Central Bank (TX)

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cbhou.com

832-485-2300

11201 Clay Road
Houston, TX 77041

Central Bank (TX) is headquartered in HOUSTON and is the 79^th largest bank in the state of Texas. It is also the 875^th largest bank in the nation. It was established in 1956 and as of March of 2025, it had grown to 158 employees at 4 locations. Central Bank (TX)'s money market rates are 3X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	17612
Year Established	1956
Employees	158
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.9%
Return on Equity - YTD	21.01%
Annual Interest Income	$19MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.22B$1.09B
Loans	Q1 2025vs Q1 2024	$944.2MM$853.8MM
Deposits	Q1 2025vs Q1 2024	$1.09B$975MM
Equity Capital	Q1 2025vs Q1 2024	$112MM$99MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$9.5MM$9.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$452K$366K
Real Estate Owned	Q1 2025vs Q1 2024	$1.9MM$1.9MM

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$200	-	Savings Account
0.05%	$100	-	Student Savings Account

Central Bank (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.50%^*	$500k^*	-	Money Market
OTHER TIERS: 0.20% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.75% → $25k - $100k \| 1.10% → $100k - $500k

Central Bank (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$0	-	Central Choice Premier
0.05%	$0	-	Central Choice Plus

Central Bank (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$1k	-	1 Year CD
0.45%	$1k	-	180 - 364 Day CD
0.35%	$1k	-	90 - 179 Day CD

Central Bank (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$1k	-	1 Year IRA
0.45%	$1k	-	180 - 364 Day IRA
0.35%	$1k	-	90 - 179 Day IRA

Locations

Central Bank (TX) Locations
Central Bank	11201 Clay Rd	Houston, TX 77041
Timbergrove Branch	1550 West 18th Street	Houston, TX 77008
Milam Street Branch	2799 Katy Freeway Suite 150	Houston, TX 77007
Post Oak Place Branch	4605 Post Oak Place Drive	Houston, TX 77027

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