Central State Bank (10903)

Overview / Commentary
109 West Main Street
State Center, IA 50247

Central State Bank (10903) is headquartered in STATE CENTER and is the 60th largest bank in the state of Iowa. It is also the 1,824th largest bank in the nation. It was established in 1902 and as of September of 2023, it had grown to 34 employees at 3 locations. Central State Bank (10903)'s money market rates are 9X the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #10903
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD7.06%
Annual Interest Income$15.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$472.2MM$428MM
LoansQ3 2023vs Q3 2022$369.3MM$329.1MM
DepositsQ3 2023vs Q3 2022$389MM$359.7MM
Equity CapitalQ3 2023vs Q3 2022$43MM$38.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$4.8MM$3.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$152K$96K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Central State Bank (10903); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central State Bank (10903) Savings Account Rates

0.15%--Regular Savings Account

Central State Bank (10903) Money Market Rates

3.75%*$500k*-CSB Money Market
OTHER TIERS: 1.50% Up to $25k | 1.60% $25k - $100k | 1.65% $100k - $250k | 1.75% $250k - $500k
3.75%*$500k*-Business Money Market
OTHER TIERS: 1.50% Up to $25k | 1.60% $25k - $100k | 1.65% $100k - $250k | 1.75% $250k - $500k
1.50%--Senior Money Market

Central State Bank (10903) Checking Account Rates

2.50%-$100kNOW Elite Checking
0.10%--NOW Checking Account

Central State Bank (10903) CD Rates

5.06%--6 Month CD Special
4.96%--12 Month CD
4.86%--18 Month CD
4.81%--24 Month CD
4.76%--36 Month CD
4.65%--48 Month CD
4.55%--60 Month CD

Central State Bank (10903) Locations
Central State Bank109 Main St WState Center, IA 50247
Ames Branch2709 Northridge ParkwayAmes, IA 50010
West Des Moines Branch140 S 68th StWest Des Moines, IA 50266

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