Cedar Rapids Bank & Trust

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.crbt.bank

319-862-2728

500 1St Ave. NE
Cedar Rapids, IA 52401

Cedar Rapids Bank & Trust is headquartered in CEDAR RAPIDS and is the 8^th largest bank in the state of Iowa. It is also the 478^th largest bank in the nation. It was established in 2001 and as of March of 2025, it had grown to 188 employees at 9 locations. Cedar Rapids Bank & Trust's money market rates are 16% higher than the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	57244
Year Established	2001
Employees	188
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	2.08%
Return on Equity - YTD	12.62%
Annual Interest Income	$31.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.62B$2.59B
Loans	Q1 2025vs Q1 2024	$1.77B$1.66B
Deposits	Q1 2025vs Q1 2024	$1.88B$1.76B
Equity Capital	Q1 2025vs Q1 2024	$438.7MM$369.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$24.6MM$22.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$10.6MM$11.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cedar Rapids Bank & Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.66%^*	$25k^*	-	Health Savings
OTHER TIERS: 0.26% → $0 - $10k \| 0.46% → $10k - $25k
0.50%	$100	-	First Time Home Buyer Savings
0.31%^*	$50k^*	-	Select Savings
OTHER TIERS: 0.05% → $10k - $25k \| 0.16% → $25k - $50k
0.05%	$0	-	Steady Savings
0.05%	$0	-	Future Fund
0.05%	$0	-	Rookie Cookie Savings

Cedar Rapids Bank & Trust Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.51%^*	$100k^*	-	Money Market
OTHER TIERS: 0.05% → $0 - $50k \| 0.11% → $50k - $100k

Cedar Rapids Bank & Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.33%^*	$0	$25k	MAXX Checking Account
OTHER TIERS: 1.07% → $25k+
1.92%^*	$0	$10k	Vault Checking
OTHER TIERS: 0.25% → $10k+
0.26%^*	$100k^*	-	Premier Plus Checking
OTHER TIERS: 0.05% → $0 - $10k \| 0.12% → $10k - $50k \| 0.18% → $50k - $100k
0.15%^*	$100k^*	-	Wisdom Checking
OTHER TIERS: 0.05% → $0 - $100k

Cedar Rapids Bank & Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.75%	$500	-	7 Month CD Special w/ Checking

Locations

Cedar Rapids Bank & Trust Locations
Cedar Rapids Bank and Trust Company	500 1st Ave Ne	Cedar Rapids, IA 52401
Council Street Branch	5400 Council Street Ne	Cedar Rapids, IA 52402
Waterloo Branch	11 Tower Park Drive	Waterloo, IA 50701
Cedar Falls Branch	2322 West 1st Street	Cedar Falls, IA 50613
Community National Bank Branch	422 Commercial Street	Waterloo, IA 50701
Bever Avenue Office	2701 Bever Avenue	Cedar Rapids, IA 52403
Cedar Hills Branch	191 Jacolyn Drive, N.W.	Cedar Rapids, IA 52405
Marion Branch	700 25th Avenue	Marion, IA 52302
F Avenue Branch	3406 F Avenue Northwest	Cedar Rapids, IA 52405

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