Centinel Bank of Taos
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.00% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 0.25% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.05% | Savings | 2.00% - Ally Bank Online Savings Account |
Centinel Bank of Taos is headquartered in Taos and is the 18th largest bank in the state of New Mexico. It is also the 2,517th largest bank in the nation. It was established in 1969 and as of September of 2018, it had grown to 48 employees at 2 locations. Centinel Bank of Taos has an A health rating.
What it means to be a small town bank
I moved to Taos in the 00's and was looking for a good local branch to do my banking. I evaluated many of the banks in the area and I easily decided on Centinel. It's a small, family owned bank that hasn't been around that long but has made a big impact on the area. Nearly everyone I know has at least one account there. They have the best people in town behind their windows. It's always a pleasure to go in an do whatever banking I need because I get to see those friendly faces. They have implemented both online and mobile banking which is a must for me and it works for my needs. It's not the fanciest app, but it works. I do a lot of selling on the Internet and I've never had issues with transfers in or out. I haven't used their loan services, but I know my people in town have, and they are great to work with.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19904 |
| Year Established | 1969 |
| Employees | 48 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.85% |
| Return on Equity - YTD | 23.43% |
| Annual Interest Income | $6.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $247.8MM$232.7MM |
| Loans | Q3 2018vs Q3 2017 | $94.7MM$86.5MM |
| Deposits | Q3 2018vs Q3 2017 | $226.9MM$210.0MM |
| Equity Capital | Q3 2018vs Q3 2017 | $18.4MM$20.3MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $1.6MM$1.6MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $0$0 |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Centinel Bank of Taos Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Minor Savings Account | |
| 0.05% | - | - | Simple Savings Account | |
| 0.05% | - | - | Health Savings Account (HSA) | |
| 0.05% | - | - | Enterprise Savings Account |
Centinel Bank of Taos Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $250k* | - | Personal Money Market Deposit Account (MMDA) | ||
| OTHER TIERS: 0.05% → Up to $25k | 0.08% → $25k - $75k | 0.10% → $75k - $150k | 0.13% → $150k - $250k | |||||
| 0.15%* | $250k* | - | Business Money Market Deposit Account (MMDA) | ||
| OTHER TIERS: 0.05% → Up to $25k | 0.08% → $25k - $75k | 0.10% → $75k - $150k | 0.13% → $150k - $250k | |||||
Centinel Bank of Taos Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Personal NOW Checking | |
| 0.05% | - | - | Enterprise NOW Checking |
Centinel Bank of Taos CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $1k | - | 5 Year CD | |
| 0.90% | $1k | - | 4 Year CD | |
| 0.75% | $1k | - | 3 Year CD | |
| 0.40% | $1k | - | 2 Year CD | |
| 0.25% | $1k | - | 1 Year CD | |
| 0.05% | $1k | - | 91 Day CD | |
| 0.05% | $1k | - | 182 Day CD |
Centinel Bank of Taos IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $1k | - | 5 Year IRA CD | |
| 0.80% | $1k | - | 30 Month IRA CD | |
| 0.50% | $1k | - | 18 Month IRA CD |
| Centinel Bank of Taos Locations | ||
|---|---|---|
| Centinel Bank Of Taos | 512 Paseo Del Pueblo Sur | Taos, NM 87571 |
| Northside Branch | 707 Paseo Del Pueblo Norte | Taos, NM 87571 |