Central Bank Illinois

Overview / Commentary
101 North State Street
Geneseo, IL 61254

Central Bank Illinois is headquartered in Geneseo and is the 50th largest bank in the state of Illinois. It is also the 874th largest bank in the nation. It was established in 1907 and as of September of 2019, it had grown to 165 employees at 12 locations. Central Bank Illinois has an A+ health rating.

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Health Grade Components

FDIC Certificate #11670
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD13.06%
Annual Interest Income$28.7MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$919.9MM$875.0MM
LoansQ3 2019vs Q3 2018$508.2MM$486.5MM
DepositsQ3 2019vs Q3 2018$715.7MM$680.1MM
Equity CapitalQ3 2019vs Q3 2018$106.9MM$97.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$5.8MM$5.4MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$4.5MM$1.4MM
Real Estate OwnedQ3 2019vs Q3 2018$276.00K$130.00K

Rates for Central Bank Illinois are currently being reviewed.


Cities: Andover, Ashton, Fulton, Geneseo, Oregon, Peru, Princeton, Rochelle

Andover Branches
Andover BranchState Road 81 and Mulberry StreetAndover, IL 61233

Ashton Branches
Ashton Rochelle Branch803 Main StreetAshton, IL 61006

Fulton Branches
Central Bank Fulton Branch1404 14th AvenueFulton, IL 61252

Geneseo Branches
Central Bank Illinois101 North State StreetGeneseo, IL 61254
Financial Center Branch425 Us Highway 6 EastGeneseo, IL 61254

Oregon Branches
Oregon Branch307 Franklin StreetOregon, IL 61061

Peru Branches
Peru Branch1011 Shooting Park RoadPeru, IL 61354
Main Bank1721 Midtown RoadPeru, IL 61354

Princeton Branches
Princeton Branch317 South Main StreetPrinceton, IL 61356

Rochelle Branches
Main Bank340 May Mart DriveRochelle, IL 61068

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