Cendera Bank Reviews and Rates

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Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Overview / Commentary

cenderabank.com

903-965-7755

615 E. Bells Blvd
Bells, TX 75414

Cendera Bank is headquartered in BELLS and is the 250^th largest bank in the state of Texas. It is also the 2,881^st largest bank in the nation. It was established in 1904 and as of March of 2025, it had grown to 32 employees at 3 locations. Cendera Bank has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	3098
Year Established	1904
Employees	32
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.02%
Return on Equity - YTD	0.22%
Annual Interest Income	$3.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$227MM$189.8MM
Loans	Q1 2025vs Q1 2024	$185MM$152.2MM
Deposits	Q1 2025vs Q1 2024	$199.9MM$159.4MM
Equity Capital	Q1 2025vs Q1 2024	$26.1MM$25.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.1MM$1.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$982K$1.9MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Cendera Bank are currently being reviewed.

Locations

Cendera Bank Locations
The First National Bank Of Bells/Savoy	615 E Bells Blvd	Bells, TX 75414
Cendera Bank, N.A. Branch	2912 West 6th Street	Fort Worth, TX 76107
North Branch	1105 North Ole Ambrose Road	Bells, TX 75414
Tyler Branch Office	110 N. College Avenue	Tyler, TX 75702

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