Central One Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.10% | 5-year CD | 5 Year Certificate 2.25% - Bank of Internet USA 60 Month CD |
| 0.90% | 1-year CD | 1 Year Certificate |
| 0.10% | Savings | Regular Share Account |
Central One Federal Credit Union is headquartered in Shrewsbury and is the 27th largest credit union in the state of Massachusetts. It is also the 575th largest credit union in the nation. It was established in 1952 and as of June of 2017, it had grown to 92 employees and 32,694 members at 10 locations. Central One Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Central One Federal Credit Union is open to those who live, work, attend school or worship in Auburn, Berlin, Bolton, Boylston, Clinton, Grafton, Harvard, Holden, Hopkinton, Lancaster, Leicester, Marlboro, Milford, Millbury, Northborough, Paxton, Princeton, Rutland, Shrewsbury, Southborough, Sterling, Upton, Westborough, W.Boylston or Worcester, Massachusetts.
See current membership details
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8218 |
| Year Chartered | 1952 |
| Employees | 92 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 5.85% |
| Annual Interest Income | $7.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $463.4MM$432.3MM |
| Loans | Q2 2017vs Q2 2016 | $404.3MM$372.9MM |
| Deposits | Q2 2017vs Q2 2016 | $393.8MM$365.5MM |
| Equity Capital | Q2 2017vs Q2 2016 | $42.2MM$40.2MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $1.2MM$1.2MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $3.7MM$3.7MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$201.00K |
Always verify rates and promotions with the bank or credit union. We are not Central One Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Central One Federal Credit Union Savings Account Rates
Central One Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Maxi Fund Account |
Central One Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Share Draft Checking Account | |
| 0.05% | - | - | Business Solutions Plus Interest Checking Account |
Central One Federal Credit Union CD Rates
Central One Federal Credit Union IRA Rates
| Auburn Branches | ||
|---|---|---|
| Branch Office | 63 Southbridge St | Auburn, MA 01501 |
| Northborough Branches | ||
|---|---|---|
| Branch Office | 148 Main St | Northborough, MA 01532 |
| Branch Office | 55 Bearfoot Rd | Northborough, MA 01532 |
| Shrewsbury Branches | ||
|---|---|---|
| Branch Office | 30 Julio Dr | Shrewsbury, MA 01545 |
| Branch Office | 714 Main St | Shrewsbury, MA 01545 |
| Branch Office | 64 Holden St | Shrewsbury, MA 01545 |
| Waltham Branches | ||
|---|---|---|
| Branch Office | 40 Sylvan Rd | Waltham, MA 02451 |
| Westborough Branches | ||
|---|---|---|
| Branch Office | 25 Research Dr | Westborough, MA 01581 |
| Branch Office | 40 South St | Westborough, MA 01581 |
| Branch Office | 90 W Main St | Westborough, MA 01581-2535 |