Overview / Commentary
600 Lake Avenue
Storm Lake, IA 50588

Central Bank (IA) is headquartered in Storm Lake and is the 21st largest bank in the state of Iowa. It is also the 906th largest bank in the nation. It was established in 1879 and as of June of 2018, it had grown to 176 employees at 15 locations. Central Bank (IA)'s CD rates are 3X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #15555
Year Established1879
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD14.28%
Annual Interest Income$18.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$845.4MM$786.2MM
LoansQ2 2018vs Q2 2017$730.7MM$676.1MM
DepositsQ2 2018vs Q2 2017$736.2MM$673.1MM
Equity CapitalQ2 2018vs Q2 2017$76.1MM$68.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$7.7MM$6.7MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.3MM$3.4MM
Real Estate OwnedQ2 2018vs Q2 2017$167.00K$3.0MM
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Always verify rates and promotions with the bank or credit union. We are not Central Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (IA) Savings Account Rates

0.10%$100-Classic Savings Account

Central Bank (IA) Money Market Rates

0.55%*$250k*-Platinum Money Market Savings Account
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k
0.25%*$50k*-Money Market Savings Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $50k

Central Bank (IA) Checking Account Rates

0.10%*$50k*-Platinum Checking Account
OTHER TIERS: 0.05% Up to $50k
0.05%$500-Shamrock Checking

Central Bank (IA) CD Rates

2.55%$500-12 Month Plus CD
2.52%$5k-30 Month Rule Breaker CD - With Active Checking Account
2.02%*$25k*-48 Month CD
OTHER TIERS: 1.51% $500 - $10k | 1.76% $10k - $25k
2.02%$5k-18 Month Rule Breaker CD - With Active Checking Account
1.91%*$25k*-36 Month CD
OTHER TIERS: 1.41% $500 - $10k | 1.66% $10k - $25k
1.89%*$25k*-30 Month CD
OTHER TIERS: 1.39% $500 - $10k | 1.64% $10k - $25k
1.86%*$25k*-24 Month CD
OTHER TIERS: 1.36% $500 - $10k | 1.61% $10k - $25k
1.76%*$25k*-18 Month CD
OTHER TIERS: 1.26% $500 - $10k | 1.51% $10k - $25k
1.66%*$25k*-12 Month CD
OTHER TIERS: 1.15% $500 - $10k | 1.41% $10k - $25k
1.51%*$25k*-6 Month CD
OTHER TIERS: 1.00% $500 - $10k | 1.25% $10k - $25k
1.36%*$25k*-3 Month CD
OTHER TIERS: 0.85% $500 - $10k | 1.10% $10k - $25k


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