Centra Credit Union is headquartered in Columbus and is the 7th largest credit union in the state of Indiana. It is also the 237th largest credit union in the nation. It was established in 1940 and as of December of 2024, it had grown to 419 employees and 153,564 members at 29 locations. Centra Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Centra Credit Union is open to those who live or work in the Indiana counties of Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, or White and 8 townships in Marion County, or the Kentucky counties of Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, or Trimble.
See current membership details
Would Not Recommend
I feel there are many things this company could work on, especially in the customer service aspect. The people who work there are insensitive to their clients and with my experience, I never ended up having my issue/concern resolved.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68287 |
| Year Chartered | 1940 |
| Employees | 419 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 3.73% |
| Annual Interest Income | $110.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $2.13B$2.08B |
| Loans | Q4 2024vs Q4 2023 | $1.63B$1.62B |
| Deposits | Q4 2024vs Q4 2023 | $1.86B$1.76B |
| Equity Capital | Q4 2024vs Q4 2023 | $229.1MM$220.4MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $20.3MM$18.1MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $15.7MM$13.2MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
