Cedar Falls Community Credit Union

Overview / Commentary
123 W 4th St
Cedar Falls, IA 50613-2831

Cedar Falls Community Credit Union is headquartered in Cedar Falls and is the 19th largest credit union in the state of Iowa. It is also the 1,356th largest credit union in the nation. It was established in 1958 and as of September of 2021, it had grown to 21 employees and 9,179 members at 5 locations. Cedar Falls Community Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

CFCCU is open to anyone who lives or works in Allamakee, Black Hawk, Benton, Bremer, Butler, Buchanan, Chickasaw, Delaware, Clayton, Grundy, Floyd, Fayette, Franklin, Howard, Hardin, Linn, Mitchell, Marshall, Tama, or Winneshiek Counties in Iowa. Immediate family of credit union members may also join.
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Health Grade Components

NCUA #65565
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD7.67%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$171.4MM$145.4MM
LoansQ3 2021vs Q3 2020$113.9MM$106.9MM
DepositsQ3 2021vs Q3 2020$145.7MM$123.2MM
Equity CapitalQ3 2021vs Q3 2020$25.0MM$21.3MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.1MM$1.0MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$473.00K$254.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$135.00K
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Always verify rates and promotions with the bank or credit union. We are not Cedar Falls Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cedar Falls Community Credit Union Savings Account Rates

0.75%$100-Health Savings Account (HSA)
0.25%$50-DID Share Account
0.25%$100-IRA Shares Account
0.25%$100-Roth IRA Account
0.25%$100-Education IRA Account
0.25%$50-Share Plus Account
0.20%$100-Share Savings Account
0.20%$100-Secondary Savings Account
0.20%$5-Christmas Club Account
0.20%$5-Vacation Club Account
0.20%$5-Youth Account
0.20%$5-Teen Account

Cedar Falls Community Credit Union Money Market Rates

0.90%*$250k*-Super Money Market Account
OTHER TIERS: 0.30% $1k - $25k | 0.35% $25k - $50k | 0.60% $50k - $100k | 0.75% $100k - $250k

Cedar Falls Community Credit Union Checking Account Rates

0.05%$500-Share Draft

Cedar Falls Community Credit Union CD Rates

0.95%$1k-60 Month Share Certificate
0.95%$1k-60 Month Step-Up Certificate
0.95%$100k-41 Month Step-Up Jumbo Certificate
0.90%$1k-48 Month Share Certificate
0.90%$1k-41 Month Step-Up Share Certificate
0.80%$1k-37 Month Share Certificate
0.75%$100k-37 Month Jumbo Certificate
0.75%$100k-18 Month Step-Up Jumbo Share Certificate
0.70%$100$30k3 Month Add-On Youth Certificate
0.65%$1k-36 Month Share Certificate
0.65%$1k-36 Month Step-Up Certificate
0.65%$100k-15 Month Jumbo Certificate
0.65%$1k-18 Month Step-Up Share Certificate
0.60%$100k-25 Month Jumbo Certificate
0.55%$1k-30 Month Share Certificate
0.55%$100k-10 Month Jumbo Certificate
0.50%$1k-24 Month Share Certificate
0.50%$100k-7 Month Jumbo Certificate
0.50%$1k-15 Month Share Certificate
0.50%$1k-25 Month Share Certificate
0.45%$1k-10 Month Share Certificate
0.40%$1k-6 Month Share Certificate
0.40%$1k-12 Month Share Certificate
0.40%$1k-7 Month Share Certificate
0.25%$1k-3 Month Share Certificate

Cedar Falls Community Credit Union Locations
Branch Office123 W 4th StCedar Falls, IA 50613-2831
Branch Office420 Viking RdCedar Falls, IA 50613-6930
Branch Office2000 Heritage WayWaverly, IA 50677
Branch Office3848 Lafayette RdEvansdale, IA 50707
Branch Office1005 E 4th StWaterloo, IA 50703

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