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Overview / Commentary
801-375-1000
75 North University Avenue
Provo, UT 84601

Central Bank (UT) is headquartered in Provo and is the 20th largest bank in the state of Utah. It is also the 727th largest bank in the nation. It was established in 1891 and as of March of 2018, it had grown to 227 employees at 10 locations. Central Bank (UT) has an A health rating.

Reviews (2)

Great bank!

Posted by: AC37 | Jul 10, 2015

When I lived in Provo, I used Central Bank, switching over from Wells Fargo. Personable service, and you can actually get to know the people that work there (turnover seems low). This has been a good overall banking experience for me, and even after moving to a different state, I've found it easier to continue working with them rather than switch to a new bank. They post funds quickly, offer free checking (or at least did when I signed up), and have a great online banking application that allows you to take pictures of checks and submit them rather than have to mail them in or hand-deliver them, which has been a lifesaver living several states away. Overall, a very positive experience, and I'd highly recommend them to anyone in the area; I do know they have other branches in the state, though this was the Provo Office was the only one I ever dealt with.

Warning To All Who Might Use Central Bank

Posted by: jzegarra | Jan 5, 2018

Never use Central Bank they are thieves and dishonest.
i call to fix a problem with my account
then without telling me closed out my account
even though the problem was because of a technical error on central banks part.
NEVER NEVER NEVER get an account with them or you will be sorry.



Health

Health Grade Components

Overall
FDIC Certificate #9204
Year Established1891
Employees227
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.06%
Return on Equity - YTD13.03%
Annual Interest Income$14.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.05B$971.5MM
LoansQ1 2018vs Q1 2017$644.6MM$542.3MM
DepositsQ1 2018vs Q1 2017$806.5MM$744.5MM
Equity CapitalQ1 2018vs Q1 2017$165.2MM$152.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$15.6MM$11.5MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$3.0MM$861.00K
Real Estate OwnedQ1 2018vs Q1 2017$8.7MM$13.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (UT) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Business Savings Account
0.10%$100-Personal Statement Savings Account

Central Bank (UT) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$10k-High Yield Money Market Account
0.10%$1k-Money Market Account

Central Bank (UT) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Checking With Interest
0.05%$500-62+ Free Interest Checking

Central Bank (UT) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$500-5 Year CD
1.46%$500-4 Year CD
1.25%$500-3 Year CD
1.06%$500-2 Year CD
0.85%$500-1 Year CD
0.40%$500-6 Month CD
0.10%$500-60 Day CD

Central Bank (UT) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%--5 Year IRA
1.46%--4 Year IRA
1.25%--3 Year IRA
1.06%--2 Year IRA
0.85%--1 Year IRA
Locations


Cities: American Fork, Lehi, Mapleton, Orem, Payson, Pleasant Grove, Provo, Spanish Fork

American Fork Branches
American Fork Branch175 East Main StAmerican Fork, UT 84003

Lehi Branches
Lehi Office475 East Main StreetLehi, UT 84043

Mapleton Branches
Mapleton Branch385 North Main StMapleton, UT 84663

Orem Branches
Orem Branch415 North State StOrem, UT 84057

Payson Branches
Payson Branch182 North Main StreetPayson, UT 84651

Pleasant Grove Branches
Pleasant Grove Branch801 S Pleasant Grove BlvdPleasant Grove, UT 84062

Provo Branches
Riverside Plaza Branch1300 North State StreetProvo, UT 84601
Central Bank75 North University AvenueProvo, UT 84601
Provo Branch75 North University AvenueProvo, UT 84601

Spanish Fork Branches
Spanish Fork BranchOne North Main StreetSpanish Fork, UT 84660

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