Central Bank Illinois


Overview / Commentary
309-944-5601
101 North State Street
Geneseo, IL 61254

Central Bank Illinois is headquartered in Geneseo and is the 51st largest bank in the state of Illinois. It is also the 893rd largest bank in the nation. It was established in 1907 and as of December of 2021, it had grown to 172 employees at 12 locations. Central Bank Illinois has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #11670
Year Established1907
Employees172
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD13.28%
Annual Interest Income$37.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.16B$1.06B
LoansQ4 2021vs Q4 2020$580.3MM$531.2MM
DepositsQ4 2021vs Q4 2020$926.3MM$840.4MM
Equity CapitalQ4 2021vs Q4 2020$122.0MM$112.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$7.1MM$6.7MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$4.9MM$5.6MM
Real Estate OwnedQ4 2021vs Q4 2020$0$120.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Central Bank Illinois; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Central Bank Illinois Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Health Savings Accounts - Geneseo/Andover
OTHER TIERS: 0.05% Up to $10k
0.10%*$1k*-Educational IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% Up to $1k
0.10%*$1k*-Traditional IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% Up to $1k
0.10%*$1k*-Roth IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% Up to $1k
0.08%--Statement Savings Account - Geneseo/Andover

Central Bank Illinois Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$500k*-Personal Premium Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k
0.30%*$500k*-Business Premium Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.10% $25k - $50k | 0.15% $50k - $100k | 0.20% $100k - $250k | 0.25% $250k - $500k
0.10%*$25k*-Personal Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.05% $1k - $5k | 0.08% $5k - $25k
0.10%*$25k*-Business Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.05% $1k - $5k | 0.08% $5k - $25k

Central Bank Illinois Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%*-$20kKasasa Cash Checking
OTHER TIERS: 0.20% $20k+
0.10%*$10k*-Image Plus Checking Account - Geneseo/Andover
OTHER TIERS: 0.05% $2k - $5k | 0.07% $5k - $10k

Central Bank Illinois CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$25k*-60 Month CD - Geneseo/Andover
OTHER TIERS: 0.80% $1k - $25k
0.60%*$25k*-30 Month CD - Geneseo/Andover
OTHER TIERS: 0.50% $1k - $25k
0.50%*$25k*-18 Month CD - Geneseo/Andover
OTHER TIERS: 0.45% $1k - $25k
0.40%*$25k*-12 Month CD - Geneseo/Andover
OTHER TIERS: 0.30% $1k - $25k
0.30%*$25k*-182 Day CD - Geneseo/Andover
OTHER TIERS: 0.20% $1k - $25k
0.30%$1k-13 Month CD - Geneseo/Andover
0.20%*$25k*-91 Day CD - Geneseo/Andover
OTHER TIERS: 0.15% $1k - $25k
Locations


Central Bank Illinois Locations
Central Bank Illinois101 North State StreetGeneseo, IL 61254
Central Bank Fulton Branch1404 14th AvenueFulton, IL 61252
Princeton Branch317 South Main StreetPrinceton, IL 61356
Andover BranchState Road 81 and Mulberry StreetAndover, IL 61233
Financial Center Branch425 Us Highway 6 EastGeneseo, IL 61254
Ashton Rochelle Branch803 Main StreetAshton, IL 61006
Oregon Branch307 Franklin StreetOregon, IL 61061
Main Bank340 May Mart DriveRochelle, IL 61068
Main Bank1721 Midtown RoadPeru, IL 61354

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