Overview / Commentary
CEN-TEX MFG Credit Union is headquartered in Brownwood and is the 281st largest credit union in the state of Texas. It is also the 3,401st largest credit union in the nation. It was established in 1979 and as of March of 2025, it had grown to 4 employees and 1,364 members at 1 location. CEN-TEX MFG Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Cen-Tex Manufacturing Credit Union is open to employees and retirees of 3M.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CEN-TEX MFG Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67602 |
| Year Chartered | 1979 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.35% |
| Return on Equity - YTD | 6.18% |
| Annual Interest Income | $197K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $14.9MM$14MM |
| Loans | Q1 2025vs Q1 2024 | $9.5MM$9.7MM |
| Deposits | Q1 2025vs Q1 2024 | $11.6MM$10.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.1MM$3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $59K$69K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $267K$117K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |