Centera Bank

Overview / Commentary
119 South Inman Street
Sublette, KS 67877

Centera Bank is headquartered in SUBLETTE and is the 61st largest bank in the state of Kansas. It is also the 2,391st largest bank in the nation. It was established in 1937 and as of September of 2023, it had grown to 49 employees at 6 locations. Centera Bank's CD rates are 3X the national average, and it has a B health rating.

Reviews (1)

Recommend Rewards Checking Account

Posted by: |

My wife and I have used Centera's Reward Checking accounts for years. We have never had a problem with the way they count debit/credit transactions. Whenever we have had a question, they answered promptly and well. If you live in Kansas, I highly recommend them. When we moved out of Kansas, they let us keep the accounts.


Health Grade Components

FDIC Certificate #16436
Year Established1937
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD23.49%
Annual Interest Income$9MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$313MM$326.4MM
LoansQ3 2023vs Q3 2022$140.1MM$132MM
DepositsQ3 2023vs Q3 2022$286.7MM$304.9MM
Equity CapitalQ3 2023vs Q3 2022$9.7MM$7.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.5MM$1.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$24K$581K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Centera Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Centera Bank Savings Account Rates

0.25%--Regular Savings

Centera Bank Money Market Rates

0.45%--Money Market Deposit

Centera Bank Checking Account Rates

0.49%-$25kReward Checking
0.10%--Regular NOW
0.10%$1.5k-Business Interest Account (Commercial NOW)

Centera Bank CD Rates

2.31%*$100k*-1 Year CD
OTHER TIERS: 2.26% $500 - $100k
2.31%*$100k*-2 Year CD
OTHER TIERS: 2.26% $500 - $100k
2.31%*$100k*-3 Year CD
OTHER TIERS: 2.26% $500 - $100k
2.11%*$100k*-6 Month CD
OTHER TIERS: 2.06% $500 - $100k
1.71%*$100k*-3 Month CD
OTHER TIERS: 1.66% $500 - $100k
1.66%*$100k*-30 Day CD
OTHER TIERS: 1.61% $500 - $100k

Centera Bank IRA Rates

2.32%*$100k*-1 Year IRA
OTHER TIERS: 2.27% $100 - $100k
2.32%*$100k*-2 Year IRA
OTHER TIERS: 2.27% $100 - $100k
2.32%*$100k*-3 Year IRA
OTHER TIERS: 2.27% $100 - $100k
2.12%*$100k*-18 Month Variable IRA
OTHER TIERS: 2.07% $100 - $100k

Centera Bank Locations
Satanta Branch110 North Sequoyah StreetSatanta, KS 67870
Minneola Branch113 Main StreetMinneola, KS 67865
Centera Bank119 S Inman StSublette, KS 67877
Greensburg Branch135 South Main StreetGreensburg, KS 67054
Dodge City Branch14th Avenue and Soule StreetDodge City, KS 67801

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