Overview / Commentary
832-485-2300
11201 Clay Road
Houston, TX 77041

Central Bank (TX) is headquartered in Houston and is the 89th largest bank in the state of Texas. It is also the 1,069th largest bank in the nation. It was established in 1956 and as of June of 2018, it had grown to 144 employees at 4 locations. Central Bank (TX)'s CD rates are 11% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #17612
Year Established1956
Employees144
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.65%
Return on Equity - YTD17.89%
Annual Interest Income$17.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$699.3MM$630.2MM
LoansQ2 2018vs Q2 2017$542.3MM$477.0MM
DepositsQ2 2018vs Q2 2017$608.3MM$533.7MM
Equity CapitalQ2 2018vs Q2 2017$64.2MM$57.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$5.4MM$4.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.8MM$111.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Central Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$200-Savings Account

Central Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$500k*-Money Market
OTHER TIERS: 0.20% $2.5k - $25k | 0.25% $25k - $100k | 0.35% $100k - $500k

Central Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Central Choice Premier
0.20%--Central Choice Plus

Central Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-5 Year CD
1.66%$1k-4 Year CD
1.61%$1k-3 Year CD
1.31%$1k-2.5 Year CD
1.26%$1k-2 Year CD
1.21%$1k-18 Month CD
1.00%$1k-1 Year CD
0.95%$1k-180 - 364 Day CD
0.85%$1k-90 - 179 Day CD

Central Bank (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-5 Year IRA
1.66%$1k-4 Year IRA
1.61%$1k-3 Year IRA
1.31%$1k-2.5 Year IRA
1.26%$1k-2 Year IRA
1.21%$1k-18 Month IRA
1.00%$1k-1 Year IRA
0.95%$1k-180 - 364 Day IRA
0.85%$1k-90 - 179 Day IRA
Locations


Central Bank (TX) Locations
Central Bank11201 Clay RoadHouston, TX 77041
Timbergrove Branch1550 West 18th StreetHouston, TX 77008
Milam Street Branch2217 MilamHouston, TX 77002
Post Oak Place Branch4605 Post Oak Place DriveHouston, TX 77027

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