Centinel Bank of Taos
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.25% | 1-year CD | 1 Year CD |
| 0.05% | Savings | Simple Savings Account |
Centinel Bank of Taos is headquartered in Taos and is the 19th largest bank in the state of New Mexico. It is also the 2,668th largest bank in the nation. It was established in 1969 and as of December of 2017, it had grown to 48 employees at 2 locations. Centinel Bank of Taos has an A health rating.
What it means to be a small town bank
I moved to Taos in the 00's and was looking for a good local branch to do my banking. I evaluated many of the banks in the area and I easily decided on Centinel. It's a small, family owned bank that hasn't been around that long but has made a big impact on the area. Nearly everyone I know has at least one account there. They have the best people in town behind their windows. It's always a pleasure to go in an do whatever banking I need because I get to see those friendly faces. They have implemented both online and mobile banking which is a must for me and it works for my needs. It's not the fanciest app, but it works. I do a lot of selling on the Internet and I've never had issues with transfers in or out. I haven't used their loan services, but I know my people in town have, and they are great to work with.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19904 |
| Year Established | 1969 |
| Employees | 48 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.54% |
| Return on Equity - YTD | 17.84% |
| Annual Interest Income | $7.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $231.5MM$222.0MM |
| Loans | Q4 2017vs Q4 2016 | $85.7MM$80.9MM |
| Deposits | Q4 2017vs Q4 2016 | $209.5MM$201.3MM |
| Equity Capital | Q4 2017vs Q4 2016 | $19.8MM$18.5MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.6MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $0$0 |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Centinel Bank of Taos; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Centinel Bank of Taos Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Minor Savings Account | |
| 0.05% | - | - | Simple Savings Account | |
| 0.05% | - | - | Health Savings Account (HSA) | |
| 0.05% | - | - | Enterprise Savings Account |
Centinel Bank of Taos Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $250k* | - | Personal Money Market Deposit Account (MMDA) | ||
| OTHER TIERS: 0.05% → Up to $25k | 0.08% → $25k - $75k | 0.10% → $75k - $150k | 0.13% → $150k - $250k | |||||
| 0.15%* | $250k* | - | Business Money Market Deposit Account (MMDA) | ||
| OTHER TIERS: 0.05% → Up to $25k | 0.08% → $25k - $75k | 0.10% → $75k - $150k | 0.13% → $150k - $250k | |||||
Centinel Bank of Taos Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Personal NOW Checking | |
| 0.05% | - | - | Enterprise NOW Checking |
Centinel Bank of Taos CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 5 Year CD | |
| 0.90% | $1k | - | 4 Year CD | |
| 0.75% | $1k | - | 3 Year CD | |
| 0.40% | $1k | - | 2 Year CD | |
| 0.25% | $1k | - | 1 Year CD | |
| 0.05% | $1k | - | 91 Day CD | |
| 0.05% | $1k | - | 182 Day CD |
Centinel Bank of Taos IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $1k | - | 5 Year IRA CD | |
| 0.80% | $1k | - | 30 Month IRA CD | |
| 0.50% | $1k | - | 18 Month IRA CD |
| Centinel Bank of Taos Locations | ||
|---|---|---|
| Centinel Bank Of Taos | 512 Paseo Del Pueblo Sur | Taos, NM 87571 |
| Northside Branch | 707 Paseo Del Pueblo Norte | Taos, NM 87571 |