Cencap Federal Credit Union


Overview / Commentary
860-722-8110
443 Franklin Ave
Hartford, CT 06114

Cencap Federal Credit Union is headquartered in HARTFORD and is the 35th largest credit union in the state of Connecticut. It is also the 2,552nd largest credit union in the nation. It was established in 1950 and as of June of 2020, it had grown to 20 employees and 10,854 members at 5 locations. Cencap Federal Credit Union's money market rates are 2X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership in Cencap Federal Credit Union is open to those who live, work, attend school or worship in the Hartford, Connecticut area.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cencap Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #6733
Year Chartered1950
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD6.95%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$44.4MM$42.9MM
LoansQ2 2020vs Q2 2019$31.7MM$35.1MM
DepositsQ2 2020vs Q2 2019$41.3MM$39.6MM
Equity CapitalQ2 2020vs Q2 2019$2.8MM$3.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$915.00K$1.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$954.00K$979.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Cencap Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cencap Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--Health Savings Account
0.75%--IRA Savings
0.20%$50-Regular Share
0.20%$50-Vacation Club Account

Cencap Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$100k*-Share Money Market
OTHER TIERS: 0.45% $2.5k - $20k | 0.50% $20k - $50k | 0.55% $50k - $100k

Cencap Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-4 Year Share Certificate
1.25%$25-12 Month Save to Win Share Certificate
1.00%$1k-3 Year Share Certificate
0.75%$1k-14 Month Share Certificate
0.75%$1k-2 Year Share Certificate
0.75%$1k-18 Month Share Certificate
0.55%$1k-1 Year Share Certificate
0.45%$1k-9 Month Share Certificate
0.35%$1k-6 Month Share Certificate
0.20%$1k-3 Month Share Certificate

Cencap Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-4 Year IRA Certificate
1.00%$1k-3 Year IRA Certificate
0.75%$1k-14 Month IRA Certificate
0.75%$1k-2 Year IRA Certificate
0.75%$1k-18 Month IRA Certificate
0.55%$1k-1 Year IRA Certificate
0.45%$1k-9 Month IRA Certificate
0.35%$1k-6 Month IRA Certificate
0.20%$1k-3 Month IRA Certificate
Locations


Cencap Federal Credit Union Locations
Branch Office443 FRANKLIN AVeHARTFORD, CT 06114
Corporate Office77 Hartland StEast Hartford, CT 06108
Corporate Office432 FRANKLIN AVEHARTFORD, CT 06114
Branch Office2775 MAIN STHARTFORD, CT 06120-1903
Branch Office215 HIGH STHARTFORD, CT 06103-1007

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.