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CenterState Bank of Florida, National Association

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD60 Month CD
0.25%1-year CD12 Month CD
0.05%SavingsPersonal Savings

Overview / Commentary
800-786-7749
1101 First Street South
Winter Haven, FL 33880

CenterState Bank of Florida, National Association is headquartered in Winter Haven and is the 8th largest bank in the state of Florida. It is also the 201st largest bank in the nation. It was established in 1992 and as of March of 2016, it had grown to 1,003 employees at 75 locations. CenterState Bank of Florida, National Association has an A health rating.

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Reviews (2)

CenterState Bank - Like a Hometown Bank

I started with this bank over two years ago, the customer service is amazing. They are always smiling and willing to help with any financial problems that you might have. They offer a $500 leeway for any transactions coming through in case you do not calculate properly or have something come out that you were unaware of. They are always just a phone call away and if your account needs some TLC they actually call you and let you know if there is something to do to bring it back up.

Apple users not welcome here!

Posted by: MacUser | Feb 5, 2015

The setup of my account was a delightful experience as the woman was totally knowledgeable and friendly. She made suggestions as to which type of account would be most useful for me, and told me about setting up my own mobile account once I got home.

After a few months of activity in my checking account, I went online on my own, and was given error message after error message. After a long wait on the phone, a representative told me how to set up the account, which was not easily apparent from the website. Finally, I "got into my own account", after affirming my mother's maiden name and the name of her first pet.

Then I tried to download a copy of a paper statement, and all I got was a screenshot of the home page. Back to the phone, no one was able to assist me, and could not figure out how to access the statement. I was told I could come into the bank for a copy, but it would cost me a fee. FINALLY, I asked if having a MAC computer might be the problem. They put me on hold for awhile, and came back with the announcement that their IT department told them the statements could not be viewed from a MAC at this time, but sometime in the future it might be possible.

I consider this a flaw in their web design, and though MACs are not ubiquitous in the banking industry, the iOS is certainly popular.

I signed up for paper statements to be mailed to my home address. I just wish the customer service department could have been aware of this at the beginning, and that this information be stated right on the web page itself.



Health
A

Health Grade Components

Overall
FDIC Certificate #33555
Year Established1992
Employees1003
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.38%
Return on Equity - YTD-3.42%
Annual Interest Income$43.9MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$4.96B$3.88B
LoansQ1 2016vs Q1 2015$3.13B$2.44B
DepositsQ1 2016vs Q1 2015$4.09B$3.15B
Equity CapitalQ1 2016vs Q1 2015$510.1MM$453.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$23.1MM$21.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$37.9MM$59.5MM
Real Estate OwnedQ1 2016vs Q1 2015$15.9MM$7.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CenterState Bank of Florida, National Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50-Health Savings Account
0.05%$100-Personal Savings
0.05%$100-Business Savings
0.05%--Personal Savings - Minor

CenterState Bank of Florida, National Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-Personal Money Market
OTHER TIERS: 0.05% $2k - $100k
0.10%*$100k*-Business Money Market
OTHER TIERS: 0.05% $2k - $100k

CenterState Bank of Florida, National Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$50-VIP Free Interest Checking
0.05%$50-Business Interest Checking
0.05%$50-Community Hero Checking
0.05%$50-Interest Checking
0.05%--Relationship Checking

CenterState Bank of Florida, National Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Month CD
1.25%$500-48 Month CD
1.00%$500-36 Month CD
0.75%$500-24 Month CD
0.65%$500-18 Month CD
0.50%$5k-13 Month CD Special
0.25%$500-12 Month CD
0.20%$500-9 Month CD
0.15%$500-6 Month CD
0.05%$500-3 Month CD

CenterState Bank of Florida, National Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Month IRA
1.25%$500-48 Month IRA
1.00%$500-36 Month IRA
0.75%$500-24 Month IRA
0.65%$500-18 Month IRA
0.65%$500-18 Month Variable IRA
0.25%$500-12 Month IRA
0.20%$500-9 Month IRA
0.15%$500-6 Month IRA
0.05%$500-3 Month IRA
Locations

CenterState Bank of Florida, National Association has 73 locations. Click to view all CenterState Bank of Florida, National Association locations.