2. Central Bank & Trust Co.

Central Bank & Trust Co.

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
3.00%5-year CD
3.10% - American Express National Bank 60 Month CDAdvertisement
0.85%1-year CD
2.65% - Barclays 12 Month Online CDAdvertisement
0.25%Savings
2.20% - Barclays Online Savings AccountAdvertisement
View all Central Bank & Trust Co. rates »

Overview / Commentary
www.centralbank.com
859-253-6013
300 West Vine Street
Lexington, KY 40507

Central Bank & Trust Co. is headquartered in Lexington and is the 4th largest bank in the state of Kentucky. It is also the 355th largest bank in the nation. It was established in 1938 and as of September of 2018, it had grown to 492 employees at 26 locations. Central Bank & Trust Co.'s money market rates are 70% higher than the national average, and it boasts an A+ health rating.

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Reviews (1)

Great Local Bank

Posted by: lindsaymeyers63 | May 12, 2017

Central Bank is an incredible local Bank in Central Kentucky. They strive for excellent customer service and the people are just as friendly as they can be. I would recommend this bank to anyone who needs a checking account with minimal fees and a helping community!

1


Health
A+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #15815
Year Established1938
Employees492
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD10.22%
Annual Interest Income$77.8MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$2.54B$2.35B
LoansQ3 2018vs Q3 2017$2.01B$1.92B
DepositsQ3 2018vs Q3 2017$2.07B$1.93B
Equity CapitalQ3 2018vs Q3 2017$286.6MM$264.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$20.7MM$21.7MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$13.3MM$23.3MM
Real Estate OwnedQ3 2018vs Q3 2017$2.4MM$4.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank & Trust Co. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1-Health Savings Account
0.25%$1-Savings Account

Central Bank & Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Personal Central Money Market Account
OTHER TIERS: 0.25% → Up to $10k | 0.35% → $10k - $50k | 0.45% → $50k - $100k | 0.65% → $100k - $250k
0.75%*$250k*-Personal Central Community Money Market Account
OTHER TIERS: 0.25% → Up to $10k | 0.35% → $10k - $50k | 0.45% → $50k - $100k | 0.65% → $100k - $250k
0.55%*$250k*-Non-Personal Central Community Money Market Account
OTHER TIERS: 0.25% → Up to $50k | 0.30% → $50k - $100k | 0.45% → $100k - $250k
0.55%*$250k*-Non-Personal Central Money Market Account
OTHER TIERS: 0.25% → Up to $50k | 0.30% → $50k - $100k | 0.45% → $100k - $250k
0.25%--Money Market
0.25%$1-Money Market Plus

Central Bank & Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Platinum Checking
OTHER TIERS: 0.25% → $1 - $10k | 0.35% → $10k - $50k
0.25%$1-Consumer Interest Checking
0.25%$1-Business Interest Checking
0.25%$1-Business 250 Interest Checking

Central Bank & Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-5 Year CD
2.75%$500-4 Year CD
2.54%$2.5k-1 Year Variable CD Management Account Special
1.65%$500-3 Year CD
1.40%$500-2 Year CD
1.05%$500-1 Year CD
0.85%$2.5k-1 Year Central Advantage CD Special
0.70%$1k-180 to 364 Day CD
0.45%$2.5k-90 to 179 Day CD
0.35%$5k-32 to 89 Day CD
0.30%$20k-7 to 31 Day CD

Central Bank & Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-60 Month IRA
1.65%$500-36 Month IRA
1.40%$500-24 Month IRA
1.05%$500-12 Month IRA
0.70%$500-6 Month IRA
0.60%$100-18 Month Variable Rate IRA
Locations

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