Central Soya Federal Credit Union
Overview / Commentary
Central Soya Federal Credit Union is headquartered in Decatur and is the 90th largest credit union in the state of Indiana. It is also the 2,903rd largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 5 employees and 1,742 members at 1 location. Central Soya Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of Bunge North America and the McMillen Mills who work in or have headquarters in Fort Wayne or Decatur, Indiana, City of Decatur (Indiana), Yoder Farms, Inc, Bellmont Braves Football Booster Club, and members of Fairway Lakes Villa Association.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Central Soya Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4152 |
| Year Chartered | 1940 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.56% |
| Return on Equity - YTD | -2.95% |
| Annual Interest Income | $300K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $29.9MM$29.2MM |
| Loans | Q1 2025vs Q1 2024 | $9.8MM$9.8MM |
| Deposits | Q1 2025vs Q1 2024 | $24.2MM$23.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5.6MM$5.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $40K$34K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $23K$36K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |