Overview / Commentary
308-358-0340
213 W Main St
Cedar Rapids, NE 68627

Cedar Rapids State Bank is headquartered in Cedar Rapids and is the 138th largest bank in the state of Nebraska. It is also the 5,071st largest bank in the nation. It was established in 1936 and as of June of 2018, it had grown to 16 employees at 1 location. Cedar Rapids State Bank's money market rates are 2X the national average, and it has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Cedar Rapids State Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #18820
Year Established1936
Employees16
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD8.29%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$48.6MM$43.2MM
LoansQ2 2018vs Q2 2017$39.7MM$34.5MM
DepositsQ2 2018vs Q2 2017$43.8MM$36.6MM
Equity CapitalQ2 2018vs Q2 2017$4.4MM$3.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$505.00K$419.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$0$17.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cedar Rapids State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cedar Rapids State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%--IRA Savings
0.30%--Passbook Savings

Cedar Rapids State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Money Market Account
OTHER TIERS: 0.30% Up to $25k

Cedar Rapids State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Super NOW Account
OTHER TIERS: 0.15% Up to $25k
0.15%$1k-NOW Account

Cedar Rapids State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$1k-60 Month CD
1.36%$1k-48 Month CD
1.26%$1k-36 Month CD
0.95%$1k-30 Month CD
0.85%$1k-24 Month CD
0.75%$1k-18 Month CD
0.55%$1k-12 Month CD
0.40%$1k-6 Month CD
Locations


Cedar Rapids State Bank Locations
Cedar Rapids State Bank213 W Main StCedar Rapids, NE 68627
Cedar Rapids State Bank - Spalding B124 West St. Joseph StreetSpalding, NE 68665
Spalding Branch161 N. Elm StreetSpalding, NE 68665

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