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620 Chestnut Street
Conway, AR 72032

Centennial Bank is headquartered in Conway and is the 3rd largest bank in the state of Arkansas. It is also the 120th largest bank in the nation. It was established in 1903 and as of September of 2016, it had grown to 1,466 employees at 149 locations. Centennial Bank has an A health rating.

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Very reasonable bank to deal with.

Posted by: Mk1111 | Sep 26, 2016

I've had a bank account with Centennial Bank for years and they have always been easy to deal with and helpful. I just have a checking account and haven't had any fees for the entire duration of having the account. I even made an overdraft once, and I called them to explain the mistake and they took away the overdraft fee. They really care about their customers from my experience. It's also very easy if you lose your debit card to cancel the old one immediately and get a new one for free at the bank. Everything is very quick and easy for deposits and withdrawals. Their online account features are slightly outdated but they are quick to update your balance and it's very easy to use.

Good Community Bank

I have always preferred to bank with local institutions. I had the pleasure to bank with Centennial Bank when I was living in Florida a short time ago. The staff was always courteous and often recognized me before I handed over any ID. Everything was always run very professionally. I was a little disappointed when they moved to a new location, but it wasn't far. I had a checking and savings account with Centennial. The interest rates were fairly competitive, and I didn't have to deal with any fees. The website is well laid out and clear. I don't move any money through my cell phone, so I did not use their Mobile app. I know there is one available, and I'm sure it's perfectly safe. I just don't do anything - bank, credit, loans, etc. via my phone. I would definitely recommend using Centennial Bank, and should I move back to Florida, I will certainly transfer my money back.

Centennial Bank Review

Posted by: bdb242 | Aug 5, 2015

Banking with Centennial Bank is a great decision. When they acquired Liberty Bank of Arkansas, I had been a customer there for nearly ten years. I was concerned about changes that would be made, but Centennial Bank made the transition very smooth and were helpful in the process. They are always quick to answer any questions I have. I love that my debit card was made immediately right there in the bank. Also, they have an assortment of cards to choose from, and I always get compliments on mine. I currently have a savings account and a checking account. I am able to do all my banking online, which is very convenient. The interest rate on my savings account is pretty low, but it's comparable to other banking institutions in my area.


Unfortunately this is one of the worst bank out there. They were much better as Liberty Bank, unexplainable overdraft fees and traps, along with poor make this place a total despair. When you call a branch you are connected to a call center rather than the actual branch. The only bright spot about this establishment some of the tellers at my branch are quite pleasant and helpful. Take your business somewhere else.



Health Grade Components

FDIC Certificate #11241
Year Established1903
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.89%
Return on Equity - YTD14.59%
Annual Interest Income$327.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$9.75B$8.47B
LoansQ3 2016vs Q3 2015$7.04B$5.94B
DepositsQ3 2016vs Q3 2015$6.90B$6.02B
Equity CapitalQ3 2016vs Q3 2015$1.28B$1.05B
Loan Loss AllowanceQ3 2016vs Q3 2015$76.4MM$63.7MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$58.7MM$50.6MM
Real Estate OwnedQ3 2016vs Q3 2015$17.1MM$15.5MM

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Centennial Bank has 142 locations. Click to view all Centennial Bank locations.