Central State Bank (10903)

Overview / Commentary
109 West Main Street
State Center, IA 50247

Central State Bank (10903) is headquartered in State Center and is the 77th largest bank in the state of Iowa. It is also the 2,194th largest bank in the nation. It was established in 1902 and as of September of 2021, it had grown to 32 employees at 2 locations. Central State Bank (10903) has an A health rating.


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Health Grade Components

FDIC Certificate #10903
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD13.98%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$368.1MM$356.6MM
LoansQ3 2021vs Q3 2020$267.9MM$246.5MM
DepositsQ3 2021vs Q3 2020$292.0MM$284.4MM
Equity CapitalQ3 2021vs Q3 2020$48.6MM$44.4MM
Loan Loss AllowanceQ3 2021vs Q3 2020$2.9MM$3.2MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$5.0MM$5.4MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (10903) Savings Account Rates

0.15%--Regular Savings Account

Central State Bank (10903) Money Market Rates

0.45%*$250k*-Money Market Account
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $100k | 0.40% $100k - $250k
0.25%--Senior Money Market Account

Central State Bank (10903) Checking Account Rates

0.10%--NOW Checking Account

Central State Bank (10903) CD Rates

0.80%$1.5k-60 Month CD
0.75%$1.5k-24 Month CD
0.70%$1.5k-36 Month CD
0.70%$1.5k-48 Month CD
0.55%$1.5k-18 Month CD
0.35%$1.5k-12 Month CD
0.30%$1.5k-6 Month CD

Central State Bank (10903) Locations
Central State Bank109 West Main StreetState Center, IA 50247
Ames Branch2709 Northridge ParkwayAmes, IA 50010

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