Central Bank (TX)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.25%	5-year CD	5 Year CD 2.80% - Barclays 60 Month Online CD
0.50%	1-year CD	1 Year CD 2.20% - Barclays 12 Month Online CD
0.20%	Savings	Savings Account 1.65% - Synchrony Bank High Yield Savings

View all Central Bank (TX) rates »

Overview / Commentary

www.cbhou.com

832-485-2300

11201 Clay Road
Houston, TX 77041

Central Bank (TX) is headquartered in Houston and is the 95^th largest bank in the state of Texas. It is also the 1,115^th largest bank in the nation. It was established in 1956 and as of December of 2017, it had grown to 103 employees at 4 locations. Central Bank (TX) has an A health rating.

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Health

A

Data as of Q4 2017

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Health Grade Components

Overall
FDIC Certificate #	17612
Year Established	1956
Employees	103
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.28%
Return on Equity - YTD	14.01%
Annual Interest Income	$30.6MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$664.2MM$608.5MM
Loans	Q4 2017vs Q4 2016	$502.4MM$461.4MM
Deposits	Q4 2017vs Q4 2016	$582.8MM$513.0MM
Equity Capital	Q4 2017vs Q4 2016	$60.4MM$55.6MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$4.9MM$4.4MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$90.00K$28.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$200	-	Savings Account

Central Bank (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$500k^*	-	Money Market
OTHER TIERS: 0.20% → $2,500 - $25k \| 0.25% → $25k - $100k \| 0.35% → $100k - $500k

Central Bank (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	-	Central Choice Premier
0.20%	-	-	Central Choice Plus

Central Bank (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$1k	-	5 Year CD
1.15%	$1k	-	4 Year CD
1.10%	$1k	-	3 Year CD
0.80%	$1k	-	2.5 Year CD
0.75%	$1k	-	2 Year CD
0.70%	$1k	-	18 Month CD
0.50%	$1k	-	1 Year CD
0.45%	$1k	-	180 - 364 Day CD
0.35%	$1k	-	90 - 179 Day CD

Central Bank (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$1k	-	5 Year IRA
1.15%	$1k	-	4 Year IRA
1.10%	$1k	-	3 Year IRA
0.80%	$1k	-	2.5 Year IRA
0.75%	$1k	-	2 Year IRA
0.70%	$1k	-	18 Month IRA
0.50%	$1k	-	1 Year IRA
0.45%	$1k	-	180 - 364 Day IRA
0.35%	$1k	-	90 - 179 Day IRA

Locations

Central Bank (TX) Locations
Central Bank	11201 Clay Road	Houston, TX 77041
Timbergrove Branch	1550 West 18th Street	Houston, TX 77008
Milam Street Branch	2217 Milam	Houston, TX 77002
Post Oak Place Branch	4605 Post Oak Place Drive	Houston, TX 77027

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