CENT Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 5.00% | Reward Checking | 2.09% - National Average |
| 1.26% | 1-year CD | 1.30% - National Average |
| 0.10% | Savings |
CENT Credit Union is headquartered in Mason City and is the 36th largest credit union in the state of Iowa. It is also the 2,302nd largest credit union in the nation. It was established in 1965 and as of September of 2018, it had grown to 18 employees and 5,366 members at 1 location. CENT Credit Union's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in CENT Credit Union is open to the following: (1) employees and professionals in the healthcare field within a 65-mile radius of Mason City; (2) employees of the city of Mason City, Iowa; (3) employees in Cerro Gordo County; (4) employees of the Federal Government, the United States Postal Service, the United States Parcel Service and the Federal Express Co., in Butler, Cerro Gordo, Floyd, Franklin, Hancock, Mitchell, Winnebago, Worth Counties in Iowa; (5) employees of select departments of the state of Iowa and other Select Employer Groups.
See current membership details
Related Posts
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65238 |
| Year Chartered | 1965 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 3.27% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $51.3MM$47.5MM |
| Loans | Q3 2018vs Q3 2017 | $42.8MM$37.7MM |
| Deposits | Q3 2018vs Q3 2017 | $43.5MM$39.9MM |
| Equity Capital | Q3 2018vs Q3 2017 | $7.5MM$7.3MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $172.00K$168.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $377.00K$526.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not CENT Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
CENT Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $25 | - | Kids Club | |
| 2.02% | - | - | Christmas Club | |
| 0.50% | - | - | IRA Shares | |
| 0.10% | $25 | - | Regular Share |
CENT Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.51%* | $200k* | - | COIN Money Market | ||
| OTHER TIERS: 0.10% → Up to $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k | 1.01% → $100k - $200k | |||||
CENT Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 5.00%* | - | $10k | PerCENTage Checking | ||
| OTHER TIERS: 0.10% → $10k+ | |||||
| 0.50%* | - | $250k | CENTsible Checking | ||
| OTHER TIERS: 0.01% → $250k+ | |||||
| 0.10% | - | - | CENTennial Checking | ||
CENT Credit Union CD Rates
| CENT Credit Union Locations | ||
|---|---|---|
| Branch Office | 25 W State ST | Mason City, IA 50401-3219 |