Cedar Falls Community Credit Union

Overview / Commentary
123 W 4th St
Cedar Falls, IA 50613-2831

Cedar Falls Community Credit Union is headquartered in Cedar Falls and is the 18th largest credit union in the state of Iowa. It is also the 1,348th largest credit union in the nation. It was established in 1958 and as of September of 2022, it had grown to 29 employees and 8,865 members at 4 locations. Cedar Falls Community Credit Union has an A health rating.

Field of Membership Restrictions

CFCCU is open to anyone who lives or works in Allamakee, Black Hawk, Benton, Bremer, Butler, Buchanan, Chickasaw, Delaware, Clayton, Grundy, Floyd, Fayette, Franklin, Howard, Hardin, Linn, Mitchell, Marshall, Tama, or Winneshiek Counties in Iowa. Immediate family of credit union members may also join.
See current membership details


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Health Grade Components

NCUA #65565
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD7.93%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$176.7MM$171.4MM
LoansQ3 2022vs Q3 2021$134.7MM$113.9MM
DepositsQ3 2022vs Q3 2021$148.3MM$145.7MM
Equity CapitalQ3 2022vs Q3 2021$26.9MM$25.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$968.00K$1.1MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$603.00K$473.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Cedar Falls Community Credit Union are currently being reviewed.


Cedar Falls Community Credit Union Locations
Branch Office123 W 4th StCedar Falls, IA 50613-2831
Branch Office420 Viking RdCedar Falls, IA 50613-6930
Branch Office2000 Heritage WayWaverly, IA 50677
Branch Office1005 E 4th StWaterloo, IA 50703

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