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Overview / Commentary
325-646-3551
4501 Highway 377 S
Brownwood, TX 76801-5907

Cen Tex Manufacturing Credit Union is headquartered in Brownwood and is the 333rd largest credit union in the state of Texas. It is also the 4,067th largest credit union in the nation. It was established in 1979 and as of December of 2017, it had grown to 3 employees and 1,327 members at 1 location. Cen Tex Manufacturing Credit Union's savings rates are 44% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Cen-Tex Manufacturing Credit Union is open to employees and retirees of 3M.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cen Tex Manufacturing Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67602
Year Chartered1979
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD1.31%
Return on Equity - YTD10.77%
Annual Interest Income$530.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$10.6MM$9.4MM
LoansQ4 2017vs Q4 2016$6.5MM$5.4MM
DepositsQ4 2017vs Q4 2016$9.3MM$8.2MM
Equity CapitalQ4 2017vs Q4 2016$1.3MM$1.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$120.00K$108.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$222.00K$61.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cen Tex Manufacturing Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%--Christmas Club Account
0.75%*$10k*-Regular Share Account
OTHER TIERS: 0.35% $100 - $5k | 0.50% $5k - $10k

Cen Tex Manufacturing Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$100k-18 Month CD
1.25%$500-12 Month CD
1.00%$500-6 Month CD
Locations


Cen Tex Manufacturing Credit Union Locations
Branch Office4501 Highway 377 SBrownwood, TX 76801-5907

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