Central Bank Illinois

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.central-bank.com

309-944-5601

101 North State Street
Geneseo, IL 61254

Central Bank Illinois is headquartered in GENESEO and is the 47^th largest bank in the state of Illinois. It is also the 785^th largest bank in the nation. It was established in 1907 and as of December of 2024, it had grown to 181 employees at 12 locations. Central Bank Illinois' money market rates are 2X the national average, and it has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	11670
Year Established	1907
Employees	181
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.19%
Return on Equity - YTD	13.45%
Annual Interest Income	$68.1MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$1.41B$1.31B
Loans	Q4 2024vs Q4 2023	$935.9MM$846.3MM
Deposits	Q4 2024vs Q4 2023	$1.05B$962MM
Equity Capital	Q4 2024vs Q4 2023	$126.4MM$113.6MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$9.8MM$9.1MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1MM$489K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Central Bank Illinois; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Central Bank Illinois Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$0	$50k	Kasasa Saver
OTHER TIERS: 0.20% → $50k+
0.25%^†	$0	-	Statement Savings Account - Geneseo/Andover
0.25%^*^†	$10k^*	-	Health Savings Accounts - Geneseo/Andover
OTHER TIERS: 0.05% → $0 - $1k \| 0.10% → $1k - $5k \| 0.15% → $5k - $10k
0.10%^*^†	$1k^*	-	Educational IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% → $0 - $1k

Central Bank Illinois Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.05%^*^†	$500k^*	-	Personal Premium Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.60% → $25k - $50k \| 0.75% → $50k - $100k \| 0.90% → $100k - $250k \| 0.95% → $250k - $500k
1.05%^*^†	$500k^*	-	Business Premium Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.60% → $25k - $50k \| 0.75% → $50k - $100k \| 0.90% → $100k - $250k \| 0.95% → $250k - $500k
0.60%^*^†	$25k^*	-	Personal Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.25% → $1k - $5k \| 0.35% → $5k - $25k
0.60%^*^†	$25k^*	-	Business Money Market Savings Account - Geneseo/Andover
OTHER TIERS: 0.25% → $1k - $5k \| 0.35% → $5k - $25k

Central Bank Illinois Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%^*^†	$0	$20k	Kasasa Cash Checking
OTHER TIERS: 0.20% → $20k+
0.20%^*^†	$10k^*	-	Image Plus Checking Account - Geneseo/Andover
OTHER TIERS: 0.15% → $2k - $5k \| 0.17% → $5k - $10k

Central Bank Illinois CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*^†	$25k^*	-	60 Month CD - Geneseo/Andover
OTHER TIERS: 1.75% → $1k - $25k
1.75%^*^†	$25k^*	-	30 Month CD - Geneseo/Andover
OTHER TIERS: 1.50% → $1k - $25k
1.50%^*^†	$25k^*	-	18 Month CD - Geneseo/Andover
OTHER TIERS: 1.25% → $1k - $25k
1.25%^*^†	$25k^*	-	12 Month CD - Geneseo/Andover
OTHER TIERS: 1.00% → $1k - $25k
0.75%^*^†	$25k^*	-	182 Day CD - Geneseo/Andover
OTHER TIERS: 0.60% → $1k - $25k
0.60%^*^†	$25k^*	-	91 Day CD - Geneseo/Andover
OTHER TIERS: 0.50% → $1k - $25k

Central Bank Illinois IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*^†	$1k^*	-	Traditional IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% → $0 - $1k
0.10%^*^†	$1k^*	-	Roth IRA Account - Geneseo/Andover
OTHER TIERS: 0.05% → $0 - $1k

Locations

Cities: Andover, Ashton, Fulton, Geneseo, Oregon, Peru, Princeton, Rochelle, Sterling

Andover Branches
Andover Branch	State Road 81 and Mulberry Street	Andover, IL 61233

Ashton Branches
Ashton Rochelle Branch	803 Main Street	Ashton, IL 61006

Fulton Branches
Central Bank Fulton Branch	1404 14th Avenue	Fulton, IL 61252

Geneseo Branches
Central Bank Illinois	101 N State St	Geneseo, IL 61254
Financial Center Branch	425 Us Highway 6 East	Geneseo, IL 61254

Oregon Branches
Oregon Branch	307 Franklin Street	Oregon, IL 61061

Peru Branches
Main Bank	1721 Midtown Road	Peru, IL 61354

Princeton Branches
Princeton Branch	317 South Main Street	Princeton, IL 61356

Rochelle Branches
Main Bank	340 May Mart Drive	Rochelle, IL 61068

Sterling Branches
Sterling Branch	2607 E Lincolnway	Sterling, IL 61081

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.