Centex Citizens Credit Union


Overview / Commentary
254-562-9296
1404 E. Milam
Mexia, TX 76667

Centex Citizens Credit Union is headquartered in Mexia and is the 157th largest credit union in the state of Texas. It is also the 1,970th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 23 employees and 10,023 members at 2 locations. Centex Citizens Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

If you are not immediately eligible for a primary membership in an occupational or association-based CU in the counties of Navarro and Hill, but you reside or maintain employment within the CU-designated perimeters that are defined on the Centex Citizens CU website for the Texas Counties of Limestone, Freestone, Navarro, and Hill then you are open to the membership eligibility status to join the Centex Citizens CU. The full details of qualifying perimeters and locations are outlined on the website for determining the eligibility status of your particular location.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Centex Citizens Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #67416
Year Chartered1954
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD3.5%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$69.9MM$66.1MM
LoansQ4 2018vs Q4 2017$56.8MM$50.4MM
DepositsQ4 2018vs Q4 2017$55.6MM$52.0MM
Equity CapitalQ4 2018vs Q4 2017$13.3MM$12.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$535.00K$459.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$370.00K$548.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Centex Citizens Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Savings
0.15%$25-Share Savings

Centex Citizens Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2.5k-Money Market Account

Centex Citizens Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Checking

Centex Citizens Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%$1k-24-Month CD
2.27%$1k-36-Month CD
2.02%$1k-12-Month CD
1.51%$1k-6-Month CD

Centex Citizens Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%$1k-24-Month IRA
2.27%$1k-36-Month IRA
2.02%$1k-12-Month IRA
1.51%$1k-6-Month IRA
Locations


Centex Citizens Credit Union Locations
Branch Office1404 E Milam StMexia, TX 76667-2500
Branch Office3501 West 7th AvenueCorsicana, TX 75110

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