Featured Savings Rates
Featured Accounts

Central Maine Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.01%5-year CD60 Month Fixed Rate Share Certificate
0.65%1-year CD12 Month Fixed Rate Share Certificate
1.76%4-year CD48 Month Fixed Rate Share Certificate

Overview / Commentary
207-783-1475
1000 Lisbon St
Lewiston, ME 04240-5721

Central Maine Federal Credit Union is headquartered in Lewiston and is the 30th largest credit union in the state of Maine. It is also the 1,681st largest credit union in the nation. It was established in 1950 and as of September of 2016, it had grown to 19 employees and 7,245 members at 2 locations. Central Maine Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Androscoggin County.
See current membership details

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Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Maine Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #6936
Year Chartered1950
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.11%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$90.1MM$87.5MM
LoansQ3 2016vs Q3 2015$40.7MM$33.5MM
DepositsQ3 2016vs Q3 2015$78.7MM$76.4MM
Equity CapitalQ3 2016vs Q3 2015$11.0MM$10.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$117.00K$115.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$167.00K$150.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Maine Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Health Savings Checking Account
OTHER TIERS: 0.05% $100 - $1k | 0.10% $1k - $10k

Central Maine Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-e-Checking Account
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k
0.10%*$50k*-Cash Management Checking Account
OTHER TIERS: 0.02% $500 - $5k | 0.05% $5k - $50k
0.05%*$10k*-Advantage Plus Checking Account
OTHER TIERS: 0.02% $1k - $10k
0.02%$500-Value Plus Checking Account

Central Maine Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$1k-60 Month Fixed Rate Share Certificate
1.76%$1k-48 Month Fixed Rate Share Certificate
1.35%$1k-36 Month Fixed Rate Share Certificate
1.00%$1k-24 Month Fixed Rate Share Certificate
0.75%--12 Month The Wedding Registry Share Certificate
0.70%$1k-18 Month Fixed Rate Share Certificate
0.65%$1k-12 Month Fixed Rate Share Certificate
0.40%$1k-6 Month Fixed Rate Share Certificate

Central Maine Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-60 Month Wealth Builder IRA
1.40%$1k-60 Month Fixed Rate IRA
1.40%$1k-48 Month Wealth Builder IRA
1.20%$1k-36 Month Wealth Builder IRA
1.10%$1k-48 Month Fixed Rate IRA
0.95%$500-24 Month Variable Rate IRA
0.85%$25-18 Month Variable Rate IRA
0.80%$1k-36 Month Fixed Rate IRA
0.80%$1k-24 Month Wealth Builder IRA
0.60%$1k-24 Month Fixed Rate IRA
0.60%$1k-12 Month Wealth Builder IRA
0.60%$500-12 Month Variable Rate IRA
0.40%$1k-12 Month Fixed Rate IRA
Locations


Central Maine Federal Credit Union Locations
Branch Office1000 Lisbon StLewiston, ME 04240-5721
Branch Office836 Center StAuburn, ME 04210-6405