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  2. Central State Bank (10903)

Central State Bank (10903)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.26%5-year CD60 Months CD
1.55% - National Average
1.25%1-year CD12 Months CD
0.62% - National Average
0.30%SavingsRegular Savings Account
1.30% - Synchrony Bank High Yield SavingsAdvertisement
View all Central State Bank (10903) rates »

Overview / Commentary
www.centralstatebankia.com
641-483-2505
109 West Main Street
State Center, IA 50247

Central State Bank (10903) is headquartered in State Center and is the 79th largest bank in the state of Iowa. It is also the 2,477th largest bank in the nation. It was established in 1902 and as of June of 2017, it had grown to 23 employees at 1 location. Central State Bank (10903)'s money market rates are 70% higher than the national average, and it boasts an A+ health rating.

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18Mo Special Certificate - 3/13/2017

18-month CD Special, 1.86% APY, $5k minimum

20-Month CD Special 1.51% APY - 12/15/2016

Only available at the lone branch in State Center, Iowa (which just happens to be located at the center of the state).  $5k minimum deposit.

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Health
A+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #10903
Year Established1902
Employees23
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.71%
Return on Equity - YTD14.35%
Annual Interest Income$5.4MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$258.6MM$230.7MM
LoansQ2 2017vs Q2 2016$185.0MM$150.6MM
DepositsQ2 2017vs Q2 2016$200.1MM$181.2MM
Equity CapitalQ2 2017vs Q2 2016$31.0MM$30.7MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.8MM$2.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$3.2MM$6.8MM
Real Estate OwnedQ2 2017vs Q2 2016$0$24.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (10903) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Regular Savings Account

Central State Bank (10903) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--Senior Money Market Account
0.40%*$100k*-Money Market Account
OTHER TIERS: 0.25% → Up to $10k | 0.30% → $10k - $100k

Central State Bank (10903) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--NOW Checking Account

Central State Bank (10903) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.26%--60 Months CD
2.01%--48 Months CD
2.01%$5k-15 Month CD Special
1.76%--36 Months CD
1.51%--24 Months CD
1.35%--18 Months CD
1.25%--12 Months CD
1.00%--6 Months CD
Locations


Central State Bank (10903) Locations
Central State Bank109 West Main StreetState Center, IA 50247