Central One Federal Credit Union


Overview / Commentary
508-842-7400
714 Main St
Shrewsbury, MA 01545

Central One Federal Credit Union is headquartered in Shrewsbury and is the 23rd largest credit union in the state of Massachusetts. It is also the 550th largest credit union in the nation. It was established in 1952 and as of June of 2020, it had grown to 110 employees and 35,256 members at 8 locations. Central One Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Central One Federal Credit Union is open to those who live, work, attend school or worship in Auburn, Berlin, Bolton, Boylston, Clinton, Grafton, Harvard, Holden, Hopkinton, Lancaster, Leicester, Marlboro, Milford, Millbury, Northborough, Paxton, Princeton, Rutland, Shrewsbury, Southborough, Sterling, Upton, Westborough, W.Boylston or Worcester, Massachusetts.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
NCUA #8218
Year Chartered1952
Employees110
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD8.35%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$606.6MM$526.5MM
LoansQ2 2020vs Q2 2019$514.1MM$459.0MM
DepositsQ2 2020vs Q2 2019$526.4MM$443.6MM
Equity CapitalQ2 2020vs Q2 2019$52.5MM$47.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.5MM$1.2MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.2MM$1.8MM
Real Estate OwnedQ2 2020vs Q2 2019$176.00K$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Central One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central One Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$100-Future Focus Home Savings
0.10%--Savings Account (Regular Share)
0.10%--Oakie Super Savers Club Savings Account
0.10%--IRA Savings
0.10%--Coverdell Education Savings Account
0.10%--Holiday Club Savings Account
0.10%--Vacation Club Savings Account

Central One Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Premium Money Market
OTHER TIERS: 0.10% Up to $10k | 0.30% $10k - $50k | 0.50% $50k - $100k
0.15%--Maxi Fund Money Market Account

Central One Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Checking
0.05%--Business Solutions Plus Interest Checking Account

Central One Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$10k-5 Year Premium Certificate
1.00%$10k-3 Year Premium Certificate
0.95%$1k-5 Year Certificate
0.90%$100-2 Year Future Investor Premium Certificate
0.90%$10k-18 Month Premium Certificate
0.90%$10k-2 Year Premium Certificate
0.90%$10k-30 Month Premium Certificate
0.85%$1k-3 Year Certificate
0.85%$100-1 Year Future Investor Premium Certificate
0.85%$10k-1 Year Premium Certificate
0.75%$1k-2 Year Certificate
0.75%$1k-18 Month Certificate
0.75%$1k-30 Month Certificate
0.70%$1k-1 Year Certificate
0.55%$10k-6 Month Premium Certificate
0.40%$1k-6 Month Certificate

Central One Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$10k-5 Year Premium IRA
1.00%$10k-3 Year Premium IRA
0.95%$1k-5 Year IRA
0.90%$10k-18 Month Premium IRA
0.90%$10k-2 Year Premium IRA
0.90%$10k-30 Month Premium IRA
0.85%$1k-3 Year IRA
0.85%$10k-1 Year Premium IRA
0.75%$1k-2 Year IRA
0.75%$1k-18 Month IRA
0.75%$1k-30 Month IRA
0.70%$1k-1 Year IRA
0.55%$10k-6 Month Premium IRA
0.40%$1k-6 Month IRA
Locations


Central One Federal Credit Union Locations
Branch Office30 Julio DrShrewsbury, MA 01545
Branch Office714 Main StShrewsbury, MA 01545
Branch Office148 Main StNorthborough, MA 01532
Branch Office64 Holden StShrewsbury, MA 01545
Branch Office40 Sylvan RdWaltham, MA 02451
Branch Office63 Southbridge StAuburn, MA 01501
Branch Office40 South StWestborough, MA 01581
Branch Office90 W Main StWestborough, MA 01581-2535

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.