Central One Federal Credit Union is headquartered in Shrewsbury and is the 24th largest credit union in the state of Massachusetts. It is also the 555th largest credit union in the nation. It was established in 1952 and as of March of 2019, it had grown to 103 employees and 34,096 members at 9 locations. Central One Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Central One Federal Credit Union is open to those who live, work, attend school or worship in Auburn, Berlin, Bolton, Boylston, Clinton, Grafton, Harvard, Holden, Hopkinton, Lancaster, Leicester, Marlboro, Milford, Millbury, Northborough, Paxton, Princeton, Rutland, Shrewsbury, Southborough, Sterling, Upton, Westborough, W.Boylston or Worcester, Massachusetts.
See current membership details
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Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8218 |
| Year Chartered | 1952 |
| Employees | 103 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 8.41% |
| Annual Interest Income | $5.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $515.8MM$484.3MM |
| Loans | Q1 2019vs Q1 2018 | $451.9MM$427.1MM |
| Deposits | Q1 2019vs Q1 2018 | $430.3MM$420.8MM |
| Equity Capital | Q1 2019vs Q1 2018 | $46.2MM$44.2MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $1.2MM$1.2MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $1.8MM$1.4MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Central One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Central One Federal Credit Union Savings Account Rates
Central One Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | $100k* | - | Premium Money Market | ||
| OTHER TIERS: 0.20% → Up to $10k | 0.50% → $10k - $50k | 1.00% → $50k - $100k | |||||
| 0.25% | - | - | Maxi Fund Money Market Account | ||
Central One Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Checking Account (Share Draft) | |
| 0.05% | - | - | Business Solutions Plus Interest Checking Account |
Central One Federal Credit Union CD Rates
Central One Federal Credit Union IRA Rates
| Central One Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 30 Julio Dr | Shrewsbury, MA 01545 |
| Branch Office | 714 Main St | Shrewsbury, MA 01545 |
| Branch Office | 148 Main St | Northborough, MA 01532 |
| Branch Office | 64 Holden St | Shrewsbury, MA 01545 |
| Branch Office | 40 Sylvan Rd | Waltham, MA 02451 |
| Branch Office | 63 Southbridge St | Auburn, MA 01501 |
| Branch Office | 55 Bearfoot Rd | Northborough, MA 01532 |
| Branch Office | 40 South St | Westborough, MA 01581 |
| Branch Office | 90 W Main St | Westborough, MA 01581-2535 |