CenLA Federal Credit Union


Overview / Commentary
318-445-7388
708 Jackson St
Alexandria, LA 71301

CenLA Federal Credit Union is headquartered in Alexandria and is the 27th largest credit union in the state of Louisiana. It is also the 1,582nd largest credit union in the nation. It was established in 1963 and as of June of 2022, it had grown to 23 employees and 10,210 members at 3 locations. CenLA Federal Credit Union's CD rates are 23% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in CenLA Federal Credit Union is open to those who live, work, worship, or attend school in the Louisiana parishes of Catahoula, Grant, LaSalle, Rapides, or Winn. Employees/members of Vernon School, Louisiana Special Education Center (Alexandria), Louisiana District 7 Retired Teachers Association, or Union Tank Car also qualify for membership.
See current membership details

Reviews (1)

Better Than The Big Banks

I opened an account at Cenla FCU because I was deeply dissatisfied with the customer service at Capital One and Chase. I had a checking account at Capital One (formerly Hibernia). When I deposited a check that was more than my usual paycheck (though not a huge sum), they held the check *AND* froze the rest of the funds in my accoung for two weeks for no explainable reason. I called customer service and also spoke with the local branch to try to resolve the issue as I needed the funds for a car purchase. I was given different reasons for the hold on my account by each person I spoke with, and none of the reasons made sense.  I no longer think of banks as a safe place for my money. I closed the account and opened at Cenla FCU and have not had similar problems. If I do, I will go somewhere else.



Health

Health Grade Components

Overall
NCUA #15602
Year Chartered1963
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD3.24%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$133.9MM$132.2MM
LoansQ2 2022vs Q2 2021$44.5MM$44.9MM
DepositsQ2 2022vs Q2 2021$116.1MM$116.1MM
Equity CapitalQ2 2022vs Q2 2021$17.5MM$15.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$119.00K$547.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$143.00K$163.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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CenLA Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%--IRA Share Account
0.35%--Regular Share Account
0.15%--Extra Share Account
0.15%--Club Account
0.15%--Joint Share Account
0.15%--Christmas Club Account
0.15%--Public Unit Share Account

CenLA Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$1k-24 Month CD
1.11%$1k-12 Month CD
0.70%$1k-6 Month CD

CenLA Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%$100-3 Year IRA
1.41%$100-1 Year IRA
Locations


CenLA Federal Credit Union Locations
Branch Office105 Griffith StPineville, LA 71360
Branch Office6500 Coliseum BlvdAlexandria, LA 71303
Branch Office708 Jackson StAlexandria, LA 71301

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