Central Bank & Trust Co.


Overview / Commentary
859-253-6013
300 West Vine Street
Lexington, KY 40507

Central Bank & Trust Co. is headquartered in LEXINGTON and is the 5th largest bank in the state of Kentucky. It is also the 357th largest bank in the nation. It was established in 1938 and as of December of 2024, it had grown to 521 employees at 28 locations. Central Bank & Trust Co. has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #15815
Year Established1938
Employees521
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD8.91%
Annual Interest Income$179.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$3.64B$3.44B
LoansQ4 2024vs Q4 2023$2.83B$2.66B
DepositsQ4 2024vs Q4 2023$2.86B$2.74B
Equity CapitalQ4 2024vs Q4 2023$433.5MM$392.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$29.9MM$30MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$6.1MM$6.6MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

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Locations

Availability

Lexington Area

Interactive local rates map


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