Overview / Commentary
Central Illinois Credit Union is headquartered in champaign and is the 90th largest credit union in the state of Illinois. It is also the 2,947th largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 7 employees and 3,515 members at 2 locations. Central Illinois Credit Union has a B health rating.
Field of Membership Restrictions
Central Illinois Credit Union is open to anyone that lives or works in Champaign, Coles, Cumberland, DeWitt, Douglas, Ford, Moultrie, or Platt counties as well as current and retired employees of select credit union-affiliated businesses and organizations in Illinois and Indiana, credit union employees, and family members.
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Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Illinois Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 65186 |
| Year Chartered | 1948 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 6.95% |
| Annual Interest Income | $309K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $28.3MM$26.1MM |
| Loans | Q1 2025vs Q1 2024 | $11.5MM$11.3MM |
| Deposits | Q1 2025vs Q1 2024 | $24.9MM$22.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.2MM$3.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $134K$135K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $542K$460K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |