Central Bank (FL)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.15%	1-year CD	12 Month CD 1.80% - Ally Bank No Penalty 11-Month CD
1.01%	5-year CD	60 Month CD 2.90% - Goldman Sachs Bank USA High-yield 5 Year CD
0.50%	Savings	Personal Savings 1.65% - Barclays Online Savings Account

View all Central Bank (FL) rates »

Overview / Commentary

www.centralbankfl.com

813-929-4477

20701 Bruce B. Downs Blvd
Tampa, FL 33647

Central Bank (FL) is headquartered in Tampa and is the 96^th largest bank in the state of Florida. It is also the 3,470^th largest bank in the nation. It was established in 2007 and as of March of 2018, it had grown to 32 employees at 1 location. Central Bank (FL)'s money market rates are 3X the national average, and it has an A health rating.

2/22/11 - Competitive Short-Term CD Rates at Central Bank in Florida - Local Only
4/9/10 - Competitive Short-Term CDs & Checking Account Rates at Central Bank in Florida - Local Only
7/9/09 - 2.50% 7-Month Liquid CD at Cental Bank in Florida - Local Only
7/9/08 - 4.25% 12-Month CD at a Florida Bank (Central)
1/23/08 - 5.00% 6-Month CD at a Tampa Bank - plus $50 Checking Bonus (Central Bank)

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Health

A

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	58377
Year Established	2007
Employees	32
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.78%
Return on Equity - YTD	17.5%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$150.3MM$127.5MM
Loans	Q1 2018vs Q1 2017	$113.4MM$92.6MM
Deposits	Q1 2018vs Q1 2017	$130.7MM$106.2MM
Equity Capital	Q1 2018vs Q1 2017	$15.3MM$13.5MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$2.0MM$2.0MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$1.0MM$0
Real Estate Owned	Q1 2018vs Q1 2017	$60.00K$302.00K

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (FL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Business Savings
0.50%	-	-	Kid Central Savings
0.50%	-	-	Personal Savings

Central Bank (FL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%^*	$1m^*	-	Premium Money Market
OTHER TIERS: 0.50% → $1k - $50k \| 0.65% → $50k - $250k \| 1.00% → $250k - $500k \| 1.25% → $500k - $1mm
0.60%^*	$500k^*	-	Business Money Market
OTHER TIERS: 0.25% → $1k - $10k \| 0.35% → $10k - $50k \| 0.40% → $50k - $100k \| 0.45% → $100k - $250k \| 0.55% → $250k - $500k

Central Bank (FL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$250k^*	-	Fifty Plus Advantage Checking
OTHER TIERS: 0.10% → Up to $1k \| 0.30% → $1k - $10k \| 0.40% → $10k - $50k \| 0.50% → $50k - $100k \| 0.60% → $100k - $250k
0.60%^*	$250k^*	-	Interest Plus Premier Checking
OTHER TIERS: 0.20% → $1k - $10k \| 0.30% → $10k - $50k \| 0.40% → $50k - $100k \| 0.50% → $100k - $250k
0.25%	-	-	IOTA Checkiing
0.20%^*	$50k^*	-	Business Interest Checking
OTHER TIERS: 0.10% → $1k - $50k

Central Bank (FL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$2,500	-	24 Month CD
2.15%	$2,500	-	12 Month CD
1.01%	$2,500	-	30 Month CD
1.01%	$2,500	-	36 Month CD
1.01%	$2,500	-	48 Month CD
1.01%	$2,500	-	60 Month CD
0.75%	$2,500	-	18 Month CD
0.30%	$2,500	-	6 Month CD
0.20%	$2,500	-	3 Month CD
0.05%	$2,500	-	1 Month CD

Central Bank (FL) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%	$2,500	-	24 Month IRA
2.15%	$2,500	-	12 Month IRA
1.01%	$2,500	-	30 Month IRA
1.01%	$2,500	-	36 Month IRA
1.01%	$2,500	-	48 Month IRA
1.01%	$2,500	-	60 Month IRA
0.75%	$2,500	-	18 Month IRA
0.30%	$2,500	-	6 Month IRA
0.20%	$2,500	-	3 Month IRA
0.10%	$2,500	-	30 Day Add On IRA
0.05%	$2,500	-	1 Month IRA

Locations

Central Bank (FL) Locations
Central Bank	20701 Bruce B. Downs Blvd	Tampa, FL 33647

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