Central Bank is headquartered in Jefferson City and is the 9th largest bank in the state of Missouri. It is also the 333rd largest bank in the nation. It was established in 1902 and as of March of 2017, it had grown to 567 employees at 13 locations. Central Bank has an A health rating.
I have had an account with Central Bank of the Ozarks for several years. They are a group of banks centered in the SW portion of Missouri. Their parent company Central Bank is a bit larger, but only operates in the Midwest. They have grown a lot over the years, but still maintain their small town feel. Their customer service is fantastic. Any questions I might have I can call or just drop by and speak to one of their reps. I know most of them by name. I have have had a checking and savings with them for many years. I recently opened up a business checking account with them. They talked me through the whole process and had me feeling confident that I made the right decision. I will be going to them next for an investment account. I have looked over their information regarding the money market accounts they offer and they seem to be pretty competitive.
I would not leave them for a large national chain. The personal service they provide has been second to none in my opinion.
|FDIC Certificate #||12633|
|Return on Assets - YTD||0.92%|
|Return on Equity - YTD||11.02%|
|Annual Interest Income||$15.9MM|
|Assets and Liabilities|
|Assets||Q1 2017vs Q1 2016||$2.70B$2.62B|
|Loans||Q1 2017vs Q1 2016||$956.7MM$911.1MM|
|Deposits||Q1 2017vs Q1 2016||$1.71B$1.63B|
|Equity Capital||Q1 2017vs Q1 2016||$225.1MM$223.3MM|
|Loan Loss Allowance||Q1 2017vs Q1 2016||$15.6MM$15.2MM|
|Unbacked Noncurrent Loans||Q1 2017vs Q1 2016||$6.8MM$9.4MM|
|Real Estate Owned||Q1 2017vs Q1 2016||$588.00K$875.00K|
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