Central Bank (IA)

Overview / Commentary
600 Lake Avenue
Storm Lake, IA 50588

Central Bank (IA) is headquartered in STORM LAKE and is the 10th largest bank in the state of Iowa. It is also the 532nd largest bank in the nation. It was established in 1879 and as of June of 2023, it had grown to 293 employees at 24 locations. Central Bank (IA) has an A health rating.


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Health Grade Components

FDIC Certificate #15555
Year Established1879
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD9.47%
Annual Interest Income$47.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$2.16B$1.79B
LoansQ2 2023vs Q2 2022$1.84B$1.50B
DepositsQ2 2023vs Q2 2022$1.69B$1.59B
Equity CapitalQ2 2023vs Q2 2022$183.4MM$175.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$19.1MM$17.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$3.3MM$2.6MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Central Bank (IA) CD Rates

5.25%$10k-7 Month CD Special
5.10%$500-18 Month CD Special


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