Cedar Rapids State Bank

Overview / Commentary

www.cedarrapidsstatebank.com

308-358-0340

213 W Main St
Cedar Rapids, NE 68627

Cedar Rapids State Bank is headquartered in Cedar Rapids and is the 133^rd largest bank in the state of Nebraska. It is also the 4,605^th largest bank in the nation. It was established in 1936 and as of June of 2021, it had grown to 13 employees at 2 locations. Cedar Rapids State Bank's money market rates are 2X the national average, and it has an A health rating.

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Health

Data as of Q2 2021

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Cedar Rapids State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	18820
Year Established	1936
Employees	13
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.78%
Return on Equity - YTD	19.2%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$55.0MM$51.4MM
Loans	Q2 2021vs Q2 2020	$48.2MM$43.1MM
Deposits	Q2 2021vs Q2 2020	$47.1MM$45.2MM
Equity Capital	Q2 2021vs Q2 2020	$5.2MM$4.7MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$400.00K$359.00K
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$0$0
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not Cedar Rapids State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cedar Rapids State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	Consumer Savings
0.15%	-	-	Business Savings

Cedar Rapids State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.01%^*	$500k^*	-	Money Market Account
OTHER TIERS: 0.51% → $10k - $500k

Cedar Rapids State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$100k^*	-	Business Gold Checking
OTHER TIERS: 0.10% → $5k - $50k \| 0.15% → $50k - $100k
0.15%^*	$5k^*	-	Consumer Gold Checking
OTHER TIERS: 0.10% → $1k - $5k

Cedar Rapids State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	$1k	-	60 Month CD
0.70%	$1k	-	48 Month CD
0.65%	$1k	-	36 Month CD
0.55%	$1k	-	24 Month CD
0.55%	$1k	-	30 Month CD
0.50%	$1k	-	12 Month CD
0.50%	$1k	-	18 Month CD
0.25%	$1k	-	6 Month CD

Locations

Cedar Rapids State Bank Locations
Cedar Rapids State Bank	213 W Main St	Cedar Rapids, NE 68627
Spalding Branch	161 N. Elm Street	Spalding, NE 68665

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