Centra Credit Union is headquartered in Columbus and is the 6th largest credit union in the state of Indiana. It is also the 233rd largest credit union in the nation. It was established in 1940 and as of June of 2024, it had grown to 415 employees and 159,926 members at 28 locations. Centra Credit Union's money market rates are 9X the national average, and it has an A health rating.
Membership in Centra Credit Union is open to those who live or work in the Indiana counties of Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, or White and 8 townships in Marion County, or the Kentucky counties of Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, or Trimble.
See current membership details
I feel there are many things this company could work on, especially in the customer service aspect. The people who work there are insensitive to their clients and with my experience, I never ended up having my issue/concern resolved.
Overall | |
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NCUA # | 68287 |
Year Chartered | 1940 |
Employees | 415 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.49% |
Return on Equity - YTD | 4.67% |
Annual Interest Income | $54.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $2.12B$2.09B |
Loans | Q2 2024vs Q2 2023 | $1.65B$1.65B |
Deposits | Q2 2024vs Q2 2023 | $1.83B$1.76B |
Equity Capital | Q2 2024vs Q2 2023 | $225.2MM$214.7MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $20.4MM$19.4MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $13.4MM$11.3MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $69K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00%* | $0 | $1k | High Interest Checking | ||
OTHER TIERS: 0.25% → $5k+ | 1.50% → $1k - $5k |