Central Maine Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.29%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.86%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD
2.93%	4-year CD	2.75% - Barclays 48 Month Online CD

View all Central Maine Federal Credit Union rates »

Overview / Commentary

www.centralmainecu.com

207-783-1475

1000 Lisbon St
Lewiston, ME 04240-5721

Central Maine Federal Credit Union is headquartered in Lewiston and is the 30^th largest credit union in the state of Maine. It is also the 1,642^nd largest credit union in the nation. It was established in 1950 and as of June of 2018, it had grown to 16 employees and 7,048 members at 2 locations. Central Maine Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Androscoggin County.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Maine Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	6936
Year Chartered	1950
Employees	16
Primary Regulator

Profit Margin
Return on Assets - YTD	0.49%
Return on Equity - YTD	4.02%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$97.4MM$93.3MM
Loans	Q2 2018vs Q2 2017	$47.6MM$46.5MM
Deposits	Q2 2018vs Q2 2017	$85.3MM$81.6MM
Equity Capital	Q2 2018vs Q2 2017	$11.7MM$11.2MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$171.00K$138.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$233.00K$155.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Central Maine Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Maine Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$10k^*	-	Health Savings Checking
OTHER TIERS: 0.05% → $100 - $1k \| 0.10% → $1k - $10k

Central Maine Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$100k^*	-	e-Checking
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $25k \| 0.25% → $25k - $50k \| 0.30% → $50k - $100k
0.10%^*	$50k^*	-	Cash Management Checking
OTHER TIERS: 0.02% → $500 - $5k \| 0.05% → $5k - $50k
0.05%^*	$10k^*	-	Advantage Plus Checking
OTHER TIERS: 0.02% → $1k - $10k
0.02%	$500	-	Value Plus Checking

Central Maine Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.29%	$1k	-	60 Month Fixed Rate Share Certificate
2.93%	$1k	-	48 Month Fixed Rate Share Certificate
2.78%	$1k	-	36 Month Fixed Rate Share Certificate
2.42%	$1k	-	24 Month Fixed Rate Share Certificate
2.01%	$1k	-	18 Month Fixed Rate Share Certificate
1.96%	-	-	12 Month The Wedding Registry Share Certificate
1.86%	$1k	-	12 Month Fixed Rate Share Certificate
1.35%	$1k	-	6 Month Fixed Rate Share Certificate

Central Maine Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.29%	$1k	-	60 Month Wealth Builder IRA
3.04%	$1k	-	48 Month Wealth Builder IRA
2.78%	$1k	-	36 Month Wealth Builder IRA
2.63%	$1k	-	60 Month Fixed Rate IRA
2.63%	$500	-	60 Month Fixed Rate CESA
2.52%	$1k	-	24 Month Wealth Builder IRA
2.47%	$500	-	24 Month Variable Rate IRA
2.37%	$1k	-	48 Month Fixed Rate IRA
2.37%	$500	-	48 Month Fixed Rate CESA
2.22%	$1k	-	36 Month Fixed Rate IRA
2.22%	$500	-	36 Month Fixed Rate CESA
2.12%	$25	-	18 Month Variable Rate IRA
1.91%	$1k	-	12 Month Wealth Builder IRA
1.91%	$500	-	12 Month Variable Rate IRA
1.86%	$1k	-	24 Month Fixed Rate IRA
1.86%	$500	-	24 Month Fixed Rate CESA
1.51%	$1k	-	12 Month Fixed Rate IRA
1.51%	$500	-	12 Month Fixed Rate CESA

Locations

Central Maine Federal Credit Union Locations
Branch Office	1000 Lisbon St	Lewiston, ME 04240-5721
Branch Office	836 Center St	Auburn, ME 04210-6405

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.