Central Bank (IA)

Overview / Commentary
600 Lake Avenue
Storm Lake, IA 50588

Central Bank (IA) is headquartered in Storm Lake and is the 20th largest bank in the state of Iowa. It is also the 901st largest bank in the nation. It was established in 1879 and as of June of 2019, it had grown to 171 employees at 16 locations. Central Bank (IA)'s CD rates are 2X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #15555
Year Established1879
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD13.05%
Annual Interest Income$20.4MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$884.8MM$845.4MM
LoansQ2 2019vs Q2 2018$755.6MM$730.7MM
DepositsQ2 2019vs Q2 2018$756.4MM$736.2MM
Equity CapitalQ2 2019vs Q2 2018$86.1MM$76.1MM
Loan Loss AllowanceQ2 2019vs Q2 2018$9.2MM$7.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.5MM$2.3MM
Real Estate OwnedQ2 2019vs Q2 2018$180.00K$167.00K
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Always verify rates and promotions with the bank or credit union. We are not Central Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (IA) Savings Account Rates

0.10%$100-Classic Savings Account

Central Bank (IA) Money Market Rates

0.55%*$250k*-Platinum Money Market Savings Account
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k
0.25%*$50k*-Money Market Savings Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k | 0.20% $25k - $50k

Central Bank (IA) Checking Account Rates

0.10%*$50k*-Platinum Checking Account
OTHER TIERS: 0.05% Up to $50k
0.05%$500-Shamrock Checking

Central Bank (IA) CD Rates

2.52%$5k-30 Month Rule Breaker CD - With Active Checking Account
2.27%*$25k*-48 Month CD
OTHER TIERS: 1.76% $500 - $10k | 2.02% $10k - $25k
2.12%*$25k*-36 Month CD
OTHER TIERS: 1.61% $500 - $10k | 1.86% $10k - $25k
2.07%*$25k*-30 Month CD
OTHER TIERS: 1.56% $500 - $10k | 1.81% $10k - $25k
2.02%*$25k*-24 Month CD
OTHER TIERS: 1.51% $500 - $10k | 1.76% $10k - $25k
2.02%$5k-18 Month Rule Breaker CD - With Active Checking Account
1.91%*$25k*-18 Month CD
OTHER TIERS: 1.41% $500 - $10k | 1.66% $10k - $25k
1.81%*$25k*-12 Month CD
OTHER TIERS: 1.31% $500 - $10k | 1.56% $10k - $25k
1.75%$500-12 Month Plus CD
1.66%*$25k*-6 Month CD
OTHER TIERS: 1.15% $500 - $10k | 1.40% $10k - $25k
1.51%*$25k*-3 Month CD
OTHER TIERS: 1.00% $500 - $10k | 1.26% $10k - $25k


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