Central Bank Illinois

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Kasasa Cash Checking

Overview / Commentary

www.central-bank.com

309-944-5601

101 North State Street
Geneseo, IL 61254

Central Bank Illinois is headquartered in Geneseo and is the 51^st largest bank in the state of Illinois. It is also the 893^rd largest bank in the nation. It was established in 1907 and as of December of 2021, it had grown to 172 employees at 12 locations. Central Bank Illinois has an A health rating.

Related Posts

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2016

7/24 - CD Rate Special

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Health

A

Data as of Q4 2021

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Health Grade Components

Overall
FDIC Certificate #	11670
Year Established	1907
Employees	172
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.43%
Return on Equity - YTD	13.28%
Annual Interest Income	$37.9MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$1.16B$1.06B
Loans	Q4 2021vs Q4 2020	$580.3MM$531.2MM
Deposits	Q4 2021vs Q4 2020	$926.3MM$840.4MM
Equity Capital	Q4 2021vs Q4 2020	$122.0MM$112.2MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$7.1MM$6.7MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$4.9MM$5.6MM
Real Estate Owned	Q4 2021vs Q4 2020	$0$120.00K

Rates

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Money Market
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Always verify rates and promotions with the bank or credit union. We are not Central Bank Illinois; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Central Bank Illinois Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*^†	$10k^*	-	Health Savings Accounts - Geneseo/Andover
OTHER TIERS: 0.05% → Up to $10k
0.10%^*^†	$1k^*	-	Educational IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% → Up to $1k
0.10%^*^†	$1k^*	-	Traditional IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% → Up to $1k
0.10%^*^†	$1k^*	-	Roth IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% → Up to $1k
0.08%^†	-	-	Statement Savings Account - Geneseo/Andover

Central Bank Illinois Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*^†	$500k^*	-	Personal Premium Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.10% → $25k - $50k \| 0.15% → $50k - $100k \| 0.20% → $100k - $250k \| 0.25% → $250k - $500k
0.30%^*^†	$500k^*	-	Business Premium Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.10% → $25k - $50k \| 0.15% → $50k - $100k \| 0.20% → $100k - $250k \| 0.25% → $250k - $500k
0.10%^*^†	$25k^*	-	Personal Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.05% → $1k - $5k \| 0.08% → $5k - $25k
0.10%^*^†	$25k^*	-	Business Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.05% → $1k - $5k \| 0.08% → $5k - $25k

Central Bank Illinois Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.15%^*^†	-	$20k	Kasasa Cash Checking
OTHER TIERS: 0.20% → $20k+
0.10%^*^†	$10k^*	-	Image Plus Checking Account - Geneseo/Andover
OTHER TIERS: 0.05% → $2k - $5k \| 0.07% → $5k - $10k

Central Bank Illinois CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.90%^*^†	$25k^*	-	60 Month CD - Geneseo/Andover
OTHER TIERS: 0.80% → $1k - $25k
0.60%^*^†	$25k^*	-	30 Month CD - Geneseo/Andover
OTHER TIERS: 0.50% → $1k - $25k
0.50%^*^†	$25k^*	-	18 Month CD - Geneseo/Andover
OTHER TIERS: 0.45% → $1k - $25k
0.40%^*^†	$25k^*	-	12 Month CD - Geneseo/Andover
OTHER TIERS: 0.30% → $1k - $25k
0.30%^*^†	$25k^*	-	182 Day CD - Geneseo/Andover
OTHER TIERS: 0.20% → $1k - $25k
0.30%^†	$1k	-	13 Month CD - Geneseo/Andover
0.20%^*^†	$25k^*	-	91 Day CD - Geneseo/Andover
OTHER TIERS: 0.15% → $1k - $25k

Locations

Central Bank Illinois Locations
Central Bank Illinois	101 North State Street	Geneseo, IL 61254
Central Bank Fulton Branch	1404 14th Avenue	Fulton, IL 61252
Princeton Branch	317 South Main Street	Princeton, IL 61356
Andover Branch	State Road 81 and Mulberry Street	Andover, IL 61233
Financial Center Branch	425 Us Highway 6 East	Geneseo, IL 61254
Ashton Rochelle Branch	803 Main Street	Ashton, IL 61006
Oregon Branch	307 Franklin Street	Oregon, IL 61061
Main Bank	340 May Mart Drive	Rochelle, IL 61068
Main Bank	1721 Midtown Road	Peru, IL 61354

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