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Central Bank (UT)

Popular Accounts at this Bank

1.41%5-year CD5 Year CD
0.35%1-year CD1 Year CD
0.10%SavingsPersonal Statement Savings Account

Overview / Commentary
202 South Main Street
Springville, UT 84663

Central Bank (UT) is headquartered in Springville and is the 21st largest bank in the state of Utah. It is also the 755th largest bank in the nation. It was established in 1891 and as of December of 2016, it had grown to 204 employees at 10 locations. Central Bank (UT) has an A health rating.

Reviews (1)

Great bank!

Posted by: AC37 | Jul 10, 2015

When I lived in Provo, I used Central Bank, switching over from Wells Fargo. Personable service, and you can actually get to know the people that work there (turnover seems low). This has been a good overall banking experience for me, and even after moving to a different state, I've found it easier to continue working with them rather than switch to a new bank. They post funds quickly, offer free checking (or at least did when I signed up), and have a great online banking application that allows you to take pictures of checks and submit them rather than have to mail them in or hand-deliver them, which has been a lifesaver living several states away. Overall, a very positive experience, and I'd highly recommend them to anyone in the area; I do know they have other branches in the state, though this was the Provo Office was the only one I ever dealt with.


Health Grade Components

FDIC Certificate #9204
Year Established1891
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.49%
Return on Equity - YTD9.59%
Annual Interest Income$42.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$978.5MM$889.9MM
LoansQ4 2016vs Q4 2015$530.2MM$465.5MM
DepositsQ4 2016vs Q4 2015$753.5MM$681.1MM
Equity CapitalQ4 2016vs Q4 2015$148.8MM$139.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$10.5MM$12.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.5MM$20.3MM
Real Estate OwnedQ4 2016vs Q4 2015$15.6MM$13.5MM
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Central Bank (UT) Savings Account Rates

0.10%$100-Business Savings Account
0.10%$100-Personal Statement Savings Account

Central Bank (UT) Money Market Rates

0.50%$10k-High Yield Money Market Account
0.10%$1k-Money Market Account

Central Bank (UT) Checking Account Rates

0.05%$500-Checking With Interest
0.05%$500-62+ Free Interest Checking

Central Bank (UT) CD Rates

1.41%$500-5 Year CD
0.90%$500-4 Year CD
0.75%$500-3 Year CD
0.50%$500-2 Year CD
0.35%$500-1 Year CD
0.20%$500-6 Month CD
0.10%$500-60 Day CD

Central Bank (UT) IRA Rates

1.41%--5 Year IRA
0.90%--4 Year IRA
0.75%--3 Year IRA
0.50%--2 Year IRA
0.35%--1 Year IRA

Central Bank (UT) Locations
Riverside Plaza Branch1300 North State StreetProvo, UT 84601
American Fork Branch175 East Main StAmerican Fork, UT 84003
Payson Branch182 North Main StreetPayson, UT 84651
Central Bank202 South Main StreetSpringville, UT 84663
Mapleton Branch385 North Main StMapleton, UT 84663
Orem Branch415 North State StOrem, UT 84057
Lehi Office475 East Main StreetLehi, UT 84043
Provo Branch75 North University AvenueProvo, UT 84601
Pleasant Grove Branch801 S Pleasant Grove BlvdPleasant Grove, UT 84062
Spanish Fork BranchOne North Main StreetSpanish Fork, UT 84660