Overview / Commentary
Centex Citizens Credit Union is headquartered in Mexia and is the 139th largest credit union in the state of Texas. It is also the 1,764th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 32 employees and 11,304 members at 3 locations. Centex Citizens Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in Centex Citizens Credit Union is open to those who live, work, worship, or attend school (and businesses and other legal entities) in the Texas counties of Ellis, Falls, Freestone, Henderson, Hill (portions), Leon, Limestone, Navarro, and Robertson.
See current membership details
Health
A+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67416 |
| Year Chartered | 1954 |
| Employees | 32 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 5.26% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $108.7MM$102.7MM |
| Loans | Q1 2025vs Q1 2024 | $65.3MM$65.8MM |
| Deposits | Q1 2025vs Q1 2024 | $89.3MM$83.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $18MM$16.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $392K$371K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $166K$226K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |