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Central Bank (TX)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cbhou.com
832-485-2300
11201 Clay Road
Houston, TX 77041

Central Bank (TX) is headquartered in HOUSTON and is the 78th largest bank in the state of Texas. It is also the 886th largest bank in the nation. It was established in 1956 and as of December of 2024, it had grown to 157 employees at 4 locations. Central Bank (TX)'s money market rates are 3X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17612
Year Established1956
Employees157
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.88%
Return on Equity - YTD20.76%
Annual Interest Income$74.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.21B$1.11B
LoansQ4 2024vs Q4 2023$950.3MM$868.5MM
DepositsQ4 2024vs Q4 2023$1.09B$998.8MM
Equity CapitalQ4 2024vs Q4 2023$106.9MM$97.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$9.5MM$9.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$837K$210K
Real Estate OwnedQ4 2024vs Q4 2023$1.9MM$1.9MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$200-Savings Account
0.05%$100-Student Savings Account

Central Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$500k*-Money Market
OTHER TIERS: 0.20% → $2.5k - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $100k | 1.10% → $100k - $500k

Central Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Central Choice Premier
0.05%$0-Central Choice Plus

Central Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-1 Year CD
0.45%$1k-180 - 364 Day CD
0.35%$1k-90 - 179 Day CD

Central Bank (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-1 Year IRA
0.45%$1k-180 - 364 Day IRA
0.35%$1k-90 - 179 Day IRA
Locations


Central Bank (TX) Locations
Central Bank11201 Clay RdHouston, TX 77041
Timbergrove Branch1550 West 18th StreetHouston, TX 77008
Milam Street Branch2799 Katy Freeway Suite 150Houston, TX 77007
Post Oak Place Branch4605 Post Oak Place DriveHouston, TX 77027

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