Central Bank (TX)

Overview / Commentary
11201 Clay Road
Houston, TX 77041

Central Bank (TX) is headquartered in Houston and is the 87th largest bank in the state of Texas. It is also the 1,023rd largest bank in the nation. It was established in 1956 and as of December of 2019, it had grown to 143 employees at 4 locations. Central Bank (TX)'s CD rates are 11% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #17612
Year Established1956
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD15.21%
Annual Interest Income$46.2MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$776.3MM$761.5MM
LoansQ4 2019vs Q4 2018$600.2MM$575.4MM
DepositsQ4 2019vs Q4 2018$691.2MM$688.1MM
Equity CapitalQ4 2019vs Q4 2018$78.1MM$64.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$6.7MM$5.7MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$861.00K$2.2MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Central Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (TX) Savings Account Rates

0.50%$100-Student Savings Account
0.20%$200-Savings Account

Central Bank (TX) Money Market Rates

0.40%*$500k*-Money Market
OTHER TIERS: 0.20% $2.5k - $25k | 0.25% $25k - $100k | 0.35% $100k - $500k

Central Bank (TX) Checking Account Rates

0.25%--Central Choice Premier
0.20%--Central Choice Plus

Central Bank (TX) CD Rates

1.76%$1k-5 Year CD
1.66%$1k-4 Year CD
1.61%$1k-3 Year CD
1.31%$1k-2.5 Year CD
1.26%$1k-2 Year CD
1.21%$1k-18 Month CD
1.00%$1k-1 Year CD
0.95%$1k-180 - 364 Day CD
0.85%$1k-90 - 179 Day CD

Central Bank (TX) IRA Rates

1.76%$1k-5 Year IRA
1.66%$1k-4 Year IRA
1.61%$1k-3 Year IRA
1.31%$1k-2.5 Year IRA
1.26%$1k-2 Year IRA
1.21%$1k-18 Month IRA
1.00%$1k-1 Year IRA
0.95%$1k-180 - 364 Day IRA
0.85%$1k-90 - 179 Day IRA

Central Bank (TX) Locations
Central Bank11201 Clay RoadHouston, TX 77041
Timbergrove Branch1550 West 18th StreetHouston, TX 77008
Milam Street Branch2217 MilamHouston, TX 77002
Post Oak Place Branch4605 Post Oak Place DriveHouston, TX 77027

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