Overview / Commentary
508-842-7400
714 Main St
Shrewsbury, MA 01545

Central One Federal Credit Union is headquartered in Shrewsbury and is the 23rd largest credit union in the state of Massachusetts. It is also the 541st largest credit union in the nation. It was established in 1952 and as of December of 2018, it had grown to 99 employees and 33,779 members at 9 locations. Central One Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Central One Federal Credit Union is open to those who live, work, attend school or worship in Auburn, Berlin, Bolton, Boylston, Clinton, Grafton, Harvard, Holden, Hopkinton, Lancaster, Leicester, Marlboro, Milford, Millbury, Northborough, Paxton, Princeton, Rutland, Shrewsbury, Southborough, Sterling, Upton, Westborough, W.Boylston or Worcester, Massachusetts.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Health Grade Components

Overall
NCUA #8218
Year Chartered1952
Employees99
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.82%
Annual Interest Income$17.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$514.2MM$480.1MM
LoansQ4 2018vs Q4 2017$453.9MM$423.5MM
DepositsQ4 2018vs Q4 2017$420.6MM$395.9MM
Equity CapitalQ4 2018vs Q4 2017$47.3MM$43.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$4.1MM$4.4MM
Real Estate OwnedQ4 2018vs Q4 2017$245.00K$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Central One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central One Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$100-Future Focus Home Savings
0.10%--Savings Account (Regular Share)
0.10%--Oakie Super Savers Club Savings Account
0.10%--IRA Savings
0.10%--Coverdell Education Savings Account
0.10%--Holiday Club Savings Account
0.10%--Vacation Club Savings Account

Central One Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$100k*-Premium Money Market
OTHER TIERS: 0.20% Up to $10k | 0.50% $10k - $50k | 1.00% $50k - $100k
0.25%--Maxi Fund Money Market Account

Central One Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking Account (Share Draft)
0.05%--Business Solutions Plus Interest Checking Account

Central One Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%$10k-5 Year Central Advantage Premium Certificate
3.00%$10k-3 Year Central Advantage Premium Certificate
2.85%$1k-5 Year Certificate
2.85%$10k-30 Month Central Advantage Premium Certificate
2.80%$100-2 Year Future Investor Premium Certificate
2.80%$10k-2 Year Central Advantage Premium Certificate
2.75%$1k-3 Year Certificate
2.75%$10k-18 Month Central Advantage Premium Certificate
2.60%$1k-30 Month Certificate
2.55%$1k-2 Year Certificate
2.50%$1k-18 Month Certificate
2.35%$100-1 Year Future Investor Premium Certificate
2.35%$10k-1 Year Central Advantage Premium Certificate
2.10%$1k-1 Year Certificate
2.05%$10k-6 Month Central Advantage Premium Certificate
1.80%$1k-6 Month Certificate

Central One Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%$10k-5 Year Central Advantage Premium IRA
3.00%$10k-3 Year Central Advantage Premium IRA
2.85%$1k-5 Year IRA
2.85%$10k-30 Month Central Advantage Premium IRA
2.80%$10k-2 Year Central Advantage Premium IRA
2.75%$1k-3 Year IRA
2.75%$10k-18 Month Central Advantage Premium IRA
2.60%$1k-30 Month IRA
2.55%$1k-2 Year IRA
2.50%$1k-18 Month IRA
2.35%$10k-1 Year Central Advantage Premium IRA
2.10%$1k-1 Year IRA
2.05%$10k-6 Month Central Advantage Premium IRA
1.80%$1k-6 Month IRA
Locations


Central One Federal Credit Union Locations
Branch Office30 Julio DrShrewsbury, MA 01545
Branch Office714 Main StShrewsbury, MA 01545
Branch Office148 Main StNorthborough, MA 01532
Branch Office64 Holden StShrewsbury, MA 01545
Branch Office40 Sylvan RdWaltham, MA 02451
Branch Office63 Southbridge StAuburn, MA 01501
Branch Office55 Bearfoot RdNorthborough, MA 01532
Branch Office40 South StWestborough, MA 01581
Branch Office90 W Main StWestborough, MA 01581-2535

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.