%$5-Youth Account
0.20%$5-Teen Account
0.10%$100-Share Savings Account

Cedar Falls Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$250k*-Super Money Market Account
OTHER TIERS: 0.25% → $1k - $25k | 0.35% → $25k - $50k | 0.55% → $50k - $100k | 0.65% → $100k - $250k

Cedar Falls Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft

Cedar Falls Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$100k-30 Month Step-up Jumbo Certificate
2.50%$1k-30 Month Step-up Certificate
2.15%$100k-36 Month Jumbo Certificate Special
2.10%$100k-18 Month Step-up Jumbo Certificate
2.05%$1k-36 Month Certificate Special
2.00%$1k-18 Month Step-up Certificate
1.90%$100k-24 Month Jumbo Certificate Special
1.80%$1k-24 Month Certificate Special
1.60%$100k-12 Month Jumbo Share Certificate Special
1.50%$1k-12 Month Share Certificate Special
1.00%$100k-60 Month Jumbo Certificate
0.95%$100k-41 Month Step-up Jumbo Certificate
0.90%$1k-60 Month Share Certificate
0.85%$1k-41 Month Step-up Certificate
0.45%$100$30k3 Month Add-On Youth Certificate
0.40%$100k-6 Month Jumbo Certificate
0.30%$1k-6 Month Share Certificate

Cedar Falls Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%$100k-30 Month Step-up Jumbo IRA Certificate
2.50%$1k-30 Month Step-up IRA Certificate
2.15%$100k-36 Month Jumbo IRA Certificate Special
2.10%$100k-18 Month Step-up Jumbo IRA Certificate
2.05%$1k-36 Month IRA Certificate Special
2.00%$1k-18 Month Step-up IRA Certificate
1.90%$100k-24 Month Jumbo IRA Certificate Special
1.80%$1k-24 Month IRA Certificate Special
1.60%$100k-12 Month Jumbo IRA Certificate Special
1.50%$1k-12 Month IRA Certificate Special
1.00%$100k-60 Month IRA Jumbo Certificate
0.95%$100k-41 Month Step-up Jumbo IRA Certificate
0.90%$1k-60 Month IRA Certificate
0.85%$1k-41 Month Step-up IRA Certificate
0.40%$100k-6 Month IRA Jumbo Certificate
0.30%$1k-6 Month IRA Certificate
Locations


Cedar Falls Community Credit Union Locations
Branch Office123 W 4th StCedar Falls, IA 50613-2831
Branch Office420 Viking RdCedar Falls, IA 50613-6930
Branch Office2000 Heritage WayWaverly, IA 50677
Branch Office1005 E 4th StWaterloo, IA 50703

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