Featured Savings Rates
Featured Accounts

Central Bank & Trust Co.

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.25%5-year CD5 Year CD
0.75%1-year CD1 Year CentralAdvantage CD - PROMO
0.20%SavingsSavings Accounts

Overview / Commentary
859-253-6013
300 West Vine Street
Lexington, KY 40507

Central Bank & Trust Co. is headquartered in Lexington and is the 4th largest bank in the state of Kentucky. It is also the 363rd largest bank in the nation. It was established in 1938 and as of December of 2017, it had grown to 496 employees at 26 locations. Central Bank & Trust Co.'s money market rates are 36% higher than the national average, and it has an A health rating.

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Reviews (1)

Great Local Bank

Central Bank is an incredible local Bank in Central Kentucky. They strive for excellent customer service and the people are just as friendly as they can be. I would recommend this bank to anyone who needs a checking account with minimal fees and a helping community!



Health

Health Grade Components

Overall
FDIC Certificate #15815
Year Established1938
Employees496
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD6.83%
Annual Interest Income$92.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$2.41B$2.13B
LoansQ4 2017vs Q4 2016$1.97B$1.64B
DepositsQ4 2017vs Q4 2016$1.99B$1.77B
Equity CapitalQ4 2017vs Q4 2016$267.9MM$225.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$20.5MM$19.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$13.0MM$24.8MM
Real Estate OwnedQ4 2017vs Q4 2016$2.7MM$4.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank & Trust Co. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Health Savings Accounts
0.20%--Savings Accounts

Central Bank & Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$250k*-Personal Central Money Market
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $50k | 0.40% $50k - $100k | 0.50% $100k - $250k
0.40%*$250k*-Non-Personal Central Money Market
OTHER TIERS: 0.20% Up to $50k | 0.25% $50k - $100k | 0.30% $100k - $250k
0.20%--Money Market
0.20%--Money Market Plus

Central Bank & Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Platinum Checking
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $50k
0.20%--Consumer Interest Checking
0.20%--Business Interest Checking
0.20%--Business 250 Interest Checking

Central Bank & Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-5 Year CD
1.91%$2,500-1 Year CD Management Account - Variable - PROMO
1.75%$500-4 Year CD
1.50%$500-3 Year CD
1.25%$500-2 Year CD
0.90%$500-1 Year CD
0.75%$2,500-1 Year CentralAdvantage CD - PROMO
0.60%$1k-180-364 Day CD
0.35%$2,500-90-179 Day CD
0.25%$5k-32-89 Day CD
0.20%$20k-7-31 Day CD

Central Bank & Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$500-60 Month Fixed Rate IRA
1.50%$500-36 Month Fixed Rate IRA
1.25%$500-24 Month Fixed Rate IRA
0.90%$500-12 Month Fixed Rate IRA
0.60%$500-6 Month Fixed Rate IRA
0.50%$100-18 Month Variable IRA
Locations

Availability



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