Central Bank (IA)

Overview / Commentary
600 Lake Avenue
Storm Lake, IA 50588

Central Bank (IA) is headquartered in STORM LAKE and is the 10th largest bank in the state of Iowa. It is also the 555th largest bank in the nation. It was established in 1879 and as of December of 2023, it had grown to 287 employees at 24 locations. Central Bank (IA) has an A+ health rating.


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Health Grade Components

FDIC Certificate #15555
Year Established1879
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD7.77%
Annual Interest Income$101.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$2.14B$1.96B
LoansQ4 2023vs Q4 2022$1.87B$1.69B
DepositsQ4 2023vs Q4 2022$1.73B$1.64B
Equity CapitalQ4 2023vs Q4 2022$199.6MM$178.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$19.5MM$17.9MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$2.4MM$2.6MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Central Bank (IA) CD Rates

5.00%$10k-7 Month CD Special
4.80%$500-18 Month CD Special


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