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Central Maine Federal Credit Union


Overview / Commentary
www.centralmainecu.com
207-783-1475
1000 Lisbon St
Lewiston, ME 04240

Central Maine Federal Credit Union is headquartered in Lewiston and is the 29th largest credit union in the state of Maine. It is also the 1,603rd largest credit union in the nation. It was established in 1950 and as of December of 2019, it had grown to 16 employees and 6,774 members at 2 locations. Central Maine Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Androscoggin County.
See current membership details

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Health
A+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #6936
Year Chartered1950
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD5.21%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$104.6MM$97.9MM
LoansQ4 2019vs Q4 2018$47.2MM$47.5MM
DepositsQ4 2019vs Q4 2018$91.4MM$85.3MM
Equity CapitalQ4 2019vs Q4 2018$12.8MM$12.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$205.00K$185.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$428.00K$336.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Central Maine Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Maine Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Health Savings Checking
OTHER TIERS: 0.05% → $100 - $1k | 0.10% → $1k - $10k

Central Maine Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-e-Checking
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k
0.10%*$50k*-Cash Management Checking
OTHER TIERS: 0.02% → $500 - $5k | 0.05% → $5k - $50k
0.05%*$10k*-Advantage Plus Checking
OTHER TIERS: 0.02% → $1k - $10k
0.02%$500-Value Plus Checking

Central Maine Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-60 Month Fixed Rate Share Certificate
1.05%$1k-48 Month Fixed Rate Share Certificate
1.00%$1k-36 Month Fixed Rate Share Certificate
0.90%$1k-24 Month Fixed Rate Share Certificate
0.90%--12 Month The Wedding Registry Share Certificate
0.85%$1k-18 Month Fixed Rate Share Certificate
0.70%$1k-12 Month Fixed Rate Share Certificate
0.50%$1k-6 Month Fixed Rate Share Certificate

Central Maine Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-60 Month Wealth Builder IRA
1.05%$1k-60 Month Fixed Rate IRA
1.05%$1k-48 Month Wealth Builder IRA
1.00%$1k-36 Month Wealth Builder IRA
1.00%$500-24 Month Variable Rate IRA
0.95%$25-18 Month Variable Rate IRA
0.90%$1k-48 Month Fixed Rate IRA
0.85%$1k-36 Month Fixed Rate IRA
0.85%$1k-24 Month Wealth Builder IRA
0.85%$500-12 Month Variable Rate IRA
0.75%$1k-12 Month Wealth Builder IRA
0.70%$1k-24 Month Fixed Rate IRA
0.60%$1k-12 Month Fixed Rate IRA
Locations


Central Maine Federal Credit Union Locations
Branch Office1000 Lisbon StLewiston, ME 04240-5721
Branch Office836 Center StAuburn, ME 04210-6405

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