Central State Bank (10903)

Overview / Commentary
109 West Main Street
State Center, IA 50247

Central State Bank (10903) is headquartered in STATE CENTER and is the 58th largest bank in the state of Iowa. It is also the 1,741st largest bank in the nation. It was established in 1902 and as of March of 2024, it had grown to 32 employees at 3 locations. Central State Bank (10903)'s money market rates are 9X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #10903
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.43%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$519.1MM$466.7MM
LoansQ1 2024vs Q1 2023$408.2MM$355.6MM
DepositsQ1 2024vs Q1 2023$426.7MM$386.4MM
Equity CapitalQ1 2024vs Q1 2023$46.6MM$44.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$4.7MM$4.8MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$0$0
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (10903) Savings Account Rates

0.15%$0-Regular Savings Account

Central State Bank (10903) Money Market Rates

3.75%*$500k*-CSB Money Market
OTHER TIERS: 1.50% $0 - $25k | 1.60% $25k - $100k | 1.65% $100k - $250k | 1.75% $250k - $500k
3.75%*$500k*-Business Money Market
OTHER TIERS: 1.50% $0 - $25k | 1.60% $25k - $100k | 1.65% $100k - $250k | 1.75% $250k - $500k
1.50%$0-Senior Money Market

Central State Bank (10903) Checking Account Rates

2.50%$0$100kNOW Elite Checking
0.10%$0-NOW Checking Account

Central State Bank (10903) CD Rates

5.06%$0-6 Month CD Special
4.96%$0-12 Month CD
4.86%$0-18 Month CD
4.81%$0-24 Month CD
4.76%$0-36 Month CD
4.65%$0-48 Month CD
4.55%$0-60 Month CD

Central State Bank (10903) Locations
Central State Bank109 Main St WState Center, IA 50247
Ames Branch2709 Northridge ParkwayAmes, IA 50010
West Des Moines Branch140 S 68th StWest Des Moines, IA 50266

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