Central State Bank (10903)

Overview / Commentary
109 West Main Street
State Center, IA 50247

Central State Bank (10903) is headquartered in State Center and is the 70th largest bank in the state of Iowa. It is also the 2,100th largest bank in the nation. It was established in 1902 and as of June of 2020, it had grown to 28 employees at 2 locations. Central State Bank (10903)'s money market rates are 48% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #10903
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.63%
Return on Equity - YTD13.47%
Annual Interest Income$7.2MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$351.7MM$310.6MM
LoansQ2 2020vs Q2 2019$238.7MM$212.4MM
DepositsQ2 2020vs Q2 2019$278.3MM$247.0MM
Equity CapitalQ2 2020vs Q2 2019$42.9MM$37.8MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.6MM$2.2MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$5.4MM$4.4MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not Central State Bank (10903); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (10903) Savings Account Rates

0.15%--Regular Savings Account

Central State Bank (10903) Money Market Rates

0.65%*$250k*-Money Market Account
OTHER TIERS: 0.20% Up to $25k | 0.35% $25k - $100k | 0.50% $100k - $250k
0.50%--Senior Money Market Account

Central State Bank (10903) Checking Account Rates

0.10%--NOW Checking Account

Central State Bank (10903) CD Rates

1.20%$1.5k-60 Month CD
1.00%$1.5k-48 Month CD
0.90%$1.5k-36 Month CD
0.50%$1.5k-12 Month CD
0.50%$1.5k-18 Month CD
0.50%$1.5k-24 Month CD
0.35%$1.5k-6 Month CD

Central State Bank (10903) Locations
Central State Bank109 West Main StreetState Center, IA 50247
Ames Branch2709 Northridge ParkwayAmes, IA 50010

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