Cencap Federal Credit Union

Overview / Commentary
443 Franklin Ave
Hartford, CT 06114

Cencap Federal Credit Union is headquartered in HARTFORD and is the 33rd largest credit union in the state of Connecticut. It is also the 2,405th largest credit union in the nation. It was established in 1950 and as of March of 2019, it had grown to 26 employees and 9,633 members at 3 locations. Cencap Federal Credit Union's money market rates are 2X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership in Cencap Federal Credit Union is open to those who live, work, attend school or worship in the Hartford, Connecticut area.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cencap Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6733
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD-1.63%
Return on Equity - YTD-25.29%
Annual Interest Income$750.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$46.6MM$52.3MM
LoansQ1 2019vs Q1 2018$34.9MM$37.6MM
DepositsQ1 2019vs Q1 2018$43.2MM$47.7MM
Equity CapitalQ1 2019vs Q1 2018$3.1MM$4.2MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.1MM$849.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$812.00K$1.2MM
Real Estate OwnedQ1 2019vs Q1 2018$56.00K$56.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cencap Federal Credit Union Savings Account Rates

1.50%--Health Savings Account
0.75%--IRA Savings
0.20%--Regular Share
0.20%$50-Club Account

Cencap Federal Credit Union Money Market Rates

0.90%*$100k*-Share Money Market
OTHER TIERS: 0.45% $2.5k - $20k | 0.50% $20k - $50k | 0.55% $50k - $100k

Cencap Federal Credit Union CD Rates

1.25%$1k-4 Year Share Certificate
1.25%$25-12 Month Save to Win Share Certificate
1.00%$1k-3 Year Share Certificate
0.75%$1k-14 Month Share Certificate
0.75%$1k-2 Year Share Certificate
0.75%$1k-18 Month Share Certificate
0.55%$1k-1 Year Share Certificate
0.45%$1k-9 Month Share Certificate
0.35%$1k-6 Month Share Certificate
0.20%$1k-3 Month Share Certificate

Cencap Federal Credit Union IRA Rates

1.25%$1k-4 Year IRA Certificate
1.00%$1k-3 Year IRA Certificate
0.75%$1k-14 Month IRA Certificate
0.75%$1k-2 Year IRA Certificate
0.75%$1k-18 Month IRA Certificate
0.55%$1k-1 Year IRA Certificate
0.45%$1k-9 Month IRA Certificate
0.35%$1k-6 Month IRA Certificate
0.20%$1k-3 Month IRA Certificate

Cencap Federal Credit Union Locations
Branch Office443 FRANKLIN AVeHARTFORD, CT 06114
Corporate Office77 Hartland StEast Hartford, CT 06108
Corporate Office432 FRANKLIN AVEHARTFORD, CT 06114

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