2. Central Maine Federal Credit Union

Central Maine Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
3.29%5-year CD
3.10% - Goldman Sachs Bank USA High-yield 5 Year CDAdvertisement
2.12%1-year CD
2.75% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
3.04%4-year CD
1.99% - National Average
View all Central Maine Federal Credit Union rates »

Overview / Commentary
www.centralmainecu.com
207-783-1475
1000 Lisbon St
Lewiston, ME 04240-5721

Central Maine Federal Credit Union is headquartered in Lewiston and is the 30th largest credit union in the state of Maine. It is also the 1,631st largest credit union in the nation. It was established in 1950 and as of December of 2018, it had grown to 14 employees and 6,931 members at 2 locations. Central Maine Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Androscoggin County.
See current membership details

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Health
A

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Maine Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #6936
Year Chartered1950
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD4.5%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$97.9MM$92.8MM
LoansQ4 2018vs Q4 2017$47.5MM$47.9MM
DepositsQ4 2018vs Q4 2017$85.3MM$80.9MM
Equity CapitalQ4 2018vs Q4 2017$12.1MM$11.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$185.00K$160.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$336.00K$295.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Maine Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-Health Savings Checking
OTHER TIERS: 0.05% → $100 - $1k | 0.10% → $1k - $10k

Central Maine Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-e-Checking
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k
0.10%*$50k*-Cash Management Checking
OTHER TIERS: 0.02% → $500 - $5k | 0.05% → $5k - $50k
0.05%*$10k*-Advantage Plus Checking
OTHER TIERS: 0.02% → $1k - $10k
0.02%$500-Value Plus Checking

Central Maine Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.29%$1k-60 Month Fixed Rate Share Certificate
3.04%$1k-48 Month Fixed Rate Share Certificate
2.93%$1k-36 Month Fixed Rate Share Certificate
2.63%$1k-24 Month Fixed Rate Share Certificate
2.27%$1k-18 Month Fixed Rate Share Certificate
2.22%--12 Month The Wedding Registry Share Certificate
2.12%$1k-12 Month Fixed Rate Share Certificate
1.66%$1k-6 Month Fixed Rate Share Certificate

Central Maine Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.29%$1k-60 Month Wealth Builder IRA
3.04%$1k-48 Month Wealth Builder IRA
2.93%$1k-60 Month Fixed Rate IRA
2.93%$1k-36 Month Wealth Builder IRA
2.93%$500-60 Month Fixed Rate CESA
2.68%$1k-48 Month Fixed Rate IRA
2.68%$500-48 Month Fixed Rate CESA
2.63%$1k-24 Month Wealth Builder IRA
2.52%$1k-36 Month Fixed Rate IRA
2.52%$500-24 Month Variable Rate IRA
2.52%$500-36 Month Fixed Rate CESA
2.27%$1k-24 Month Fixed Rate IRA
2.27%$1k-12 Month Wealth Builder IRA
2.27%$500-24 Month Fixed Rate CESA
2.22%$25-18 Month Variable Rate IRA
2.01%$500-12 Month Variable Rate IRA
1.76%$1k-12 Month Fixed Rate IRA
1.76%$500-12 Month Fixed Rate CESA
Locations


Central Maine Federal Credit Union Locations
Branch Office1000 Lisbon StLewiston, ME 04240-5721
Branch Office836 Center StAuburn, ME 04210-6405

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