Center National Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.centernationalbank.com

320-693-3255

301 North Ramsey Avenue
Litchfield, MN 55355

Center National Bank is headquartered in LITCHFIELD and is the 98^th largest bank in the state of Minnesota. It is also the 2,774^th largest bank in the nation. It was established in 1891 and as of March of 2025, it had grown to 37 employees at 3 locations. Center National Bank's money market rates are 5X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	10976
Year Established	1891
Employees	37
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.15%
Return on Equity - YTD	13.3%
Annual Interest Income	$2.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$246MM$236.9MM
Loans	Q1 2025vs Q1 2024	$132.4MM$132.4MM
Deposits	Q1 2025vs Q1 2024	$220.9MM$214.2MM
Equity Capital	Q1 2025vs Q1 2024	$21.6MM$19.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.3MM$1.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$11K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Center National Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$0	-	Business Earnings Credit
0.10%	$50	-	Center Savings

Center National Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.40%	$250k	-	Money Market Diamond Savings
1.74%^*	$100k^*	-	Money Market Platinum Savings
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.15% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k \| 0.75% → $50k - $100k
0.25%	$25k	-	Money Market Gold
0.20%^*	$10k^*	-	Money Market Savings
OTHER TIERS: 0.10% → $0 - $2.5k \| 0.15% → $2.5k - $10k

Center National Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.30%	$0	$15k	Center Rewards Checking Account
0.05%	$500	-	Interest Checking

Center National Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.49%	$500	-	6 Month CD
2.99%	$500	-	12 Month CD
1.25%	$500	-	24 Month CD
1.25%	$500	-	36 Month CD
1.25%	$500	-	48 Month CD
1.25%	$500	-	60 Month CD
1.25%	$500	-	18 Month CD

Locations

Center National Bank Locations
Center National Bank Branch	15705 37th Ave North	Plymouth, MN 55446
Center National Bank	301 N Ramsey Ave	Litchfield, MN 55355
Chaska Branch	120 Pioneer Trl	Chaska, MN 55318

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