Central Illinois Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.20%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Regular Shares 1.00% - Ally Bank Online Savings Account
0.05%	Checking	Share Draft Plus 0.13% - National Average

View all Central Illinois Credit Union rates »

Overview / Commentary

www.cicu.com

877-356-9721

2106 W John St
Champaign, IL 61821

Central Illinois Credit Union is headquartered in champaign and is the 123^rd largest credit union in the state of Illinois. It is also the 3,626^th largest credit union in the nation. It was established in 1948 and as of June of 2016, it had grown to 3 employees and 3,682 members at 1 location. Central Illinois Credit Union has a B health rating.

Field of Membership Restrictions

Central Illinois CU is open to anyone that lives or works in these Illinois Counties; Champaign, Coles, Cumberland, DeWitt, Douglas, Ford, Moultrie, and Platt as well as the current and retired employees of select CU-affiliated businesses and organizations in Illinois and Indiana, CU employees, family members of current CU members, and surviving spouses of deceased CU members. Membership eligibility also extends to include the member affiliated organizations of current CU members.
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Health

B

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Illinois Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	65186
Year Chartered	1948
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.08%
Return on Equity - YTD	0.94%
Annual Interest Income	$192.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$17.3MM$16.3MM
Loans	Q2 2016vs Q2 2015	$7.9MM$7.2MM
Deposits	Q2 2016vs Q2 2015	$15.8MM$14.8MM
Equity Capital	Q2 2016vs Q2 2015	$1.5MM$1.5MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$37.00K$56.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$27.00K$56.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Checking
CD
IRA

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Central Illinois Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Regular Shares

Central Illinois Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$25	-	Share Draft Plus

Central Illinois Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$1k	-	12 Month CD
0.15%	$500	-	6 Month CD

Central Illinois Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$1k	-	12 Month IRA
0.15%	$500	-	6 Month IRA

Locations

Central Illinois Credit Union Locations
Branch Office	2106 w john st	champaign, IL 61821