Overview / Commentary
309-944-5601
101 North State Street
Geneseo, IL 61254

Central Bank Illinois is headquartered in Geneseo and is the 53rd largest bank in the state of Illinois. It is also the 877th largest bank in the nation. It was established in 1907 and as of December of 2018, it had grown to 161 employees at 11 locations. Central Bank Illinois' CD rates are 79% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #11670
Year Established1907
Employees161
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD12.85%
Annual Interest Income$34.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$890.5MM$861.9MM
LoansQ4 2018vs Q4 2017$509.1MM$450.2MM
DepositsQ4 2018vs Q4 2017$702.6MM$681.3MM
Equity CapitalQ4 2018vs Q4 2017$97.3MM$97.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.5MM$5.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.8MM$1.8MM
Real Estate OwnedQ4 2018vs Q4 2017$190.00K$471.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Central Bank Illinois; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank Illinois Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$1k*-Educational IRA Account - Geneseo/Andover
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Traditional IRA Account - Geneseo/Andover
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Roth IRA Account - Geneseo/Andover
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Traditional IRA Account - Fulton
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Roth IRA Account - Fulton
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Educational IRA Account - Fulton
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Traditional IRA Account - Princeton/Peru
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Roth IRA Account - Princeton/Peru
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Educational IRA Account - Princeton/Peru
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Educational IRA Account - Rochelle/Ashton/Oregon
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Roth IRA Account - Rochelle/Ashton/Oregon
OTHER TIERS: 0.25% Up to $1k
0.35%*$1k*-Traditional IRA Account - Rochelle/Ashton/Oregon
OTHER TIERS: 0.25% Up to $1k
0.30%--Statement Savings Account - Geneseo/Andover
0.30%*$5k*-Health Savings Accounts - Geneseo/Andover
OTHER TIERS: 0.25% Up to $5k
0.30%--Statement Savings Account - Fulton
0.30%*$5k*-Health Savings Accounts - Fulton
OTHER TIERS: 0.25% Up to $5k
0.30%--Statement Savings Account - Princeton/Peru
0.30%*$5k*-Health Savings Accounts - Princeton/Peru
OTHER TIERS: 0.25% Up to $5k
0.30%*$5k*-Health Savings Accounts - Rochelle/Ashton/Oregon
OTHER TIERS: 0.25% Up to $5k
0.30%--Statement Savings Account - Rochelle/Ashton/Oregon

Central Bank Illinois Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$500k*-Personal Premium Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.60%*$500k*-Business Premium Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.60%*$500k*-Personal Premium Money Market Savings Account - Fulton
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.60%*$500k*-Business Premium Money Market Savings Account - Fulton
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.60%*$500k*-Premium Money Market Savings Account - Princeton/Peru
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.60%*$500k*-Business Premium Money Market Savings Account - Princeton/Peru
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.60%*$500k*-Business Premium Money Market Savings Account - Rochelle/Ashton/Oregon
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.60%*$500k*-Personal Premium Money Market Savings Account - Rochelle/Ashton/Oregon
OTHER TIERS: 0.30% $25k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k | 0.50% $250k - $500k
0.30%*$25k*-Personal Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $25k
0.30%*$25k*-Business Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $25k
0.30%*$25k*-Personal Money Market Savings Account - Fulton
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $25k
0.30%*$25k*-Business Money Market Savings Account - Fulton
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $25k
0.30%*$25k*-Personal Money Market Savings Account - Princeton/Peru
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $25k
0.30%*$25k*-Business Money Market Savings Account - Princeton/Peru
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $25k
0.30%*$25k*-Business Money Market Savings Account - Rochelle/Ashton/Oregon
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $25k
0.30%*$25k*-Personal Money Market Savings Account - Rochelle/Ashton/Oregon
OTHER TIERS: 0.20% $1k - $5k | 0.25% $5k - $25k

Central Bank Illinois Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$20kKasasa Cash
OTHER TIERS: 0.26% $20k+
0.25%*$10k*-Value Plus Checking Account - Geneseo/Andover
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k
0.25%*$10k*-Image Plus Checking Account - Geneseo/Andover
OTHER TIERS: 0.15% $2k - $5k | 0.20% $5k - $10k
0.25%*$10k*-Business Plus Checking Account - Geneseo/Andover
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $10k
0.25%*$10k*-Value Plus Checking Account - Fulton
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k
0.25%*$10k*-Image Plus Checking Account - Fulton
OTHER TIERS: 0.15% $2k - $5k | 0.20% $5k - $10k
0.25%*$10k*-Business Plus Checking Account - Fulton
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $10k
0.25%*$10k*-Value Plus Checking Account - Princeton/Peru
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k
0.25%*$10k*-Image Plus Checking Account - Princeton/Peru
OTHER TIERS: 0.15% $2k - $5k | 0.20% $5k - $10k
0.25%*$10k*-Business Plus Checking Account - Princeton/Peru
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $10k
0.25%*$10k*-Business Plus Checking Account - Rochelle/Ashton/Oregon
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $10k
0.25%*$10k*-Image Plus Checking Account - Rochelle/Ashton/Oregon
OTHER TIERS: 0.15% $2k - $5k | 0.20% $5k - $10k
0.25%*$10k*-Value Plus Checking Account - Rochelle/Ashton/Oregon
OTHER TIERS: 0.15% $1k - $5k | 0.20% $5k - $10k
0.20%--Secure Checking Plus - Geneseo/Andover
0.20%--Secure Checking Plus - Fulton
0.20%--Secure Checking Plus - Princeton/Peru
0.20%--Secure Checking Plus - Rochelle/Ashton/Oregon

Central Bank Illinois CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.02%$1k-60 Month CD - Princeton/Peru
2.82%*$10k*-60 Month CD - Geneseo/Andover
OTHER TIERS: 1.91% $1k - $10k
2.82%*$10k*-60 Month CD - Fulton
OTHER TIERS: 1.91% $1k - $10k
2.82%*$10k*-60 Month CD - Rochelle/Ashton/Oregon
OTHER TIERS: 2.01% $1k - $10k
1.91%*$10k*-30 Month CD - Geneseo/Andover
OTHER TIERS: 1.35% $1k - $10k
1.91%*$10k*-30 Month CD - Fulton
OTHER TIERS: 1.35% $1k - $10k
1.91%$1k-30 Month CD - Princeton/Peru
1.91%*$10k*-30 Month CD - Rochelle/Ashton/Oregon
OTHER TIERS: 1.40% $1k - $10k
1.66%*$10k*-18 Month CD - Geneseo/Andover
OTHER TIERS: 1.25% $1k - $10k
1.66%*$10k*-18 Month CD - Fulton
OTHER TIERS: 1.25% $1k - $10k
1.66%$1k-18 Month CD - Princeton/Peru
1.66%*$10k*-18 Month CD - Rochelle/Ashton/Oregon
OTHER TIERS: 1.30% $1k - $10k
1.61%$1k-12 Month CD - Princeton/Peru
1.51%*$10k*-12 Month CD - Geneseo/Andover
OTHER TIERS: 1.15% $1k - $10k
1.51%*$10k*-12 Month CD - Fulton
OTHER TIERS: 1.15% $1k - $10k
1.51%*$10k*-12 Month CD - Rochelle/Ashton/Oregon
OTHER TIERS: 1.20% $1k - $10k
1.25%$1k-182 Day CD - Princeton/Peru
1.00%$1k-91 Day CD - Princeton/Peru
0.85%*$10k*-182 Day CD - Geneseo/Andover
OTHER TIERS: 0.65% $1k - $10k
0.85%*$10k*-182 Day CD - Fulton
OTHER TIERS: 0.65% $1k - $10k
0.85%*$10k*-182 Day CD - Rochelle/Ashton/Oregon
OTHER TIERS: 0.70% $1k - $10k
0.60%*$10k*-91 Day CD - Rochelle/Ashton/Oregon
OTHER TIERS: 0.50% $1k - $10k
0.50%$1k-91 Day CD - Geneseo/Andover
0.50%$1k-91 Day CD - Fulton
Locations


Cities: Andover, Ashton, Fulton, Geneseo, Oregon, Peru, Princeton, Rochelle

Andover Branches
Andover BranchState Road 81 and Mulberry StreetAndover, IL 61233

Ashton Branches
Ashton Rochelle Branch803 Main StreetAshton, IL 61006

Fulton Branches
Central Bank Fulton Branch1404 14th AvenueFulton, IL 61252

Geneseo Branches
Central Bank Illinois101 North State StreetGeneseo, IL 61254
Financial Center Branch425 Us Highway 6 EastGeneseo, IL 61254

Oregon Branches
Oregon Branch307 Franklin StreetOregon, IL 61061

Peru Branches
Peru Branch1011 Shooting Park RoadPeru, IL 61354
Main Bank1721 Midtown RoadPeru, IL 61354

Princeton Branches
Princeton Branch317 South Main StreetPrinceton, IL 61356

Rochelle Branches
Main Bank340 May Mart DriveRochelle, IL 61068

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