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  2. Central Bank & Trust Co.

Central Bank & Trust Co.

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.00%5-year CD5 Year CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.50%1-year CD1 Year CentralAdvantage CD - PROMO
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.15%SavingsSavings Accounts
1.20% - Synchrony Bank High Yield SavingsAdvertisement
View all Central Bank & Trust Co. rates »

Overview / Commentary
www.centralbank.com
859-253-6013
300 West Vine Street
Lexington, KY 40507

Central Bank & Trust Co. is headquartered in Lexington and is the 4th largest bank in the state of Kentucky. It is also the 390th largest bank in the nation. It was established in 1938 and as of March of 2017, it had grown to 465 employees at 23 locations. Central Bank & Trust Co.'s money market rates are 14% higher than the national average, and it has an A health rating.

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Reviews (1)

Great Local Bank

Posted by: lindsaymeyers63 | May 12, 2017

Central Bank is an incredible local Bank in Central Kentucky. They strive for excellent customer service and the people are just as friendly as they can be. I would recommend this bank to anyone who needs a checking account with minimal fees and a helping community!

1


Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #15815
Year Established1938
Employees465
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD7.14%
Annual Interest Income$20.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$2.14B$2.05B
LoansQ1 2017vs Q1 2016$1.68B$1.53B
DepositsQ1 2017vs Q1 2016$1.78B$1.70B
Equity CapitalQ1 2017vs Q1 2016$229.4MM$216.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$19.8MM$20.2MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$25.1MM$31.1MM
Real Estate OwnedQ1 2017vs Q1 2016$4.9MM$6.6MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank & Trust Co. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Health Savings Accounts
0.15%--Savings Accounts

Central Bank & Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Personal Central Money Market
OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $50k | 0.30% → $50k - $100k | 0.40% → $100k - $250k
0.30%*$250k*-Non-Personal Central Money Market
OTHER TIERS: 0.15% → Up to $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k
0.15%--Money Market
0.15%--Money Market Plus

Central Bank & Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Platinum Checking
OTHER TIERS: 0.15% → Up to $10k | 0.25% → $10k - $50k
0.15%--Consumer Interest Checking
0.15%--Business Interest Checking
0.15%--Business 250 Interest Checking

Central Bank & Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-5 Year CD
1.50%$500-4 Year CD
1.25%$500-3 Year CD
1.14%$2,500-1 Year CD Management Account - Variable - PROMO
1.00%$500-2 Year CD
0.75%$500-1 Year CD
0.50%$1k-180-364 Day CD
0.50%$2,500-1 Year CentralAdvantage CD - PROMO
0.25%$2,500-90-179 Day CD
0.20%$5k-32-89 Day CD
0.15%$20k-7-31 Day CD

Central Bank & Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-60 Month Fixed Rate IRA
1.25%$500-36 Month Fixed Rate IRA
1.00%$500-24 Month Fixed Rate IRA
0.75%$500-12 Month Fixed Rate IRA
0.50%$500-6 Month Fixed Rate IRA
0.20%$100-18 Month Variable IRA
Locations

Central Bank & Trust Co. has 26 locations. Click to view all Central Bank & Trust Co. locations.