Central Illinois Credit Union

Overview / Commentary
2106 W John St
Champaign, IL 61821

Central Illinois Credit Union is headquartered in champaign and is the 117th largest credit union in the state of Illinois. It is also the 3,416th largest credit union in the nation. It was established in 1948 and as of December of 2019, it had grown to 6 employees and 3,328 members at 1 location. Central Illinois Credit Union has a B health rating.

Field of Membership Restrictions

Central Illinois CU is open to anyone that lives or works in these Illinois Counties; Champaign, Coles, Cumberland, DeWitt, Douglas, Ford, Moultrie, and Platt as well as the current and retired employees of select CU-affiliated businesses and organizations in Illinois and Indiana, CU employees, family members of current CU members, and surviving spouses of deceased CU members. Membership eligibility also extends to include the member affiliated organizations of current CU members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Illinois Credit Union has a low asset base.

Health Grade Components

NCUA #65186
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.91%
Annual Interest Income$604.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$18.3MM$18.0MM
LoansQ4 2019vs Q4 2018$7.0MM$7.2MM
DepositsQ4 2019vs Q4 2018$16.4MM$16.2MM
Equity CapitalQ4 2019vs Q4 2018$1.9MM$1.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$47.00K$19.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$82.00K$0
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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Central Illinois Credit Union Savings Account Rates

0.07%$5-Regular Shares

Central Illinois Credit Union Checking Account Rates

0.07%$25-Share Draft Plus

Central Illinois Credit Union CD Rates

0.27%$500-6 Month CD
0.27%$1k-12 Month CD

Central Illinois Credit Union Locations
Branch Office2106 w john stchampaign, IL 61821

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