Overview / Commentary
Central Bank & Trust Co. is headquartered in LEXINGTON and is the 5th largest bank in the state of Kentucky. It is also the 356th largest bank in the nation. It was established in 1938 and as of June of 2024, it had grown to 501 employees at 28 locations. Central Bank & Trust Co. has an A health rating.
Health
A
Data as of Q2 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15815 |
| Year Established | 1938 |
| Employees | 501 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 8.4% |
| Annual Interest Income | $86.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $3.57B$3.6B |
| Loans | Q2 2024vs Q2 2023 | $2.82B$2.48B |
| Deposits | Q2 2024vs Q2 2023 | $2.75B$2.66B |
| Equity Capital | Q2 2024vs Q2 2023 | $410.1MM$371.4MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $32.2MM$28.9MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $6.5MM$7.3MM |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
