CenterState Bank

Overview / Commentary
1101 First Street South
Winter Haven, FL 33880-3908

CenterState Bank is headquartered in Winter Haven and is the 2nd largest bank in the state of Florida. It is also the 59th largest bank in the nation. It was established in 1992 and as of September of 2020, it had grown to 5,265 employees at 326 locations. CenterState Bank has an A+ health rating.

Not A Vendor--A Trusted Partner

If you're not with Central State Bank and you're in business... why the heck not? I've been with CSB since 2007. In that time they've provided top tier service and a down home feel. My most recent experience is their shepherding of PPP Loans for my 6 companies. When we gave them to CSB on the day the program became available, I got a call at 10PM letting me know they were accepted. We've accomplished closings using docusign and all of the money is in my accounts. Their handling of this possibly kept us in business, now I can put all of my 160 furloughed employees back to work. These guys haven't been a good vendor--they've been a trusted partner over the last 13 years.

CenterState Bank - Like a Hometown Bank

I started with this bank over two years ago, the customer service is amazing. They are always smiling and willing to help with any financial problems that you might have. They offer a $500 leeway for any transactions coming through in case you do not calculate properly or have something come out that you were unaware of. They are always just a phone call away and if your account needs some TLC they actually call you and let you know if there is something to do to bring it back up.

No Customer Service - Worthless

Posted by: |

Well this Bank is batting 1,000. That means I have went there for help twice and both times they are useless. I got ripped off by a dishonest vendor and so I went to the bank to reverse the charges. They called the dishonest vendor to ask if it was OK to reverse the charges the dishonest vendor said no so they told me there was nothing they could do.How ridicules is that.
I am also fed up with the petty charges they have for everything. Now I have to start the process of finding a new bank.

GREAT Bank And Fantastic People

Posted by: |

I've been with this bank long before it became Center State, back when it was Ocala national. No hidden fees and its great for us older seniors with their no fee programs.



Health Grade Components

FDIC Certificate #33555
Year Established1992
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD2.25%
Annual Interest Income$622.9MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$37.72B$17.41B
LoansQ3 2020vs Q3 2019$25.25B$12.00B
DepositsQ3 2020vs Q3 2019$30.02B$13.37B
Equity CapitalQ3 2020vs Q3 2019$4.68B$2.93B
Loan Loss AllowanceQ3 2020vs Q3 2019$440.2MM$42.0MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$112.4MM$43.0MM
Real Estate OwnedQ3 2020vs Q3 2019$13.5MM$6.6MM

Sorry, we do not have rate data for CenterState Bank.



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