Celco Community Federal Credit Union

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Overview / Commentary

www.celcofcu.org

540-921-2700

3381 Virginia Ave
Narrows, VA 24124

Celco Community Federal Credit Union is headquartered in NARROWS and is the 45^th largest credit union in the state of Virginia. It is also the 1,557^th largest credit union in the nation. It was established in 1956 and as of December of 2018, it had grown to 22 employees and 7,434 members at 2 locations. Celco Community Federal Credit Union has an A health rating.

Field of Membership Restrictions

Must be a Celanese employee or be an employee of other select group.
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Health

Data as of Q4 2018

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Health Grade Components

Overall
NCUA #	11254
Year Chartered	1956
Employees	22
Primary Regulator

Profit Margin
Return on Assets - YTD	0.7%
Return on Equity - YTD	4.12%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$107.4MM$106.4MM
Loans	Q4 2018vs Q4 2017	$54.3MM$50.9MM
Deposits	Q4 2018vs Q4 2017	$88.9MM$88.2MM
Equity Capital	Q4 2018vs Q4 2017	$18.4MM$18.1MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$190.00K$178.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$605.00K$863.00K
Real Estate Owned	Q4 2018vs Q4 2017	$56.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Celco Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.65%	-	-	IRA Savings Account
0.35%^*	$50k^*	-	Share Savings Account
OTHER TIERS: 0.20% → $250 - $10k \| 0.25% → $10k - $50k

Locations

Celco Community Federal Credit Union Locations
Branch Office	3381 VIRGINIA AVE	NARROWS, VA 24124
Branch Office	5862 Virginia Ave	Pembroke, VA 24136

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