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Cencap Federal Credit Union

Cencap Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%1-year CD14 Month Share Certificate
1.25%Money MarketShare Money Market
0.75%1-year IRA14 Month IRA Certificate (Traditional, Roth)

Overview / Commentary
860-722-8110
443 Franklin Ave
Hartford, CT 06114

Cencap Federal Credit Union is headquartered in HARTFORD and is the 27th largest credit union in the state of Connecticut. It is also the 2,182nd largest credit union in the nation. It was established in 1950 and as of September of 2016, it had grown to 26 employees and 8,869 members at 4 locations. Cencap Federal Credit Union's money market rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the City of Hartford. Membership is also open to employees of the City of Hartford, Hartford Housing Authority, Community Renewal Team, Connecticut Natural Gas (CNG), XL Center and other select employee groups employees
See current membership details

Related Posts

Hartford Municipal Employees CU Hikes 14-Month CD Rate (1.75% APY) - 11/23/2016

Hartford Municipal Employees CU (CT) has raised the rate on its 14-month Share Certificate (1.75% APY). Minimum deposit is $1k, with no balance cap. Limited time offer.

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cencap Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #6733
Year Chartered1950
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.26%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$57.1MM$49.7MM
LoansQ3 2016vs Q3 2015$39.4MM$37.4MM
DepositsQ3 2016vs Q3 2015$51.4MM$44.2MM
Equity CapitalQ3 2016vs Q3 2015$5.4MM$5.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$527.00K$561.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.4MM$1.3MM
Real Estate OwnedQ3 2016vs Q3 2015$141.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cencap Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--Health Savings Account
1.25%--Save to Win
0.75%--IRA Savings Account
0.75%--Roth IRA Savings Account
0.40%--Regular Shares
0.40%--Club Account

Cencap Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-Share Money Market
OTHER TIERS: 0.45% $2,500 - $20k | 0.50% $20k - $50k | 0.55% $50k - $100k

Cencap Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-4 Year Share Certificate
1.00%$1k-3 Year Share Certificate
0.75%$1k-14 Month Share Certificate
0.75%$1k-2 Year Share Certificate
0.75%$1k-18 Month Share Certificate
0.60%$1k-1 Year Share Certificate
0.55%$1k-9 Month Share Certificate
0.50%$1k-6 Month Share Certificate
0.45%$1k-3 Month Share Certificate

Cencap Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-4 Year IRA Certificate
1.00%$1k-3 Year IRA Certificate
0.75%$1k-14 Month IRA Certificate
0.75%$1k-2 Year IRA Certificate
0.75%$1k-18 Month IRA Certificate
0.60%$1k-1 Year IRA Certificate
0.55%$1k-9 Month IRA Certificate
0.50%$1k-6 Month IRA Certificate
0.45%$1k-3 Month IRA Certificate
Locations


Cencap Federal Credit Union Locations
Branch Office443 FRANKLIN AVeHARTFORD, CT 06114
Branch Office525 MAIN STHARTFORD, CT 06103
Corporate Office77 Hartland StEast Hartford, CT 06108
Corporate Office432 FRANKLIN AVEHARTFORD, CT 06114