Central Keystone Federal Credit Union
Overview / Commentary
Central Keystone Federal Credit Union is headquartered in Sunbury and is the 112th largest credit union in the state of Pennsylvania. It is also the 2,261st largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 4 employees and 2,881 members at 1 location. Central Keystone Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Central Keystone Federal Credit Union is open to employees/members of more than 30 businesses/organizations, including the U.S. Postal Service and the Social Security Administration. Immediate family of those eligible to join are also eligible for membership.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Keystone Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9213 |
| Year Chartered | 1954 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 5.88% |
| Annual Interest Income | $688K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $61.5MM$54.3MM |
| Loans | Q1 2025vs Q1 2024 | $25.4MM$26MM |
| Deposits | Q1 2025vs Q1 2024 | $50MM$43.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $11MM$10.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $162K$151K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $219K$112K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |