Central Bank & Trust Co. is headquartered in LEXINGTON and is the 5th largest bank in the state of Kentucky. It is also the 353rd largest bank in the nation. It was established in 1938 and as of March of 2025, it had grown to 506 employees at 28 locations. Central Bank & Trust Co. has an A+ health rating.
Overall | |
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FDIC Certificate # | 15815 |
Year Established | 1938 |
Employees | 506 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.13% |
Return on Equity - YTD | 9.49% |
Annual Interest Income | $46.9MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $3.75B$3.48B |
Loans | Q1 2025vs Q1 2024 | $2.84B$2.72B |
Deposits | Q1 2025vs Q1 2024 | $2.93B$2.75B |
Equity Capital | Q1 2025vs Q1 2024 | $445.4MM$400MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $29.5MM$30.6MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $5.4MM$6.6MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for Central Bank & Trust Co. are currently being reviewed.