Central Keystone Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B+
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CURRENT TOP RATE
1.86% APY
120 Month CD
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Overview / Commentary
Central Keystone Federal Credit Union is headquartered in Sunbury and is the 127th largest credit union in the state of Pennsylvania. It is also the 2,451st largest credit union in the nation. It was established in 1954 and as of September of 2020, it had grown to 5 employees and 3,074 members at 1 location. Central Keystone Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Must be an employee of the U.S. Postal Service or other select organizations. Members of their immediate family are also eligible for membership.
See current membership details
Health
B+
Data as of Q3 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Keystone Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9213 |
| Year Chartered | 1954 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 4.72% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $49.2MM$45.2MM |
| Loans | Q3 2020vs Q3 2019 | $25.6MM$26.2MM |
| Deposits | Q3 2020vs Q3 2019 | $40.2MM$36.8MM |
| Equity Capital | Q3 2020vs Q3 2019 | $8.8MM$8.4MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $60.00K$53.00K |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $110.00K$400.00K |
| Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |