Central Bank (IA)

Overview / Commentary
600 Lake Avenue
Storm Lake, IA 50588

Central Bank (IA) is headquartered in Storm Lake and is the 14th largest bank in the state of Iowa. It is also the 651st largest bank in the nation. It was established in 1879 and as of June of 2021, it had grown to 271 employees at 23 locations. Central Bank (IA) has an A+ health rating.


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Health Grade Components

FDIC Certificate #15555
Year Established1879
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.71%
Return on Equity - YTD18.38%
Annual Interest Income$37.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.62B$1.42B
LoansQ2 2021vs Q2 2020$1.35B$1.19B
DepositsQ2 2021vs Q2 2020$1.45B$1.24B
Equity CapitalQ2 2021vs Q2 2020$150.4MM$132.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$15.0MM$12.1MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.6MM$1.4MM
Real Estate OwnedQ2 2021vs Q2 2020$300.00K$8.0MM

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