Central One Federal Credit Union is headquartered in Shrewsbury and is the 23rd largest credit union in the state of Massachusetts. It is also the 539th largest credit union in the nation. It was established in 1952 and as of December of 2020, it had grown to 105 employees and 35,113 members at 8 locations. Central One Federal Credit Union has an A health rating.
Membership in Central One Federal Credit Union is open to those who live, work, attend school or worship in Auburn, Berlin, Bolton, Boylston, Clinton, Grafton, Harvard, Holden, Hopkinton, Lancaster, Leicester, Marlboro, Milford, Millbury, Northborough, Paxton, Princeton, Rutland, Shrewsbury, Southborough, Sterling, Upton, Westborough, W.Boylston or Worcester, Massachusetts.
See current membership details
Overall | |
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NCUA # | 8218 |
Year Chartered | 1952 |
Employees | 105 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.58% |
Return on Equity - YTD | 6.89% |
Annual Interest Income | $21.5MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $652.2MM$555.9MM |
Loans | Q4 2020vs Q4 2019 | $526.4MM$490.5MM |
Deposits | Q4 2020vs Q4 2019 | $573.1MM$462.9MM |
Equity Capital | Q4 2020vs Q4 2019 | $54.0MM$49.2MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.5MM$1.3MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.2MM$1.6MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $176.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Central One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $100k* | - | Premium Money Market | ||
OTHER TIERS: 0.10% → Up to $10k | 0.20% → $10k - $50k | 0.30% → $50k - $100k | |||||
0.10% | - | - | Maxi Fund Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Regular Checking | |
0.05% | - | - | Business Solutions Plus Interest Checking Account |
Central One Federal Credit Union Locations | ||
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Branch Office | 30 Julio Dr | Shrewsbury, MA 01545 |
Branch Office | 714 Main St | Shrewsbury, MA 01545 |
Branch Office | 148 Main St | Northborough, MA 01532 |
Branch Office | 64 Holden St | Shrewsbury, MA 01545 |
Branch Office | 40 Sylvan Rd | Waltham, MA 02451 |
Branch Office | 63 Southbridge St | Auburn, MA 01501 |
Branch Office | 40 South St | Westborough, MA 01581 |
Branch Office | 90 W Main St | Westborough, MA 01581-2535 |