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Overview / Commentary
832-485-2300
11201 Clay Road
Houston, TX 77041

Central Bank (TX) is headquartered in Houston and is the 95th largest bank in the state of Texas. It is also the 1,115th largest bank in the nation. It was established in 1956 and as of December of 2017, it had grown to 103 employees at 4 locations. Central Bank (TX) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #17612
Year Established1956
Employees103
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD14.01%
Annual Interest Income$30.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$664.2MM$608.5MM
LoansQ4 2017vs Q4 2016$502.4MM$461.4MM
DepositsQ4 2017vs Q4 2016$582.8MM$513.0MM
Equity CapitalQ4 2017vs Q4 2016$60.4MM$55.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$4.9MM$4.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$90.00K$28.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$200-Savings Account

Central Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$500k*-Money Market
OTHER TIERS: 0.20% $2,500 - $25k | 0.25% $25k - $100k | 0.35% $100k - $500k

Central Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Central Choice Premier
0.20%--Central Choice Plus

Central Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-5 Year CD
1.15%$1k-4 Year CD
1.10%$1k-3 Year CD
0.80%$1k-2.5 Year CD
0.75%$1k-2 Year CD
0.70%$1k-18 Month CD
0.50%$1k-1 Year CD
0.45%$1k-180 - 364 Day CD
0.35%$1k-90 - 179 Day CD

Central Bank (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-5 Year IRA
1.15%$1k-4 Year IRA
1.10%$1k-3 Year IRA
0.80%$1k-2.5 Year IRA
0.75%$1k-2 Year IRA
0.70%$1k-18 Month IRA
0.50%$1k-1 Year IRA
0.45%$1k-180 - 364 Day IRA
0.35%$1k-90 - 179 Day IRA
Locations


Central Bank (TX) Locations
Central Bank11201 Clay RoadHouston, TX 77041
Timbergrove Branch1550 West 18th StreetHouston, TX 77008
Milam Street Branch2217 MilamHouston, TX 77002
Post Oak Place Branch4605 Post Oak Place DriveHouston, TX 77027

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