Central State Bank (10903)

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.centralstatebankia.com

641-483-2505

109 West Main Street
State Center, IA 50247

Central State Bank (10903) is headquartered in STATE CENTER and is the 56^th largest bank in the state of Iowa. It is also the 1,678^th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 33 employees at 3 locations. Central State Bank (10903) has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	10903
Year Established	1902
Employees	33
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.54%
Return on Equity - YTD	5.94%
Annual Interest Income	$7.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$551.7MM$519.1MM
Loans	Q1 2025vs Q1 2024	$435.3MM$408.2MM
Deposits	Q1 2025vs Q1 2024	$464.5MM$426.7MM
Equity Capital	Q1 2025vs Q1 2024	$50.5MM$46.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.8MM$4.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$439K$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Central State Bank (10903) are currently being reviewed.

Locations

Central State Bank (10903) Locations
Central State Bank	109 Main St W	State Center, IA 50247
Ames Branch	2709 Northridge Parkway	Ames, IA 50010
West Des Moines Branch	140 S 68th St	West Des Moines, IA 50266

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