2. CENT Credit Union

CENT Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
5.00%Reward CheckingPerCENTage Checking
2.00% - National Average
0.50%1-year CD12 Month Time Share Certificate
2.45% - Synchrony Bank 12 Month CDAdvertisement
0.10%SavingsRegular Share
1.80% - American Express National Bank High Yield Savings AccountAdvertisement
View all CENT Credit Union rates »

Overview / Commentary
www.centcu.org
641-424-2368
25 W State St
Mason City, IA 50401

CENT Credit Union is headquartered in Mason City and is the 35th largest credit union in the state of Iowa. It is also the 2,292nd largest credit union in the nation. It was established in 1965 and as of June of 2018, it had grown to 18 employees and 5,237 members at 1 location. CENT Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in CENT Credit Union is open to the following: (1) employees and professionals in the healthcare field within a 65-mile radius of Mason City; (2) employees of the city of Mason City, Iowa; (3) employees in Cerro Gordo County; (4) employees of the Federal Government, the United States Postal Service, the United States Parcel Service and the Federal Express Co., in Butler, Cerro Gordo, Floyd, Franklin, Hancock, Mitchell, Winnebago, Worth Counties in Iowa; (5) employees of select departments of the state of Iowa and other Select Employer Groups.
See current membership details

Related Posts

25-Month CD Special, 2.25% APY - 1/2/2018

CENT CU is offering three limited-time "Nacho Bank's" Share Certificate Specials: 13-month CD Special, 1.25% APY 18-month CD Special, 1.75% APY 25-month CD Special, 2.25% APY

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Health
B+

Data as of Q2 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. CENT Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #65238
Year Chartered1965
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD2.94%
Annual Interest Income$998.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$52.2MM$47.8MM
LoansQ2 2018vs Q2 2017$41.7MM$37.0MM
DepositsQ2 2018vs Q2 2017$44.5MM$40.4MM
Equity CapitalQ2 2018vs Q2 2017$7.4MM$7.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$183.00K$152.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$612.00K$270.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CENT Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$25-Kids Club
2.02%--Christmas Club
0.50%--IRA Shares
0.10%$25-Regular Share

CENT Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$200k*-COIN Money Market
OTHER TIERS: 0.10% → Up to $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k | 1.01% → $100k - $200k

CENT Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*-$10kPerCENTage Checking
OTHER TIERS: 0.10% → $10k+
0.50%*-$250kCENTsible Checking
OTHER TIERS: 0.01% → $250k+
0.10%--CENTennial Checking

CENT Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-36 Month Time Share Certificate
1.76%$1k-18 Month Time Share Certificate Special
1.50%$1k-24 Month Time Share Certificate
1.26%$1k-13 Month Time Share Certificate Special
0.50%$1k-12 Month Time Share Certificate
Locations


CENT Credit Union Locations
Branch Office25 W State STMason City, IA 50401-3219

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