CenLA Federal Credit Union

Overview / Commentary
708 Jackson St
Alexandria, LA 71301

CenLA Federal Credit Union is headquartered in Alexandria and is the 27th largest credit union in the state of Louisiana. It is also the 1,665th largest credit union in the nation. It was established in 1963 and as of December of 2023, it had grown to 22 employees and 9,870 members at 3 locations. CenLA Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in CenLA Federal Credit Union is open to those who live, work, worship, or attend school in the Louisiana parishes of Catahoula, Grant, LaSalle, Rapides, or Winn. Employees/members of Vernon School, Louisiana Special Education Center (Alexandria), Louisiana District 7 Retired Teachers Association, or Union Tank Car also qualify for membership.
See current membership details

Reviews (1)

Better Than The Big Banks

I opened an account at Cenla FCU because I was deeply dissatisfied with the customer service at Capital One and Chase. I had a checking account at Capital One (formerly Hibernia). When I deposited a check that was more than my usual paycheck (though not a huge sum), they held the check *AND* froze the rest of the funds in my accoung for two weeks for no explainable reason. I called customer service and also spoke with the local branch to try to resolve the issue as I needed the funds for a car purchase. I was given different reasons for the hold on my account by each person I spoke with, and none of the reasons made sense.  I no longer think of banks as a safe place for my money. I closed the account and opened at Cenla FCU and have not had similar problems. If I do, I will go somewhere else.


Health Grade Components

NCUA #15602
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD1.7%
Return on Equity - YTD10.08%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$120.5MM$131.1MM
LoansQ4 2023vs Q4 2022$47.6MM$45.8MM
DepositsQ4 2023vs Q4 2022$99.4MM$112.3MM
Equity CapitalQ4 2023vs Q4 2022$20.5MM$18.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$236K$101K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$344K$225K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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CenLA Federal Credit Union Savings Account Rates

3.04%--IRA Share Account
0.15%--Regular Share Account
0.15%--Extra Share Account
0.15%--Club Account
0.15%--Joint Share Account
0.15%--Christmas Club Account
0.15%--Public Unit Share Account

CenLA Federal Credit Union CD Rates

2.79%$1k-24 Month CD
2.53%$1k-12 Month CD
2.02%$1k-6 Month CD

CenLA Federal Credit Union IRA Rates

3.04%$100-3 Year IRA
2.79%$100-1 Year IRA

CenLA Federal Credit Union Locations
Branch Office105 Griffith StPineville, LA 71360
Branch Office6500 Coliseum BlvdAlexandria, LA 71303
Branch Office708 Jackson StAlexandria, LA 71301

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