Centera Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

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Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

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Member FDIC

up to $300

Our Rating

4.2 / 5

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.centerabank.com

620-675-8611

119 South Inman Street
Sublette, KS 67877

Centera Bank is headquartered in SUBLETTE and is the 61^st largest bank in the state of Kansas. It is also the 2,353^rd largest bank in the nation. It was established in 1937 and as of March of 2025, it had grown to 48 employees at 6 locations. Centera Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	16436
Year Established	1937
Employees	48
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.85%
Return on Equity - YTD	14.38%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$332.1MM$324.1MM
Loans	Q1 2025vs Q1 2024	$146.7MM$137.3MM
Deposits	Q1 2025vs Q1 2024	$309.9MM$296.3MM
Equity Capital	Q1 2025vs Q1 2024	$20.1MM$15.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.6MM$1.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$14K$64K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Centera Bank.

Locations

Centera Bank Locations
Satanta Branch	110 North Sequoyah Street	Satanta, KS 67870
Minneola Branch	113 Main Street	Minneola, KS 67865
Centera Bank	119 S Inman St	Sublette, KS 67877
Greensburg Branch	135 South Main Street	Greensburg, KS 67054
Dodge City Branch	14th Avenue and Soule Street	Dodge City, KS 67801

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