Featured Savings Rates
Featured Accounts

Central Jersey Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD60 Month Share Certificate
0.20%1-year CD12 Month Share Certificate
0.05%SavingsRegular Savings

Overview / Commentary
732-634-0600
380 Berry St
Woodbridge, NJ 07095

Central Jersey Federal Credit Union is headquartered in WOODBRIDGE and is the 35th largest credit union in the state of New Jersey. It is also the 1,841st largest credit union in the nation. It was established in 1936 and as of March of 2017, it had grown to 17 employees and 7,991 members at 1 location. Central Jersey Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to teachers in Middlesex County, New Jersey and employees of businesses in the select employer group.
See current membership details

Reviews (1)

Credit union

Posted by: Jed | Jun 8, 2015

I have had an account with this credit union since 2011 and it has been a great experience. They are reliable and are fairly close to where i live. They also are quick to communicate with me if i have any issues with my banking. Also they have great rates for loans and treat you like you are family.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Jersey Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #1108
Year Chartered1936
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD9.1%
Annual Interest Income$576.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$79.0MM$75.1MM
LoansQ1 2017vs Q1 2016$35.5MM$37.4MM
DepositsQ1 2017vs Q1 2016$74.0MM$70.4MM
Equity CapitalQ1 2017vs Q1 2016$4.6MM$4.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$391.00K$359.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$795.00K$1.1MM
Real Estate OwnedQ1 2017vs Q1 2016$133.00K$31.00K
Rates
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Central Jersey Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-IRA Savings
0.10%$100-Holiday Club
0.10%$100-Vacation Club
0.05%$100-Regular Savings

Central Jersey Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Money Market Account

Central Jersey Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Share Certificate
0.60%$500-48 Month Share Certificate
0.40%$500-36 Month Share Certificate
0.30%$500-24 Month Share Certificate
0.20%$500-12 Month Share Certificate

Central Jersey Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month IRA Certificate
0.60%$500-48 Month IRA Certificate
0.40%$500-36 Month IRA Certificate
0.30%$500-24 Month IRA Certificate
0.20%$500-12 Month IRA Certificate
Locations


Central Jersey Federal Credit Union Locations
Branch Office380 BERRY STWOODBRIDGE, NJ 07095