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Central Communications Credit Union

Central Communications Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
centralccu.com
816-842-0727
17811 E US highway 40
Independence, MO 64055

Central Communications Credit Union is headquartered in Independence and is the 45th largest credit union in the state of Missouri. It is also the 2,476th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 11 employees and 3,849 members at 2 locations. Central Communications Credit Union's money market rates are 3X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Central Communications Credit Union is open to those who live or work within the USPS Zip codes of 64150 and 64151, and Jackson or Clay Counties in Missouri. Membership also extends to employees or affiliates of the telephone industry, electronic communications industry, or employees and officers of any credit union that is organized under the laws of the State of Missouri; Eligible affiliate groups include, but not limited to: AT&T, Gateway Computers, H&R Block, U.S. Engineering, and the United States Postal Service.
See current membership details

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Health
C+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Communications Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64196
Year Chartered1935
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD-0.98%
Return on Equity - YTD-69.76%
Annual Interest Income$409K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$47.1MM$49.2MM
LoansQ1 2025vs Q1 2024$14.2MM$16.2MM
DepositsQ1 2025vs Q1 2024$46.3MM$47.4MM
Equity CapitalQ1 2025vs Q1 2024$639K$124K
Loan Loss AllowanceQ1 2025vs Q1 2024$76K$75K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$48K$368K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Communications Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25-Regular Share Account
0.10%$25-Christmas Club
0.10%$25-Peer Club

Central Communications Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$250k*-Money Market Share Account
OTHER TIERS: 0.35% → $1k - $10k | 0.45% → $10k - $25k | 0.65% → $25k - $50k | 1.01% → $50k - $250k

Central Communications Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Dividend Bearing Checking Account

Central Communications Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.28%$500-2 Year Share Certificate
3.28%$500-3 Year Share Certificate
3.03%$500-1 Year Share Certificate
3.03%$500-30 Month Share Certificate
3.03%$500-5 Year Share Certificate
2.02%$500-6 Month Share Certificate
1.76%$10k-90 Day Share Certificate

Central Communications Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.28%$500-2 Year IRA Share Certificate
3.28%$500-3 Year IRA Share Certificate
3.03%$500-1 Year IRA Share Certificate
3.03%$500-30 Month IRA Share Certificate
3.03%$500-5 Year IRA Share Certificate
2.02%$500-6 Month IRA Share Certificate
1.76%$10k-90 Day IRA Share Certificate
0.50%*$10k*-IRA Share Account
OTHER TIERS: 0.20% → $100 - $10k
Locations


Central Communications Credit Union Locations
Branch Office5090 N Oak TrfyKansas CIty, MO 64118
Branch Office17811 E US Highway 40Independence, MO 64055

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