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Central State Bank (10903)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
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Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
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Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
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Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.55%
Our Rating
4.2  / 5
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Overview / Commentary
www.centralstatebankia.com
641-483-2505
109 West Main Street
State Center, IA 50247

Central State Bank (10903) is headquartered in STATE CENTER and is the 52nd largest bank in the state of Iowa. It is also the 1,651st largest bank in the nation. It was established in 1902 and as of September of 2024, it had grown to 32 employees at 3 locations. Central State Bank (10903) has an A health rating.

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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #10903
Year Established1902
Employees32
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.02%
Annual Interest Income$21MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$559.7MM$472.2MM
LoansQ3 2024vs Q3 2023$433.2MM$369.3MM
DepositsQ3 2024vs Q3 2023$460.5MM$389MM
Equity CapitalQ3 2024vs Q3 2023$50.8MM$43MM
Loan Loss AllowanceQ3 2024vs Q3 2023$4.8MM$4.8MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$0$152K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/25/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates

Rates for Central State Bank (10903) are currently being reviewed.

Locations


Central State Bank (10903) Locations
Central State Bank109 Main St WState Center, IA 50247
Ames Branch2709 Northridge ParkwayAmes, IA 50010
West Des Moines Branch140 S 68th StWest Des Moines, IA 50266

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