Advertising Disclosure

Central Bank Illinois

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

Overview / Commentary

www.central-bank.com

309-944-5601

101 North State Street
Geneseo, IL 61254

Central Bank Illinois is headquartered in Geneseo and is the 54^th largest bank in the state of Illinois. It is also the 893^rd largest bank in the nation. It was established in 1907 and as of December of 2020, it had grown to 165 employees at 12 locations. Central Bank Illinois has an A health rating.

Related Posts

View all posts from:

2016

7/24 - CD Rate Special

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	11670
Year Established	1907
Employees	165
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.58%
Return on Equity - YTD	13.91%
Annual Interest Income	$37.9MM

Assets and Liabilities
Assets	Q4 2020vs Q4 2019	$1.06B$917.3MM
Loans	Q4 2020vs Q4 2019	$531.2MM$518.9MM
Deposits	Q4 2020vs Q4 2019	$840.4MM$729.8MM
Equity Capital	Q4 2020vs Q4 2019	$112.2MM$105.1MM
Loan Loss Allowance	Q4 2020vs Q4 2019	$6.7MM$5.9MM
Unbacked Noncurrent Loans	Q4 2020vs Q4 2019	$5.6MM$4.5MM
Real Estate Owned	Q4 2020vs Q4 2019	$120.00K$35.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Central Bank Illinois; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Central Bank Illinois Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^†	-	-	Statement Savings Account - Geneseo/Andover
0.10%^*^†	$10k^*	-	Health Savings Accounts - Geneseo/Andover
OTHER TIERS: 0.05% → Up to $10k
0.10%^*^†	$1k^*	-	Educational IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% → Up to $1k
0.10%^*^†	$1k^*	-	Traditional IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% → Up to $1k
0.10%^*^†	$1k^*	-	Roth IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% → Up to $1k

Central Bank Illinois Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*^†	$500k^*	-	Personal Premium Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.10% → $25k - $50k \| 0.15% → $50k - $100k \| 0.20% → $100k - $250k \| 0.25% → $250k - $500k
0.30%^*^†	$500k^*	-	Business Premium Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.10% → $25k - $50k \| 0.15% → $50k - $100k \| 0.20% → $100k - $250k \| 0.25% → $250k - $500k
0.15%^*^†	$25k^*	-	Personal Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.05% → $1k - $5k \| 0.10% → $5k - $25k
0.15%^*^†	$25k^*	-	Business Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.05% → $1k - $5k \| 0.10% → $5k - $25k

Central Bank Illinois Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.25%^*^†	-	$20k	Kasasa Cash
OTHER TIERS: 0.26% → $20k+
0.10%^*^†	$10k^*	-	Image Plus Checking Account - Geneseo/Andover
OTHER TIERS: 0.05% → $2k - $5k \| 0.07% → $5k - $10k

Central Bank Illinois CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.90%^*^†	$10k^*	-	60 Month CD - Geneseo/Andover
OTHER TIERS: 0.75% → $1k - $10k
0.65%^*^†	$10k^*	-	30 Month CD - Geneseo/Andover
OTHER TIERS: 0.50% → $1k - $10k
0.45%^*^†	$10k^*	-	18 Month CD - Geneseo/Andover
OTHER TIERS: 0.35% → $1k - $10k
0.35%^*^†	$10k^*	-	12 Month CD - Geneseo/Andover
OTHER TIERS: 0.25% → $1k - $10k
0.25%^*^†	$10k^*	-	182 Day CD - Geneseo/Andover
OTHER TIERS: 0.10% → $1k - $10k
0.10%^*^†	$10k^*	-	91 Day CD - Geneseo/Andover
OTHER TIERS: 0.05% → $1k - $10k

Locations

Cities: Andover, Ashton, Fulton, Geneseo, Oregon, Peru, Princeton, Rochelle

Andover Branches
Andover Branch	State Road 81 and Mulberry Street	Andover, IL 61233

Ashton Branches
Ashton Rochelle Branch	803 Main Street	Ashton, IL 61006

Fulton Branches
Central Bank Fulton Branch	1404 14th Avenue	Fulton, IL 61252

Geneseo Branches
Central Bank Illinois	101 North State Street	Geneseo, IL 61254
Financial Center Branch	425 Us Highway 6 East	Geneseo, IL 61254

Oregon Branches
Oregon Branch	307 Franklin Street	Oregon, IL 61061

Peru Branches
Peru Branch	1011 Shooting Park Road	Peru, IL 61354
Main Bank	1721 Midtown Road	Peru, IL 61354

Princeton Branches
Princeton Branch	317 South Main Street	Princeton, IL 61356

Rochelle Branches
Main Bank	340 May Mart Drive	Rochelle, IL 61068

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.