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Cedar Falls Community Credit Union


Overview / Commentary
www.cfccu.org
319-266-7531
123 W 4th St
Cedar Falls, IA 50613-2831

Cedar Falls Community Credit Union is headquartered in Cedar Falls and is the 19th largest credit union in the state of Iowa. It is also the 1,356th largest credit union in the nation. It was established in 1958 and as of September of 2021, it had grown to 21 employees and 9,179 members at 5 locations. Cedar Falls Community Credit Union's money market rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

CFCCU is open to anyone who lives or works in Allamakee, Black Hawk, Benton, Bremer, Butler, Buchanan, Chickasaw, Delaware, Clayton, Grundy, Floyd, Fayette, Franklin, Howard, Hardin, Linn, Mitchell, Marshall, Tama, or Winneshiek Counties in Iowa. Immediate family of credit union members may also join.
See current membership details

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Health
A+

Data as of Q3 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #65565
Year Chartered1958
Employees21
Primary Regulator
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD7.67%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$171.4MM$145.4MM
LoansQ3 2021vs Q3 2020$113.9MM$106.9MM
DepositsQ3 2021vs Q3 2020$145.7MM$123.2MM
Equity CapitalQ3 2021vs Q3 2020$25.0MM$21.3MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.1MM$1.0MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$473.00K$254.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$135.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cedar Falls Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$100-Health Savings Account (HSA)
0.25%$50-DID Share Account
0.25%$100-IRA Shares Account
0.25%$100-Roth IRA Account
0.25%$100-Education IRA Account
0.25%$50-Share Plus Account
0.20%$100-Share Savings Account
0.20%$100-Secondary Savings Account
0.20%$5-Christmas Club Account
0.20%$5-Vacation Club Account
0.20%$5-Youth Account
0.20%$5-Teen Account

Cedar Falls Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$250k*-Super Money Market Account
OTHER TIERS: 0.30% → $1k - $25k | 0.35% → $25k - $50k | 0.60% → $50k - $100k | 0.75% → $100k - $250k

Cedar Falls Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft

Cedar Falls Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$1k-60 Month Share Certificate
0.95%$1k-60 Month Step-Up Certificate
0.95%$100k-41 Month Step-Up Jumbo Certificate
0.90%$1k-48 Month Share Certificate
0.90%$1k-41 Month Step-Up Share Certificate
0.80%$1k-37 Month Share Certificate
0.75%$100k-37 Month Jumbo Certificate
0.75%$100k-18 Month Step-Up Jumbo Share Certificate
0.70%$100$30k3 Month Add-On Youth Certificate
0.65%$1k-36 Month Share Certificate
0.65%$1k-36 Month Step-Up Certificate
0.65%$100k-15 Month Jumbo Certificate
0.65%$1k-18 Month Step-Up Share Certificate
0.60%$100k-25 Month Jumbo Certificate
0.55%$1k-30 Month Share Certificate
0.55%$100k-10 Month Jumbo Certificate
0.50%$1k-24 Month Share Certificate
0.50%$100k-7 Month Jumbo Certificate
0.50%$1k-15 Month Share Certificate
0.50%$1k-25 Month Share Certificate
0.45%$1k-10 Month Share Certificate
0.40%$1k-6 Month Share Certificate
0.40%$1k-12 Month Share Certificate
0.40%$1k-7 Month Share Certificate
0.25%$1k-3 Month Share Certificate
Locations


Cedar Falls Community Credit Union Locations
Branch Office123 W 4th StCedar Falls, IA 50613-2831
Branch Office420 Viking RdCedar Falls, IA 50613-6930
Branch Office2000 Heritage WayWaverly, IA 50677
Branch Office3848 Lafayette RdEvansdale, IA 50707
Branch Office1005 E 4th StWaterloo, IA 50703

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