Featured Savings Rates
Featured Accounts

CENT Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.00%Reward CheckingHigh Yield Checking with Bonus
1.00%1-year CD12 Month Time Share Certificate
0.10%SavingsRegular Share

Overview / Commentary
641-424-2368
25 W State St
Mason City, IA 50401

CENT Credit Union is headquartered in Mason City and is the 35th largest credit union in the state of Iowa. It is also the 2,386th largest credit union in the nation. It was established in 1965 and as of September of 2017, it had grown to 17 employees and 4,930 members at 1 location. CENT Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in CENT Credit Union is open to the following: (1) employees and professionals in the healthcare field within a 65-mile radius of Mason City; (2) employees of the city of Mason City, Iowa; (3) employees in Cerro Gordo County; (4) employees of the Federal Government, the United States Postal Service, the United States Parcel Service and the Federal Express Co., in Butler, Cerro Gordo, Floyd, Franklin, Hancock, Mitchell, Winnebago, Worth Counties in Iowa; (5) employees of select departments of the state of Iowa and other Select Employer Groups.
See current membership details

Related Posts

25-Month CD Special, 2.25% APY - 1/2/2018

CENT CU is offering three limited-time "Nacho Bank's" Share Certificate Specials: 13-month CD Special, 1.25% APY 18-month CD Special, 1.75% APY 25-month CD Special, 2.25% APY

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CENT Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #65238
Year Chartered1965
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD2.58%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$47.5MM$42.6MM
LoansQ3 2017vs Q3 2016$37.7MM$32.6MM
DepositsQ3 2017vs Q3 2016$39.9MM$35.4MM
Equity CapitalQ3 2017vs Q3 2016$7.3MM$7.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$168.00K$86.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$526.00K$70.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

25-Month CD Special, 2.25% APY

Carpline   |  
CENT CU is offering three limited-time "Nacho Bank's" Share Certificate Specials:


13-month CD Special, 1.25% APY
18-month CD Special, 1.75% APY
25-month CD Special, 2.25% APY

Rates
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Always verify rates and promotions with the bank or credit union. We are not CENT Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CENT Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Christmas Club
0.50%--Kids Club
0.50%--IRA Shares
0.10%$25-Regular Share

CENT Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$200k*-COIN Money Market
OTHER TIERS: 0.10% Up to $25k | 0.25% $25k - $50k | 0.50% $50k - $100k | 0.75% $100k - $200k

CENT Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$10kHigh Yield Checking with Bonus
OTHER TIERS: 0.10% $10k+
0.50%*-$250kSuper Share Draft
OTHER TIERS: 0.01% $250k+
0.10%--High Yield Checking without Bonus

CENT Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$1k-25 Month Time Share Certificate Special
1.75%$1k-36 Month Time Share Certificate
1.75%$1k-18 Month Time Share Certificate Special
1.50%$1k-24 Month Time Share Certificate
1.25%$1k-13 Month Time Share Certificate Special
1.00%$1k-12 Month Time Share Certificate
Locations


CENT Credit Union Locations
Branch Office25 W State STMason City, IA 50401-3219