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Overview / Commentary
20701 Bruce B. Downs Blvd
Tampa, FL 33647

Central Bank (FL) is headquartered in Tampa and is the 96th largest bank in the state of Florida. It is also the 3,470th largest bank in the nation. It was established in 2007 and as of March of 2018, it had grown to 32 employees at 1 location. Central Bank (FL)'s money market rates are 3X the national average, and it has an A health rating.

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12-Month CD, 2.15% APY - 3/23/2018

Central Bank in Tampa has a 12-month CD earning 2.15% APY. Requires $2,500 minimum deposit.

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Health Grade Components

FDIC Certificate #58377
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.78%
Return on Equity - YTD17.5%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$150.3MM$127.5MM
LoansQ1 2018vs Q1 2017$113.4MM$92.6MM
DepositsQ1 2018vs Q1 2017$130.7MM$106.2MM
Equity CapitalQ1 2018vs Q1 2017$15.3MM$13.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.0MM$2.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.0MM$0
Real Estate OwnedQ1 2018vs Q1 2017$60.00K$302.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (FL) Savings Account Rates

0.50%--Business Savings
0.50%--Kid Central Savings
0.50%--Personal Savings

Central Bank (FL) Money Market Rates

1.50%*$1m*-Premium Money Market
OTHER TIERS: 0.50% $1k - $50k | 0.65% $50k - $250k | 1.00% $250k - $500k | 1.25% $500k - $1mm
0.60%*$500k*-Business Money Market
OTHER TIERS: 0.25% $1k - $10k | 0.35% $10k - $50k | 0.40% $50k - $100k | 0.45% $100k - $250k | 0.55% $250k - $500k

Central Bank (FL) Checking Account Rates

0.80%*$250k*-Fifty Plus Advantage Checking
OTHER TIERS: 0.10% Up to $1k | 0.30% $1k - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k | 0.60% $100k - $250k
0.60%*$250k*-Interest Plus Premier Checking
OTHER TIERS: 0.20% $1k - $10k | 0.30% $10k - $50k | 0.40% $50k - $100k | 0.50% $100k - $250k
0.25%--IOTA Checkiing
0.20%*$50k*-Business Interest Checking
OTHER TIERS: 0.10% $1k - $50k

Central Bank (FL) CD Rates

2.25%$2,500-24 Month CD
2.15%$2,500-12 Month CD
1.01%$2,500-30 Month CD
1.01%$2,500-36 Month CD
1.01%$2,500-48 Month CD
1.01%$2,500-60 Month CD
0.75%$2,500-18 Month CD
0.30%$2,500-6 Month CD
0.20%$2,500-3 Month CD
0.05%$2,500-1 Month CD

Central Bank (FL) IRA Rates

2.25%$2,500-24 Month IRA
2.15%$2,500-12 Month IRA
1.01%$2,500-30 Month IRA
1.01%$2,500-36 Month IRA
1.01%$2,500-48 Month IRA
1.01%$2,500-60 Month IRA
0.75%$2,500-18 Month IRA
0.30%$2,500-6 Month IRA
0.20%$2,500-3 Month IRA
0.10%$2,500-30 Day Add On IRA
0.05%$2,500-1 Month IRA

Central Bank (FL) Locations
Central Bank20701 Bruce B. Downs BlvdTampa, FL 33647

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