Central Bank & Trust Co. is headquartered in LEXINGTON and is the 5th largest bank in the state of Kentucky. It is also the 346th largest bank in the nation. It was established in 1938 and as of June of 2023, it had grown to 496 employees at 28 locations. Central Bank & Trust Co.'s money market rates are 9X the national average, and it has a B+ health rating.
Central Bank is an incredible local Bank in Central Kentucky. They strive for excellent customer service and the people are just as friendly as they can be. I would recommend this bank to anyone who needs a checking account with minimal fees and a helping community!
Overall | |
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FDIC Certificate # | 15815 |
Year Established | 1938 |
Employees | 496 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.99% |
Return on Equity - YTD | 9.93% |
Annual Interest Income | $74.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $3.60B$3.85B |
Loans | Q2 2023vs Q2 2022 | $2.48B$2.09B |
Deposits | Q2 2023vs Q2 2022 | $2.66B$3.12B |
Equity Capital | Q2 2023vs Q2 2022 | $371.4MM$348.5MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $28.9MM$23.9MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $7.3MM$8.6MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$385.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.55% | $1 | - | Savings Account | |
0.45% | $1 | - | Health Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.70% | $500 | - | 12 Month IRA | |
1.55% | $500 | - | 24 Month IRA | |
1.45% | $500 | - | 6 Month IRA | |
1.45% | $500 | - | 36 Month IRA | |
1.45% | $500 | - | 60 Month IRA | |
1.20% | $100 | - | 18 Month Variable Rate IRA |