Cenla Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.65% | 1-year CD | 12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.25% | Savings | Public Unit Share Account 1.20% - Ally Bank Online Savings Account |
| 0.80% | 2-year CD | 24 Month CD |
Cenla Federal Credit Union is headquartered in Alexandria and is the 21st largest credit union in the state of Louisiana. It is also the 1,460th largest credit union in the nation. It was established in 1963 and as of June of 2017, it had grown to 24 employees and 11,302 members at 3 locations. Cenla Federal Credit Union has an A health rating.
Field of Membership Restrictions
Must live, work, worship or attend school in Catahoula, Grant, LaSalle, Rapides or Winn Parish or be an employee of Vernon School or several other companies.
See current membership details
Better Than The Big Banks
I opened an account at Cenla FCU because I was deeply dissatisfied with the customer service at Capital One and Chase. I had a checking account at Capital One (formerly Hibernia). When I deposited a check that was more than my usual paycheck (though not a huge sum), they held the check *AND* froze the rest of the funds in my accoung for two weeks for no explainable reason. I called customer service and also spoke with the local branch to try to resolve the issue as I needed the funds for a car purchase. I was given different reasons for the hold on my account by each person I spoke with, and none of the reasons made sense. I no longer think of banks as a safe place for my money. I closed the account and opened at Cenla FCU and have not had similar problems. If I do, I will go somewhere else.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 15602 |
| Year Chartered | 1963 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.3% |
| Return on Equity - YTD | 2.6% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $116.9MM$112.6MM |
| Loans | Q2 2017vs Q2 2016 | $54.2MM$56.8MM |
| Deposits | Q2 2017vs Q2 2016 | $102.9MM$98.9MM |
| Equity Capital | Q2 2017vs Q2 2016 | $13.6MM$13.3MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $537.00K$475.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $736.00K$1.1MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
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Cenla Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | - | - | IRA Share Account | |
| 0.25% | - | - | Regular Share Account | |
| 0.25% | - | - | Extra Share Account | |
| 0.25% | - | - | Club Account | |
| 0.25% | - | - | Joint Share Account | |
| 0.25% | - | - | Christmas Club Account | |
| 0.25% | - | - | Public Unit Share Account |
Cenla Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | $1k | - | 24 Month CD | |
| 0.65% | $1k | - | 12 Month CD | |
| 0.50% | $1k | - | 6 Month CD |
Cenla Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $100 | - | 3 Year IRA | |
| 0.65% | $100 | - | 1 Year IRA |
| Cenla Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 105 Griffith St | Pineville, LA 71360 |
| Branch Office | 6500 Coliseum Blvd | Alexandria, LA 71303 |
| Branch Office | 708 Jackson St | Alexandria, LA 71301 |