Central Bank is headquartered in JEFFERSON CITY and is the 4th largest bank in the state of Missouri. It is also the 101st largest bank in the nation. It was established in 1902 and as of March of 2023, it had grown to 2,831 employees at 180 locations. Central Bank has a B health rating.
I Love My Bank!
My location is he branch at 79th & Metcalf in Overland Park, Kansas. I love this bank. I can't speak for other locations however, This one is wonderful. Rarely a problem when there is one corrected easily. Friendly people! I have brought people to this bank.
I will never leave this bank
I have had an account with Central Bank of the Ozarks for several years. They are a group of banks centered in the SW portion of Missouri. Their parent company Central Bank is a bit larger, but only operates in the Midwest. They have grown a lot over the years, but still maintain their small town feel. Their customer service is fantastic. Any questions I might have I can call or just drop by and speak to one of their reps. I know most of them by name. I have have had a checking and savings with them for many years. I recently opened up a business checking account with them. They talked me through the whole process and had me feeling confident that I made the right decision. I will be going to them next for an investment account. I have looked over their information regarding the money market accounts they offer and they seem to be pretty competitive.
I would not leave them for a large national chain. The personal service they provide has been second to none in my opinion.
Donita Taylor
08 Chev Trailblazer OWE ONLY 318.00 THEY ARE GOING TO REPO IT, SENIOR CITIZEN MADE A MARCH PAYMENT NOT LATE ONYL AFFORD 100 MONTHS VERY TERRIBLE LETTER, Lynn Garrison threating me for loudly 300 Car Payment
Worst Bank
I moved out here to think that this bank was a good bank. They allow you to go into the negative and charge you with all the fees. Charging you all the fees just so they can take your money. Sorry but Im going somewhere else that will stop my card from going into the negative and them just closing my account without me knowing.
Data as of Q1 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12633 |
| Year Established | 1902 |
| Employees | 2831 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.46% |
| Return on Equity - YTD | 18.08% |
| Annual Interest Income | $188.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $18.85B$19.88B |
| Loans | Q1 2023vs Q1 2022 | $11.24B$10.41B |
| Deposits | Q1 2023vs Q1 2022 | $15.05B$15.91B |
| Equity Capital | Q1 2023vs Q1 2022 | $1.52B$1.76B |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $153.3MM$153.0MM |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $17.1MM$19.7MM |
| Real Estate Owned | Q1 2023vs Q1 2022 | $4.3MM$5.5MM |
