Central One Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.05% | 5-year CD | 2.25% - National Average |
| 2.10% | 1-year CD | |
| 0.10% | Savings |
Central One Federal Credit Union is headquartered in Shrewsbury and is the 25th largest credit union in the state of Massachusetts. It is also the 551st largest credit union in the nation. It was established in 1952 and as of September of 2018, it had grown to 96 employees and 34,347 members at 10 locations. Central One Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Central One Federal Credit Union is open to those who live, work, attend school or worship in Auburn, Berlin, Bolton, Boylston, Clinton, Grafton, Harvard, Holden, Hopkinton, Lancaster, Leicester, Marlboro, Milford, Millbury, Northborough, Paxton, Princeton, Rutland, Shrewsbury, Southborough, Sterling, Upton, Westborough, W.Boylston or Worcester, Massachusetts.
See current membership details
Related Posts
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8218 |
| Year Chartered | 1952 |
| Employees | 96 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 8.6% |
| Annual Interest Income | $13.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $501.6MM$478.2MM |
| Loans | Q3 2018vs Q3 2017 | $441.1MM$412.5MM |
| Deposits | Q3 2018vs Q3 2017 | $421.3MM$400.3MM |
| Equity Capital | Q3 2018vs Q3 2017 | $46.6MM$43.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $1.3MM$1.3MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $4.7MM$3.5MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Central One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Central One Federal Credit Union Savings Account Rates
Central One Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Maxi Fund Money Market Account |
Central One Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Checking Account (Share Draft) | |
| 0.05% | - | - | Business Solutions Plus Interest Checking Account |
Central One Federal Credit Union CD Rates
Central One Federal Credit Union IRA Rates
| Auburn Branches | ||
|---|---|---|
| Branch Office | 63 Southbridge St | Auburn, MA 01501 |
| Northborough Branches | ||
|---|---|---|
| Branch Office | 148 Main St | Northborough, MA 01532 |
| Branch Office | 55 Bearfoot Rd | Northborough, MA 01532 |
| Shrewsbury Branches | ||
|---|---|---|
| Branch Office | 30 Julio Dr | Shrewsbury, MA 01545 |
| Branch Office | 714 Main St | Shrewsbury, MA 01545 |
| Branch Office | 64 Holden St | Shrewsbury, MA 01545 |
| Waltham Branches | ||
|---|---|---|
| Branch Office | 40 Sylvan Rd | Waltham, MA 02451 |
| Westborough Branches | ||
|---|---|---|
| Branch Office | 25 Research Dr | Westborough, MA 01581 |
| Branch Office | 40 South St | Westborough, MA 01581 |
| Branch Office | 90 W Main St | Westborough, MA 01581-2535 |