Central Bank Illinois is headquartered in GENESEO and is the 46th largest bank in the state of Illinois. It is also the 793rd largest bank in the nation. It was established in 1907 and as of March of 2025, it had grown to 183 employees at 12 locations. Central Bank Illinois' money market rates are 2X the national average, and it has an A health rating.
Overall | |
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FDIC Certificate # | 11670 |
Year Established | 1907 |
Employees | 183 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.88% |
Return on Equity - YTD | 9.58% |
Annual Interest Income | $17.8MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $1.39B$1.31B |
Loans | Q1 2025vs Q1 2024 | $944MM$866.8MM |
Deposits | Q1 2025vs Q1 2024 | $1.03B$962.9MM |
Equity Capital | Q1 2025vs Q1 2024 | $131.7MM$116.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $10.6MM$9.6MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3.2MM$861K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Central Bank Illinois; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.10%* | $1k* | - | Traditional IRA Account - Geneseo/Andover | ||
OTHER TIERS: 0.05% → $0 - $1k | |||||
0.10%* | $1k* | - | Roth IRA Account - Geneseo/Andover | ||
OTHER TIERS: 0.05% → $0 - $1k |
Andover Branches | ||
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Andover Branch | State Road 81 and Mulberry Street | Andover, IL 61233 |
Ashton Branches | ||
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Ashton Rochelle Branch | 803 Main Street | Ashton, IL 61006 |
Fulton Branches | ||
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Central Bank Fulton Branch | 1404 14th Avenue | Fulton, IL 61252 |
Geneseo Branches | ||
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Central Bank Illinois | 101 N State St | Geneseo, IL 61254 |
Financial Center Branch | 425 Us Highway 6 East | Geneseo, IL 61254 |
Oregon Branches | ||
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Oregon Branch | 307 Franklin Street | Oregon, IL 61061 |
Peru Branches | ||
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Main Bank | 1721 Midtown Road | Peru, IL 61354 |
Princeton Branches | ||
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Princeton Branch | 317 South Main Street | Princeton, IL 61356 |
Rochelle Branches | ||
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Main Bank | 340 May Mart Drive | Rochelle, IL 61068 |
Sterling Branches | ||
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Sterling Branch | 2607 E Lincolnway | Sterling, IL 61081 |