Atlanta Postal Credit Union is headquartered in Atlanta and is the 4th largest credit union in the state of Georgia. It is also the 207th largest credit union in the nation. It was established in 1925 and as of March of 2025, it had grown to 305 employees and 109,702 members at 12 locations. Atlanta Postal Credit Union's savings rates are 13X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Atlanta Postal Credit Union is open to the following: (1) employees, retirees and contractors of the United States Postal Service under the authority of Postmaster General; (2) members of the National League of Postmasters, National Rural Letter Carriers, National Association of Retired Postal Inspectors, Association of United States Postal Lessors; (3) employees of the Federal government, both military and civilian, who live within the state of Georgia; (4) employees and retirees of the state of Georgia or any Georgia college, university, or elected officials; (5) employees or members of the Greater Atlanta Postal Customer Council and their family who live in Georgia; (6) employees of West Central Georgia Regional Hospital; (7) employees of Harris, Talbot, Marion, Meriweather, and Chattahoochie County school systems; (8) employees of Columbus State University and members of the Columbus State University Alumni Association; (9) individuals who live or work in Bibb, Bryan, Chatham, Clayton, DeKalb, Effingham, Floyd, Fulton, Gwinnett, Henry, Jasper, Muscogee, Newton, Rockdale, or Walton Counties in Georgia; (10) employees of the City of Forsyth; and other Select Groups in the state of Georgia.
See current membership details
APCU General Fax Number Not Working
August 11, 2022
Please be aware APCU general Fax number 404-669-2750 does not work...at this time.
Per my phone conversations today. APCU was aware their general Fax number has been a problem for some weeks. Members have been reporting problems.
The Worst
The worst I've ever dealt with hands down. My cards been hacked over 4 times over the years. I cannot get any response from my tickets or messages. They have charged over 140.00 in fees. I'm closing my account and I will not recommend this place..All mail carriers warned me about getting an account here. Now I know why.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67389 |
| Year Chartered | 1925 |
| Employees | 305 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.05% |
| Return on Equity - YTD | 0.43% |
| Annual Interest Income | $25.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $2.41B$2.44B |
| Loans | Q1 2025vs Q1 2024 | $1.76B$1.59B |
| Deposits | Q1 2025vs Q1 2024 | $2.06B$2.13B |
| Equity Capital | Q1 2025vs Q1 2024 | $301.8MM$282.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $9.8MM$11.8MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $10MM$11.1MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $240K$122K |
